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This paper presents a novel approach to e-commerce payment fraud detection by integrating reinforcement learning (RL) with Large Language Models (LLMs). By framing transaction risk as a multi-step Markov Decision Process (MDP), RL optimizes…

Machine Learning · Computer Science 2025-09-24 Bo Qu , Zhurong Wang , Daisuke Yagi , Zhen Xu , Yang Zhao , Yinan Shan , Frank Zahradnik

Applications of blockchain technologies got a lot of attention in recent years. They exceed beyond exchanging value and being a substitute for fiat money and traditional banking system. Nevertheless, being able to exchange value on a…

Cryptography and Security · Computer Science 2019-08-22 Michal Ostapowicz , Kamil Żbikowski

Financial markets are extremely data-driven and regulated. Participants rely on notifications about significant events and background information that meet their requirements regarding timeliness, accuracy, and completeness. As one of…

Databases · Computer Science 2020-01-01 Sebastian Frischbier , Mario Paic , Alexander Echler , Christian Roth

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

Cryptography and Security · Computer Science 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

Product counterfeiting is a serious problem causing the industry estimated losses of billions of dollars every year. With the increasing spread of e-commerce, the number of counterfeit products sold online increased substantially. We…

Databases · Computer Science 2015-04-03 Christian Wartner , Patrick Arnold , Erhard Rahm

Autonomous systems -- such as self-driving cars, autonomous drones, and automated trains -- must come with strong safety guarantees. Over the past decade, techniques based on formal methods have enjoyed some success in providing strong…

Software Engineering · Computer Science 2020-06-17 Nathan Fulton , Nathan Hunt , Nghia Hoang , Subhro Das

Money laundering is a global problem that concerns legitimizing proceeds from serious felonies (1.7-4 trillion euros annually) such as drug dealing, human trafficking, or corruption. The anti-money laundering systems deployed by financial…

Machine Learning · Computer Science 2022-06-20 Ahmad Naser Eddin , Jacopo Bono , David Aparício , David Polido , João Tiago Ascensão , Pedro Bizarro , Pedro Ribeiro

Credit and debit cards, rather than actual money, have become the universal payment means. With these cards, it has become possible to buy expensive items easily without an additional complex authentication procedure being conducted.…

Cryptography and Security · Computer Science 2013-06-25 Chae Chang Lee , Ji Won yoon

Double auctions are widely used in financial markets, such as those for stocks, derivatives, currencies, and commodities, to match demand and supply. Once all buyers and sellers have placed their trade requests, the exchange determines how…

Logic in Computer Science · Computer Science 2024-10-25 Mohit Garg , N. Raja , Suneel Sarswat , Abhishek Kr Singh

As software becomes more complex and assumes an even greater role in our lives, formal verification is set to become the gold standard in securing software systems into the future, since it can guarantee the absence of errors and entire…

Human-Computer Interaction · Computer Science 2021-11-17 Carolina Carreira , João F. Ferreira , Alexandra Mendes , Nicolas Christin

On electronic game platforms, different payment transactions have different levels of risk. Risk is generally higher for digital goods in e-commerce. However, it differs based on product and its popularity, the offer type (packaged game,…

Machine Learning · Computer Science 2017-09-21 Bokai Cao , Mia Mao , Siim Viidu , Philip S. Yu

The complexity of digital embedded systems has been increasing in different safety-critical applications such as industrial automation, process control, transportation, and medical digital devices. The correct operation of these systems…

Software Engineering · Computer Science 2022-04-28 Fayhaa Hameedi Khlaif , Shawkat Sabah Khairullah

Although neural networks are widely used, it remains challenging to formally verify the safety and robustness of neural networks in real-world applications. Existing methods are designed to verify the network before deployment, which are…

Machine Learning · Computer Science 2023-02-06 Tianhao Wei , Changliu Liu

A widespread belief in the blockchain security community is that automated techniques are only good for detecting shallow bugs, typically of small value. In this paper, we present the techniques and insights that have led us to repeatable…

Information and communication technologies are by now employed in most human activities, including economics and finance. Modern computers have reached an extraordinary power in terms of information processing, storage, retrieval, and…

Distributed, Parallel, and Cluster Computing · Computer Science 2026-03-27 Marco Bernardo , Federico Calandra , Andrea Esposito , Francesco Fabris

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

Machine Learning · Computer Science 2019-12-09 Niloofar Yousefi , Marie Alaghband , Ivan Garibay

A smart contract is a computer program which allows users to automate their actions on the blockchain platform. Given the significance of smart contracts in supporting important activities across industry sectors including supply chain,…

Software Engineering · Computer Science 2021-04-20 Palina Tolmach , Yi Li , Shang-Wei Lin , Yang Liu , Zengxiang Li

Safety validation is a crucial component in the development and deployment of autonomous systems, such as self-driving vehicles and robotic systems. Ensuring safe operation necessitates extensive testing and verification of control…

Systems and Control · Electrical Eng. & Systems 2023-05-11 Ali Baheri , Mykel J. Kochenderfer

Recent advancements in machine learning have accelerated its widespread adoption across various real-world applications. However, in safety-critical domains, the deployment of machine learning models is riddled with challenges due to their…

Artificial Intelligence · Computer Science 2024-08-05 Ignacy Stępka , Nicholas Gisolfi , Artur Dubrawski

The rise of digital payments has accelerated the need for intelligent and scalable systems to detect fraud. This research presents an end-to-end, feature-rich machine learning framework for detecting credit card transaction anomalies and…