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CRRA utility where the risk aversion coefficient is a constant is commonly seen in various economics models. But wealth-driven risk aversion rarely shows up in investor's investment problems. This paper mainly focus on numerical solutions…

Machine Learning · Statistics 2022-10-04 Ruoxin Xiao

We model a dynamic data economy with fully endogenous growth where agents generate data from consumption and share them with innovation and production firms. Different from other productive factors such as labor or capital, data are…

Theoretical Economics · Economics 2021-09-22 Lin William Cong , Wenshi Wei , Danxia Xie , Longtian Zhang

We study how a monopolist's use of consumer data for price discrimination affects welfare. To answer this question, we develop a model of market segmentation subject to residual uncertainty. We fully characterize when data usage…

Theoretical Economics · Economics 2025-11-20 Maryam Farboodi , Nima Haghpanah , Ali Shourideh

Data augmentation that introduces diversity into the input data has long been used in training deep learning models. It has demonstrated benefits in improving robustness and generalization, practically aligning well with other…

Machine Learning · Computer Science 2025-08-18 Yang Ba , Michelle V. Mancenido , Rong Pan

Rationality is frequently associated with making the best possible decisions. It's widely acknowledged that humans, as rational beings, have limitations in their decision-making capabilities. Nevertheless, recent advancements in fields,…

Computers and Society · Computer Science 2023-11-03 Dibakar Das

Explosive growth in big data technologies and artificial intelligence [AI] applications have led to increasing pervasiveness of information facets and a rapidly growing array of information representations. Information facets, such as…

Human-Computer Interaction · Computer Science 2022-04-26 Jim Samuel , Rajiv Kashyap , Yana Samuel , Alexander Pelaez

Large Language Models (LLMs) are typically trained on data mixtures: most data come from web scrapes, while a small portion is curated from high-quality sources with dense domain-specific knowledge. In this paper, we show that when training…

Machine Learning · Computer Science 2026-05-12 Xinran Gu , Kaifeng Lyu , Jiazheng Li , Jingzhao Zhang

A longstanding question in the judgment and decision making literature is whether experts, even in high-stakes environments, exhibit the same cognitive biases observed in controlled experiments with inexperienced participants. Massey and…

Applications · Statistics 2025-04-25 Ryan S. Brill , Abraham J. Wyner

We study economies where consumers interact independently with many monopolists. When consumer valuations over goods are correlated, correlation can distort the induced distribution of consumer surplus (information rents). We identify which…

Theoretical Economics · Economics 2026-05-29 Eric Gao , Daniel Luo

In consumer search, there is a set of items. An agent has a prior over her value for each item and can pay a cost to learn the instantiation of her value. After exploring a subset of items, the agent chooses one and obtains a payoff equal…

Computer Science and Game Theory · Computer Science 2019-05-15 Nicole Immorlica , Jieming Mao , Christos Tzamos

Wealth transactions are central to economic activity, and their particularities shape macroeconomic outcomes. We propose an agent-based model to investigate how homophily influences economic inequality. The model simulates wealth exchanges…

Physics and Society · Physics 2025-02-26 Gustavo L. Kohlrausch , Thiago Dias , Sebastian Gonçalves

This paper shows how agents' choice in communicative action can be designed to mitigate the effect of their resource limits in the context of particular features of a collaborative planning task. I first motivate a number of hypotheses…

cmp-lg · Computer Science 2008-02-03 Marilyn A. Walker

Credit risk forecasting plays a crucial role for commercial banks and other financial institutions in granting loans to customers and minimise the potential loss. However, traditional machine learning methods require the sharing of…

Machine Learning · Computer Science 2024-01-17 Shuyao Zhang , Jordan Tay , Pedro Baiz

Interacting agents receive public information at no cost and flexibly acquire private information at a cost proportional to entropy reduction. When a policymaker provides more public information, agents acquire less private information,…

Theoretical Economics · Economics 2022-04-28 Takashi Ui

We study the informational efficiency of a market with a single traded asset. The price initially differs from the fundamental value, about which the agents have noisy private information (which is, on average, correct). A fraction of…

Trading and Market Microstructure · Quantitative Finance 2014-01-10 Gani Aldashev , Timoteo Carletti , Simone Righi

Humans are not homo economicus (i.e., rational economic beings). As humans, we exhibit systematic behavioral biases such as loss aversion, anchoring, framing, etc., which lead us to make suboptimal economic decisions. Insofar as such biases…

Computation and Language · Computer Science 2024-08-07 Jillian Ross , Yoon Kim , Andrew W. Lo

This study investigates the emergence of power-law and other concentrated distributions through a feedback loop model in crowd interactions. Agents act by their response functions to observations and external forces, while observations…

General Economics · Economics 2024-12-18 Jake J. Xia

The role of skill (fitness) and luck (randomness) as driving forces on the dynamics of resource accumulation in a myriad of systems have long puzzled scientists. Fueled by undisputed inequalities that emerge from actual competitions, there…

Physics and Society · Physics 2015-12-09 Bo Jiang , Liyuan Sun , Daniel R. Figueiredo , Bruno Ribeiro , Don Towsley

In the study by Chen et al. (2023) [01], the large language model GPT demonstrated economic rationality comparable to or exceeding the average human level in tasks such as budget allocation and risk preference. Building on this finding,…

Artificial Intelligence · Computer Science 2025-03-18 ShuiDe Wen

We study a general model on reusable resource allocation under model uncertainty. A heterogeneous population of customers arrive at the decision maker's (DM's) platform sequentially. Upon observing a customer's type, the DM selects an…

Optimization and Control · Mathematics 2022-12-07 Xilin Zhang , Wang Chi Cheung