Related papers: Evaluating the stability of model explanations in …
Explainable Artificial Intelligence (XAI) methods (SHAP, LIME) are increasingly adopted to interpret models in high-stakes businesses. However, the credibility of these explanations, their stability under realistic data perturbations,…
Nowadays we are witnessing a transformation of the business processes towards a more computation driven approach. The ever increasing usage of Machine Learning techniques is the clearest example of such trend. This sort of revolution is…
Class imbalance in data presents significant challenges for classification tasks. It is fairly common and requires careful handling to obtain desirable performance. Traditional classification algorithms become biased toward the majority…
This study focuses on the problem of credit default prediction, builds a modeling framework based on machine learning, and conducts comparative experiments on a variety of mainstream classification algorithms. Through preprocessing, feature…
This paper investigates a unexplored yet impactful vulnerability in AI explainability used in intrusion detection (IDS): multicollinearity-induced instability. Despite extensive reliance on post-hoc explainability tools such as SHAP or…
In-context learning (ICL) has emerged as an effective approach to enhance the performance of large language models (LLMs). However, its effectiveness varies significantly across models and tasks, posing challenges for practitioners to…
Reliable pattern recognition systems should exhibit consistent behavior across similar inputs, and their explanations should remain stable. However, most Explainable AI evaluations remain instance centric and do not explicitly quantify…
Locally interpretable model agnostic explanations (LIME) method is one of the most popular methods used to explain black-box models at a per example level. Although many variants have been proposed, few provide a simple way to produce high…
In the field of Explainable AI, multiples evaluation metrics have been proposed in order to assess the quality of explanation methods w.r.t. a set of desired properties. In this work, we study the articulation between the stability,…
Despite the wide use of explainability techniques to attempt to understand the behavior of Artificial Intelligence (AI), the generated explanations may not always be reliable. An explanation can appear plausible to humans but fail to…
Machine learning (ML) for transient stability assessment has gained traction due to the significant increase in computational requirements as renewables connect to power systems. To achieve a high degree of accuracy; black-box ML models are…
The increasing development in the consumer credit card market brings substantial regulatory and risk management challenges. The advanced machine learning models applications bring concerns about model transparency and fairness for both…
Evolving borrower behaviors, shifting economic conditions, and changing regulatory landscapes continuously reshape the data distributions underlying modern credit-scoring systems. Conventional explainability techniques, such as SHAP, assume…
CLIP is one of the most popular foundation models and is heavily used for many vision-language tasks, yet little is known about its inner workings. As CLIP is increasingly deployed in real-world applications, it is becoming even more…
Artificial Intelligence (AI) has created the single biggest technology revolution the world has ever seen. For the finance sector, it provides great opportunities to enhance customer experience, democratize financial services, ensure…
Understanding black-box machine learning models is crucial for their widespread adoption. Learning globally interpretable models is one approach, but achieving high performance with them is challenging. An alternative approach is to explain…
A primary goal of class-incremental learning is to strike a balance between stability and plasticity, where models should be both stable enough to retain knowledge learned from previously seen classes, and plastic enough to learn concepts…
Interpretable classification models are built with the purpose of providing a comprehensible description of the decision logic to an external oversight agent. When considered in isolation, a decision tree, a set of classification rules, or…
Ensuring transparency in machine learning decisions is critically important, especially in sensitive sectors such as healthcare, finance, and justice. Despite this, some popular explainable algorithms, such as Local Interpretable…
To imitate the ability of keeping learning of human, continual learning which can learn from a never-ending data stream has attracted more interests recently. In all settings, the online class incremental learning (OCIL), where incoming…