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Artificial intelligence (AI) enables machines to learn from human experience, adjust to new inputs, and perform human-like tasks. AI is progressing rapidly and is transforming the way businesses operate, from process automation to cognitive…

Machine Learning · Computer Science 2021-12-17 Ambreen Hanif

In this empirical paper we show that in the months following a crash there is a distinct connection between the fall of stock prices and the increase in the range of interest rates for a sample of bonds. This variable, which is often…

Statistical Mechanics · Physics 2009-10-31 B. M. Roehner

Water consumption is an increasingly critical dimension of computing sustainability, especially as AI workloads rapidly scale. However, current water impact assessment often overlooks where and when water stress is more severe. To fill in…

Distributed, Parallel, and Cluster Computing · Computer Science 2025-07-02 Yanran Wu , Inez Hua , Yi Ding

Interbank markets are often characterised in terms of a core-periphery network structure, with a highly interconnected core of banks holding the market together, and a periphery of banks connected mostly to the core but not internally. This…

Risk Management · Quantitative Finance 2018-09-18 Sadamori Kojaku , Giulio Cimini , Guido Caldarelli , Naoki Masuda

Credit Scoring is one of the problems banks and financial institutions have to solve on a daily basis. If the state-of-the-art research in Machine and Deep Learning for finance has reached interesting results about Credit Scoring models,…

Risk Management · Quantitative Finance 2024-12-31 Abdollah Rida

According to theoretical models of valuing risky corporate securities, risk of default is primary component in overall yield spread. However, sizable empirical literature considers it otherwise by giving more importance to non-default risk…

Pricing of Securities · Quantitative Finance 2013-03-15 Syed Muhammad Noaman Ahmed Shah , Mazen Kebewar

Common asset holdings are widely believed to have been the primary vector of contagion in the recent financial crisis. We develop a network approach to the amplification of financial contagion due to the combination of overlapping…

General Finance · Quantitative Finance 2012-11-06 Fabio Caccioli , Munik Shrestha , Cristopher Moore , J. Doyne Farmer

Interbank lending and borrowing occur when financial institutions seek to settle and refinance their mutual positions over time and circumstances. This interactive process involves money creation at the aggregate level. Coordination…

General Finance · Quantitative Finance 2021-09-27 Yuri Biondi , Feng Zhou

It is well known that the Cox-Ingersoll-Ross (CIR) stochastic model to study the term structure of interest rates, as introduced in 1985, is inadequate for modelling the current market environment with negative short interest rates.…

Computational Finance · Quantitative Finance 2018-06-12 Giuseppe Orlando , Rosa Maria Mininni , Michele Bufalo

We propose a new framework for measuring connectedness among financial variables that arises due to heterogeneous frequency responses to shocks. To estimate connectedness in short-, medium-, and long-term financial cycles, we introduce a…

Methodology · Statistics 2017-12-20 Jozef Barunik , Tomas Krehlik

Complex AI systems make better predictions but often lack transparency, limiting trustworthiness, interpretability, and safe deployment. Common post hoc AI explainers, such as LIME, SHAP, HSIC, and SAGE, are model agnostic but are too…

Systemic risk refers to the overall vulnerability arising from the high degree of interconnectedness and interdependence within the financial system. In the rapidly developing decentralized finance (DeFi) ecosystem, numerous studies have…

Risk Management · Quantitative Finance 2026-01-14 Shiyu Zhang , Zining Wang , Jin Zheng , John Cartlidge

The Robust Effect Size Index (RESI) is a recently proposed standardized effect size to quantify association strength across models. However, its confidence interval construction has relied on computationally intensive bootstrap procedures.…

Methodology · Statistics 2026-01-28 Xinyu Zhang , Rachael Muscatello , Megan Jones , Blythe Corbett , Simon Vandekar

Credit risk stress testing has become an important risk management device which is used both by banks internally and by regulators. Stress testing is complex because it essentially means projecting a bank's full balance sheet conditional on…

Risk Management · Quantitative Finance 2024-01-18 Bernd Engelmann

Decentralized Finance (DeFi), a financial ecosystem without centralized controlling organization, has introduced a new paradigm for lending and borrowing. However, its capital efficiency remains constrained by the inability to effectively…

Risk Management · Quantitative Finance 2025-03-26 Rik Ghosh , Arka Datta , Vidhi Aggarwal , Sudipan Sinha , Rajdeep Sengupta

I construct a Market Stress Probability Index (MSPI) that estimates the probability of high stress in the U.S. equity market one month ahead using information from the cross-section of individual stocks. Using CRSP daily data, each month is…

Risk Management · Quantitative Finance 2026-02-10 Marc Schmitt

In this paper we analyze the resilience of a network of banks to joint price fluctuations of the external assets in which they have shared exposures, and evaluate the worst-case effects of the possible default contagion. Indeed, when the…

Risk Management · Quantitative Finance 2025-10-09 Giuseppe Calafiore , Giulia Fracastoro , Anton Proskurnikov

The stability of a complex financial system may be assessed by measuring risk contagion between various financial institutions with relatively high exposure. We consider a financial network model using a bipartite graph of financial…

Risk Management · Quantitative Finance 2025-05-23 Bikramjit Das , Vicky Fasen-Hartmann

This paper investigates the dynamic interactions between large-scale data centers and the power grid, focusing on reliability challenges arising from sudden fluctuations in demand. With the rapid growth of AI-driven workloads, such…

Systems and Control · Electrical Eng. & Systems 2025-10-30 Kyung-Bin Kwon , Sayak Mukherjee , Veronica Adetola

Forecasting corporate financial distress increasingly requires capturing firms' adoption of transformative technologies such as artificial intelligence, yet model performance remains vulnerable to temporal distribution shifts as these…

General Economics · Economics 2026-04-07 Frederik Rech , Hussam Musa , Martin Šebeňa , Siele Jean Tuo
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