Related papers: Transforming Credit Risk Analysis: A Time-Series-D…
The emergence of Long Short-Term Memory (LSTM) solves the problems of vanishing gradient and exploding gradient in traditional Recurrent Neural Networks (RNN). LSTM, as a new type of RNN, has been widely used in various fields, such as text…
We introduce a new approach for disfluency detection using a Bidirectional Long-Short Term Memory neural network (BLSTM). In addition to the word sequence, the model takes as input pattern match features that were developed to reduce…
Credit scoring is an essential tool used by global financial institutions and credit lenders for financial decision making. In this paper, we introduce a new method based on Gaussian Mixture Model (GMM) to forecast the probability of…
Accurate Remaining Useful Life (RUL) prediction is a key requirement for effective Prognostics and Health Management (PHM) in safety-critical systems such as aero-engines. Existing deep learning approaches, particularly LSTM-based models,…
We introduce Look-Ahead-Bench, a standardized benchmark measuring look-ahead bias in Point-in-Time (PiT) Large Language Models (LLMs) within realistic and practical financial workflows. Unlike most existing approaches that primarily test…
Accurate time series prediction is challenging due to the inherent nonlinearity and sensitivity to initial conditions. We propose a novel approach that enhances neural network predictions through differential learning, which involves…
Credit risk in the China's bond market has become increasingly evident, creating a progressively escalating risk of default for credit bond investors. Given the current incomplete and inaccurate bond information disclosure, timely tracking…
Long-term investors, different from short-term traders, focus on examining the underlying forces that affect the well-being of a company. They rely on fundamental analysis which attempts to measure the intrinsic value an equity.…
Accurate short-term streamflow and flood forecasting are critical for mitigating river flood impacts, especially given the increasing climate variability. Machine learning-based streamflow forecasting relies on large streamflow datasets…
Effective control of credit risk is a key link in the steady operation of commercial banks. This paper is mainly based on the customer information dataset of a foreign commercial bank in Kaggle, and we use LightGBM algorithm to build a…
Railway Turnout Machines (RTMs) are mission-critical components of the railway transportation infrastructure, responsible for directing trains onto desired tracks. For safety assurance applications, especially in early-warning scenarios,…
In this paper, we propose deep learning architectures (FNN, CNN and LSTM) to forecast a regression model for time dependent data. These algorithm's are designed to handle Floating Car Data (FCD) historic speeds to predict road traffic data.…
In recent years, deep learning techniques have outperformed traditional models in many machine learning tasks. Deep neural networks have successfully been applied to address time series forecasting problems, which is a very important topic…
Machine Learning (ML) models are increasingly integrated into safety-critical systems, such as autonomous vehicle platooning, to enable real-time decision-making. However, their inherent imperfection introduces a new class of failure:…
Predictive Autoscaling is used to forecast the workloads of servers and prepare the resources in advance to ensure service level objectives (SLOs) in dynamic cloud environments. However, in practice, its prediction task often suffers from…
Predicting long-term loan defaults is hard because borrower behavior often changes and data distributions shift over time. This paper presents HYDRA-EI, a hybrid ensemble incremental learning framework. It uses several stages of feature…
Machine learning (ML) has revolutionized medical prognostics by integrating advanced algorithms with clinical data to enhance disease prediction, risk assessment, and patient outcome forecasting. This comprehensive review critically…
Financial risk detection in Enterprise Resource Planning (ERP) systems is an important but underexplored application of machine learning. Published studies in this area tend to suffer from vague dataset descriptions, leakage-prone…
In processing and manufacturing industries, there has been a large push to produce higher quality products and ensure maximum efficiency of processes. This requires approaches to effectively detect and resolve disturbances to ensure optimal…
A growing number of universities worldwide use various forms of online and blended learning as part of their academic curricula. Furthermore, the recent changes caused by the COVID-19 pandemic have led to a drastic increase in importance…