Related papers: Beyond SSO: Mobile Money Authentication for Inclus…
Previous Web access authentication systems often use either the Web or the Mobile channel individually to confirm the claimed identity of the remote user. This paper proposes a new protocol using multifactor authentication system that is…
Mobile money services in Sub-Saharan Africa (SSA) have increased access to financial services. To ensure proper identification of users, countries have put in place Know-Your-Customer (KYC) measures such as SIM registration using an…
The rise of smartphones has led to a significant increase in the usage of mobile payments. Mobile payments allow individuals to access financial resources and make transactions through their mobile devices while on the go. However, the…
Nowadays, mobile banking becomes a popular tool which consumers can conduct financial transactions such as shopping, monitoring accounts balance, transferring funds and other payments. Consumers dependency on mobile needs, make people take…
Digital financial services have catalyzed financial inclusion in Africa. Commonly implemented as a mobile wallet service referred to as mobile money (MoMo), the technology provides enormous benefits to its users, some of whom have long been…
Approximately 61% of cyber attacks involve adversaries in possession of valid credentials. Attackers acquire credentials through various means, including phishing, dark web data drops, password reuse, etc. Multi-factor authentication (MFA)…
Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing financial transactions in Africa and other developing regions.…
Cybersecurity is very essential for Mobile Transactions to complete seamlessly. Mobile Commerce (Mcom.) is the very basic transaction type, which is very commonly used (2 in 5 people uses mobile as transaction medium), To secure this there…
The unique identities of every mobile user (phone number,IMSI) and device (IMEI) are far from secure and are increasingly vulnerable to a variety of network-level threats. The exceedingly high reliance on the weak SIM authentication layer…
Cash payment is still king in several markets, accounting for more than 90\ of the payments in almost all the developing countries. The usage of mobile phones is pretty ordinary in this present era. Mobile phones have become an inseparable…
The West African Economic and Monetary Union (WAEMU) states, characterized by widespread smartphone usage, have witnessed banks and financial institutions introducing mobile banking applications (MBAs). These apps empower users to perform…
The widespread use of smartphones gives rise to new security and privacy concerns. Smartphone thefts account for the largest percentage of thefts in recent crime statistics. Using a victim's smartphone, the attacker can launch impersonation…
Space-air-ground integrated networks (SAGINs), which have emerged as an expansion of terrestrial networks, provide flexible access, ubiquitous coverage, high-capacity backhaul, and emergency/disaster recovery for mobile users (MUs). While…
Companies have increasingly turned to application service providers (ASPs) or Software as a Service (SaaS) vendors to offer specialized web-based services that will cut costs and provide specific and focused applications to users. The…
As has been widely discussed, the GSM mobile telephony system only offers unilateral authentication of the mobile phone to the network; this limitation permits a range of attacks. While adding support for mutual authentication would be…
Authentication is one of the essential security services in Wireless Sensor Networks (WSNs) for ensuring secure data sessions. Sensor node authentication ensures the confidentiality and validity of data collected by the sensor node, whereas…
Cashless payment systems offer many benefits over cash, but also have some drawbacks. Fake terminals, skimming, wireless connectivity, and relay attacks are persistent problems. Attempts to overcome one problem often lead to another - for…
Recently, mobile operators in many developing economies have launched "Mobile Money" platforms that deliver basic financial services over the mobile phone network. While many believe that these services can improve the lives of the poor, a…
Due to increased security awareness of enterprises for mobile applications operating with sensitive or personal data as well as extended regulations form legislative (the principle of proportionality) various approaches, how to implement…
We present SMAUG (Secure Mobile Authentication Using Gestures), a novel biometric assisted authentication algorithm for mobile devices that is solely based on data collected from multiple sensors that are usually installed on modern devices…