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Credit risk forecasting plays a crucial role for commercial banks and other financial institutions in granting loans to customers and minimise the potential loss. However, traditional machine learning methods require the sharing of…

Machine Learning · Computer Science 2024-01-17 Shuyao Zhang , Jordan Tay , Pedro Baiz

With the deepening of the digitization degree of financial business, financial fraud presents more complex and hidden characteristics, which poses a severe challenge to the risk prevention and control ability of financial institutions. At…

Computational Engineering, Finance, and Science · Computer Science 2024-05-08 Xinye Sha

Federated Inference (FI) studies how independently trained and privately owned models can collaborate at inference time without sharing data or model parameters. While recent work has explored secure and distributed inference from disparate…

Artificial Intelligence · Computer Science 2026-03-05 Jungwon Seo , Ferhat Ozgur Catak , Chunming Rong , Jaeyeon Jang

The classical machine learning paradigm requires the aggregation of user data in a central location where machine learning practitioners can preprocess data, calculate features, tune models and evaluate performance. The advantage of this…

This paper proposes a data privacy protection framework based on federated learning, which aims to realize effective cross-domain data collaboration under the premise of ensuring data privacy through distributed learning. Federated learning…

Machine Learning · Computer Science 2025-04-02 Yiwei Zhang , Jie Liu , Jiawei Wang , Lu Dai , Fan Guo , Guohui Cai

Federated learning performs distributed model training using local data hosted by agents. It shares only model parameter updates for iterative aggregation at the server. Although it is privacy-preserving by design, federated learning is…

Machine Learning · Computer Science 2019-05-09 Yufei Han , Xiangliang Zhang

Federated Learning enables a population of clients, working with a trusted server, to collaboratively learn a shared machine learning model while keeping each client's data within its own local systems. This reduces the risk of exposing…

Cryptography and Security · Computer Science 2020-10-13 David Byrd , Antigoni Polychroniadou

Federated learning enables distributed clients to collaborate on training while storing their data locally to protect client privacy. However, due to the heterogeneity of data, models, and devices, the final global model may need to perform…

Machine Learning · Computer Science 2024-06-25 Wolong Xing , Zhenkui Shi , Hongyan Peng , Xiantao Hu , Xianxian Li

Federated learning (FL) allows distributed participants to train machine learning models in a decentralized manner. It can be used for radio signal classification with multiple receivers due to its benefits in terms of privacy and…

Signal Processing · Electrical Eng. & Systems 2024-01-23 Han Zhang , Medhat Elsayed , Majid Bavand , Raimundas Gaigalas , Yigit Ozcan , Melike Erol-Kantarci

Digital textbooks are widely used in various educational contexts, such as university courses and online lectures. Such textbooks yield learning log data that have been used in numerous educational data mining (EDM) studies for student…

Machine Learning · Computer Science 2025-07-22 Shunsuke Yoneda , Valdemar Švábenský , Gen Li , Daisuke Deguchi , Atsushi Shimada

This paper studies Federated Learning (FL) for binary classification of volatile financial market trends. Using a shared Long Short-Term Memory (LSTM) classifier, we compare three scenarios: (i) a centralized model trained on the union of…

Machine Learning · Computer Science 2025-09-23 Manuel Noseda , Alberto De Luca , Lukas Von Briel , Nathan Lacour

The uses of Machine Learning (ML) in detection of network attacks have been effective when designed and evaluated in a single organisation. However, it has been very challenging to design an ML-based detection system by utilising…

Machine Learning · Computer Science 2023-05-12 Mohanad Sarhan , Siamak Layeghy , Nour Moustafa , Marius Portmann

Federated learning, a distributed learning paradigm, utilizes multiple clients to build a robust global model. In real-world applications, local clients often operate within their limited domains, leading to a `domain shift' across clients.…

Machine Learning · Computer Science 2024-07-12 Seunghan Yang , Seokeon Choi , Hyunsin Park , Sungha Choi , Simyung Chang , Sungrack Yun

Automated cyber threat detection in computer networks is a major challenge in cybersecurity. The cyber domain has inherent challenges that make traditional machine learning techniques problematic, specifically the need to learn continually…

Cryptography and Security · Computer Science 2021-04-29 Frank W. Bentrem , Michael A. Corsello , Joshua J. Palm

Over the last years, topic modeling has emerged as a powerful technique for organizing and summarizing big collections of documents or searching for particular patterns in them. However, privacy concerns may arise when cross-analyzing data…

Machine Learning · Computer Science 2023-06-13 Lorena Calvo-Bartolomé , Jerónimo Arenas-García

The report demonstrates the benefits (in terms of improved claims loss modeling) of harnessing the value of Federated Learning (FL) to learn a single model across multiple insurance industry datasets without requiring the datasets…

Machine Learning · Computer Science 2024-02-26 Panyi Dong , Zhiyu Quan , Brandon Edwards , Shih-han Wang , Runhuan Feng , Tianyang Wang , Patrick Foley , Prashant Shah

With the growth of digital financial systems, robust security and privacy have become a concern for financial institutions. Even though traditional machine learning models have shown to be effective in fraud detections, they often…

Cryptography and Security · Computer Science 2025-10-20 Cade Houston Kennedy , Amr Hilal , Morteza Momeni

Machine learning models used for distributed architectures consisting of servers and clients require large amounts of data to achieve high accuracy. Data obtained from clients are collected on a central server for model training. However,…

Cryptography and Security · Computer Science 2025-09-18 Ozer Ozturk , Busra Buyuktanir , Gozde Karatas Baydogmus , Kazim Yildiz

Aiming at privacy preservation, Federated Learning (FL) is an emerging machine learning approach enabling model training on decentralized devices or data sources. The learning mechanism of FL relies on aggregating parameter updates from…

Machine Learning · Computer Science 2024-05-21 Jiayan Chen , Zhirong Qian , Tianhui Meng , Xitong Gao , Tian Wang , Weijia Jia

Industrial chemical plants often operate under strict data confidentiality constraints, making centralized data-driven process modeling difficult. Federated learning (FL) provides a promising solution by enabling collaborative model…

Machine Learning · Computer Science 2026-04-30 Teetat Pipattaratonchai , Aueaphum Aueawatthanaphisut
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