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Related papers: Foe for Fraud: Transferable Adversarial Attacks in…

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Adversarial attacks are a major concern in security-centered applications, where malicious actors continuously try to mislead Machine Learning (ML) models into wrongly classifying fraudulent activity as legitimate, whereas system…

Adversarial attacks pose a significant threat to data-driven systems, and researchers have spent considerable resources studying them. Despite its economic relevance, this trend largely overlooked the issue of credit card fraud detection.…

Machine Learning · Computer Science 2026-03-17 Daniele Lunghi , Yannick Molinghen , Alkis Simitsis , Tom Lenaerts , Gianluca Bontempi

With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust…

Machine Learning · Computer Science 2024-11-13 Chang Yu , Yongshun Xu , Jin Cao , Ye Zhang , Yinxin Jin , Mengran Zhu

The dark face of digital commerce generalization is the increase of fraud attempts. To prevent any type of attacks, state-of-the-art fraud detection systems are now embedding Machine Learning (ML) modules. The conception of such modules is…

We evaluate adversarial robustness in tabular machine learning models used in financial decision making. Using credit scoring and fraud detection data, we apply gradient based attacks and measure impacts on discrimination, calibration, and…

Machine Learning · Computer Science 2025-12-19 Samruddhi Baviskar

Guaranteeing the security of transactional systems is a crucial priority of all institutions that process transactions, in order to protect their businesses against cyberattacks and fraudulent attempts. Adversarial attacks are novel…

Cryptography and Security · Computer Science 2021-01-21 Francesco Cartella , Orlando Anunciacao , Yuki Funabiki , Daisuke Yamaguchi , Toru Akishita , Olivier Elshocht

Credit card frauds are at an ever-increasing rate and have become a major problem in the financial sector. Because of these frauds, card users are hesitant in making purchases and both the merchants and financial institutions bear heavy…

Machine Learning · Computer Science 2020-12-08 Thanh Thi Nguyen , Hammad Tahir , Mohamed Abdelrazek , Ali Babar

Data economy relies on data-driven systems and complex machine learning applications are fueled by them. Unfortunately, however, machine learning models are exposed to fraudulent activities and adversarial attacks, which threaten their…

Machine Learning · Computer Science 2023-07-06 Danele Lunghi , Alkis Simitsis , Olivier Caelen , Gianluca Bontempi

Credit cards play an exploding role in modern economies. Its popularity and ubiquity have created a fertile ground for fraud, assisted by the cross boarder reach and instantaneous confirmation. While transactions are growing, the fraud…

Cryptography and Security · Computer Science 2022-08-24 Gayan K. Kulatilleke

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

Machine Learning · Computer Science 2019-12-09 Niloofar Yousefi , Marie Alaghband , Ivan Garibay

The rise of digital payments has accelerated the need for intelligent and scalable systems to detect fraud. This research presents an end-to-end, feature-rich machine learning framework for detecting credit card transaction anomalies and…

In recent years, financial fraud detection systems have become very efficient at detecting fraud, which is a major threat faced by e-commerce platforms. Such systems often include machine learning-based algorithms aimed at detecting and…

Cryptography and Security · Computer Science 2023-12-05 Chen Doytshman , Satoru Momiyama , Inderjeet Singh , Yuval Elovici , Asaf Shabtai

Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…

Machine Learning · Computer Science 2024-09-23 Sourav Verma , Joydip Dhar

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

Magecart skimming attacks have emerged as a significant threat to client-side security and user trust in online payment systems. This paper addresses the challenge of achieving robust and explainable detection of Magecart attacks through a…

Cryptography and Security · Computer Science 2025-11-07 Pedro Pereira , José Gouveia , João Vitorino , Eva Maia , Isabel Praça

Credit card fraud has emerged as major problem in the electronic payment sector. In this survey, we study data-driven credit card fraud detection particularities and several machine learning methods to address each of its intricate…

Machine Learning · Computer Science 2020-10-14 Yvan Lucas , Johannes Jurgovsky

As the financial industry becomes more interconnected and reliant on digital systems, fraud detection systems must evolve to meet growing threats. Cloud-enabled Transformer models present a transformative opportunity to address these…

Computational Engineering, Finance, and Science · Computer Science 2025-02-03 Tingting Deng , Shuochen Bi , Jue Xiao

Credit card fraud causes significant financial losses and frequently occurs as fraud attack, defined as short-term sequence of fraudulent transactions associated with high transaction rates and amounts, business areas historically tied to…

Optimization and Control · Mathematics 2025-03-27 Alexander Stotsky

Vertical Federated Learning (VFL) has revolutionised collaborative machine learning by enabling privacy-preserving model training across multiple parties. However, it remains vulnerable to information leakage during intermediate computation…

Machine Learning · Computer Science 2025-05-19 Achmad Ginanjar , Xue Li , Priyanka Singh , Wen Hua

The rapid expansion of e-commerce and the widespread use of credit cards in online purchases and financial transactions have significantly heightened the importance of promptly and accurately detecting credit card fraud (CCF). Not only do…

Risk Management · Quantitative Finance 2025-02-25 Mehdi Hosseini Chagahi , Niloufar Delfan , Saeed Mohammadi Dashtaki , Behzad Moshiri , Md. Jalil Piran
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