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Predicting the probability of default (PD) of prospective loans is a critical objective for financial institutions. In recent years, machine learning (ML) algorithms have achieved remarkable success across a wide variety of prediction…

Risk Management · Quantitative Finance 2025-06-25 Adrian Iulian Cristescu , Matteo Giordano

Robust feature selection is vital for creating reliable and interpretable Machine Learning (ML) models. When designing statistical prediction models in cases where domain knowledge is limited and underlying interactions are unknown,…

Uncertainty of decisions in safety-critical engineering applications can be estimated on the basis of the Bayesian Markov Chain Monte Carlo (MCMC) technique of averaging over decision models. The use of decision tree (DT) models assists…

Artificial Intelligence · Computer Science 2010-12-03 Vitaly Schetinin , Jonathan Fieldsend , Derek Partridge , Wojtek Krzanowski , Richard Everson , Trevor Bailey , Adolfo Hernandez

Convolutional Neural Networks (CNNs) serve various applications with diverse performance and resource requirements. Model-aware CNN accelerators best address these diverse requirements. These accelerators usually combine multiple dedicated…

Hardware Architecture · Computer Science 2025-04-08 Fareed Qararyah , Mohammad Ali Maleki , Pedro Trancoso

Multi criteria decision analysis (MCDA) has been used to provide a holistic evaluation of the quality of 13 electricity generation technologies in use today. A group of 19 energy experts cast scores on a scale of 1 to 10 using 12 quality…

Physics and Society · Physics 2021-01-26 Euan Mearns , Didier Sornette

Low-rank adaptation (LoRA) methods show great potential for scaling pre-trained general-purpose Large Language Models (LLMs) to hundreds or thousands of use scenarios. However, their efficacy in high-stakes domains like finance is rarely…

Computational Engineering, Finance, and Science · Computer Science 2025-05-27 Dannong Wang , Jaisal Patel , Daochen Zha , Steve Y. Yang , Xiao-Yang Liu

Scaling pre-training compute has proven effective for achieving mulitlinguality, but does the same hold for test-time scaling? In this work, we introduce MCLM, a multilingual math benchmark featuring competition-level problems in 55…

Computation and Language · Computer Science 2025-08-04 Guijin Son , Jiwoo Hong , Hyunwoo Ko , James Thorne

Recent advancements in financial problem-solving have leveraged LLMs and agent-based systems, with a primary focus on trading and financial modeling. However, credit assessment remains an underexplored challenge, traditionally dependent on…

Computation and Language · Computer Science 2025-07-31 Gautam Jajoo , Pranjal A Chitale , Saksham Agarwal

The proliferation of Large Language Models (LLMs) has led to a burgeoning ecosystem of specialized, domain-specific models. While this rapid growth accelerates innovation, it has simultaneously created significant challenges in model…

Software Engineering · Computer Science 2026-04-16 Pengyue Yang , Haolin Jin , Qingwen Zeng , Jiawen Wen , Harry Rao , Huaming Chen

Memory systems are critical for LLMs, mitigating context window limitations and supporting long-horizon user-LLM interactions. Such systems typically comprise multiple agents responsible for memory construction and retrieval. Existing…

Multiagent Systems · Computer Science 2026-04-28 Wenyu Mao , Haoyang Liu , Haosong Tan , Yaorui Shi , Jiancan Wu , An Zhang , Xiang Wang

Monte Carlo Tree Search (MCTS) is a sampling best-first method to search for optimal decisions. The success of MCTS depends heavily on how the MCTS statistical tree is built and the selection policy plays a fundamental role in this. A…

Artificial Intelligence · Computer Science 2023-02-08 Fred Valdez Ameneyro , Edgar Galvan

Uncovering causal effects in multiple treatment setting at various levels of granularity provides substantial value to decision makers. Comprehensive machine learning approaches to causal effect estimation allow to use a single causal…

Econometrics · Economics 2025-02-17 Michael Lechner , Jana Mareckova

Artificial intelligence (AI) and machine learning (ML) have become vital to remain competitive for financial services companies around the globe. The two models currently competing for the pole position in credit risk management are deep…

Machine Learning · Computer Science 2022-05-24 Marc Schmitt

In recent years, HPC systems and CPU architectures as their central components, have become increasingly complex, making application development and optimization quite challenging. In this respect, intuitive performance models like the…

Distributed, Parallel, and Cluster Computing · Computer Science 2026-05-29 José Morgado , Leonel Sousa , Aleksandar Ilic

Cumulative probability models (CPMs) are a robust alternative to linear models for continuous outcomes. However, they are not feasible for very large datasets due to elevated running time and memory usage, which depend on the sample size,…

Computation · Statistics 2022-07-15 Chun Li , Guo Chen , Bryan E. Shepherd

As financial institutions increasingly adopt Large Language Models (LLMs), rigorous domain-specific evaluation becomes critical for responsible deployment. This paper presents a comprehensive benchmark evaluating 23 state-of-the-art LLMs on…

Computation and Language · Computer Science 2025-09-23 Pranam Shetty , Abhisek Upadhayaya , Parth Mitesh Shah , Srikanth Jagabathula , Shilpi Nayak , Anna Joo Fee

Competing risk analysis accounts for multiple mutually exclusive events, improving risk estimation over traditional survival analysis. Despite methodological advancements, a comprehensive comparison of competing risk methods, especially in…

Methodology · Statistics 2025-04-04 Paul M. Djangang , Summer S. Han , Nilotpal Sanyal

Priorities in multi-criteria decision-making (MCDM) convey the relevance preference of one criterion over another, which is usually reflected by imposing the non-negativity and unit-sum constraints. The processing of such priorities is…

Methodology · Statistics 2023-04-19 Majid Mohammadi , Damian A. Tamburri , Jafar Rezaei

The RRUM is a model that is frequently seen in language assessment studies. The objective of this research is to advance an MCMC algorithm for the Bayesian RRUM. The algorithm starts with estimating correlated attributes. Using a saturated…

Applications · Statistics 2017-10-25 Meng-Ta Chung , Matthew S. Johnson

Recent years have seen a surge of research into conversational recommender systems (CRS). Among existing datasets, ReDial is the most widely used benchmark, cited in hundreds of studies. However, variations in how the dataset is…

Information Retrieval · Computer Science 2026-05-21 Ivica Kostric , Krisztian Balog