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Expectation-Maximization (EM) is a prominent approach for parameter estimation of hidden (aka latent) variable models. Given the full batch of data, EM forms an upper-bound of the negative log-likelihood of the model at each iteration and…

Machine Learning · Computer Science 2020-02-24 Ehsan Amid , Manfred K. Warmuth

The application of data mining technique has been widely applied in different business areas such as health, education and finance for the purpose of data analysis and then to support and maximizes the organizations customer satisfaction in…

Computers and Society · Computer Science 2017-07-03 Belete Biazen Bezabeh

There are large amounts of transactional data which showed consumer shopping cart at a store that sells more than 150 types of products. In this case, the company is utilizing these data in making business action. In previous studies, the…

Databases · Computer Science 2024-03-08 Feri Sulianta , Laksana Eka Angga , Thee Houw Liong

Machine learning methods are widely used for a variety of prediction problems. \emph{Prediction as a service} is a paradigm in which service providers with technological expertise and computational resources may perform predictions for…

Cryptography and Security · Computer Science 2018-06-12 Amartya Sanyal , Matt J. Kusner , Adrià Gascón , Varun Kanade

In recent years, the Edge Computing (EC) paradigm has emerged as an enabling factor for developing technologies like the Internet of Things (IoT) and 5G networks, bridging the gap between Cloud Computing services and end-users, supporting…

Machine Learning · Computer Science 2022-01-19 Guilherme Cassales , Heitor Gomes , Albert Bifet , Bernhard Pfahringer , Hermes Senger

Diabetes mellitus (DM) is a global health issue of significance that must be diagnosed as early as possible and managed well. This study presents a framework for diabetes prediction using Machine Learning (ML) models, complemented with…

Machine Learning · Computer Science 2025-02-13 Pir Bakhsh Khokhar , Viviana Pentangelo , Fabio Palomba , Carmine Gravino

The existence of asymmetric information has always been a major concern for financial institutions. Financial intermediaries such as commercial banks need to study the quality of potential borrowers in order to make their decision on…

Statistical Finance · Quantitative Finance 2017-07-05 Jinglun Yao , Maxime Levy-Chapira , Mamikon Margaryan

The use of neural networks has been very successful in a wide variety of applications. However, it has recently been observed that it is difficult to generalize the performance of neural networks under the condition of distributional shift.…

Computational Finance · Quantitative Finance 2022-09-20 Dangxing Chen

In the global economy, credit companies play a central role in economic development, through their activity as money lenders. This important task comes with some drawbacks, mainly the risk of the debtors not being able to repay the provided…

Machine Learning · Computer Science 2021-01-01 Giorgio Visani , Federico Chesani , Enrico Bagli , Davide Capuzzo , Alessandro Poluzzi

In this work, we presented the strategies and techniques that we have developed for predicting the near-future churners and win-backs for a telecom company. On a large-scale and real-world database containing customer profiles and some…

Computational Engineering, Finance, and Science · Computer Science 2012-10-26 Clifton Phua , Hong Cao , João Bártolo Gomes , Minh Nhut Nguyen

Next-generation wireless networks like 5G promise faster speed, shorter latency, and the ability to connect more devices. Such benefits are set to make drastic changes to the future society, empowering smart cities, enabling autonomous…

Cryptography and Security · Computer Science 2022-05-10 Cheng Lock Lim

The graph data structure is a staple in mathematics, yet graph-based machine learning is a relatively green field within the domain of data science. Recent advances in graph-based ML and open source implementations of relevant algorithms…

Machine Learning · Computer Science 2021-04-06 Keenan Venuti

Splitting the inference model between device, edge server, and cloud can improve the performance of EI greatly. Additionally, the non-orthogonal multiple access (NOMA), which is the key supporting technologies of B5G/6G, can achieve massive…

Distributed, Parallel, and Cluster Computing · Computer Science 2023-12-27 Xin Yuan , Ning Li , Tuo Zhang , Muqing Li , Yuwen Chen , Jose Fernan Martinez Ortega , Song Guo

The advent of the Internet of Things (IoT) gives the opportunity to numerous devices to interact with their environment, collect and process data. Data are transferred, in an upwards mode, to the Cloud through the Edge Computing (EC)…

Distributed, Parallel, and Cluster Computing · Computer Science 2020-07-29 T. Koukaras , K. Kolomvatsos

This paper studies an interacting particle system of interest in econophysics inspired from a model introduced in the physics literature. The original model consists of the customers of a single bank characterized by their capital, and the…

Probability · Mathematics 2022-01-31 Nicolas Lanchier , Stephanie Reed

To approach different business objectives, online traffic shaping algorithms aim at improving exposures of a target set of items, such as boosting the growth of new commodities. Generally, these algorithms assume that the utility of each…

Machine Learning · Computer Science 2022-01-03 Chenlin Shen , Guangda Huzhang , Yuhang Zhou , Chen Liang , Qing Da

Mobile banking apps have transformed the banking sector by offering customers with convenient, secure and easily accessible financial services. Even so, it is crucial for banks and the mobile banking apps developers to understand the…

Computers and Society · Computer Science 2024-11-27 Siti Nurdianah binti Mohamad Jalani , Sathishkumar Veerappampalayam Easwaramoorthy

The widespread adoption of complex machine learning models in high-stakes domains has brought the "black-box" problem to the forefront of responsible AI research. This paper aims at addressing this issue by improving the Explainable…

Machine Learning · Computer Science 2025-12-02 Isara Liyanage , Uthayasanker Thayasivam

Machine learning based computational intelligence methods are widely used to analyze large scale data sets in this age of big data. Extracting useful predictive modeling from these types of data sets is a challenging problem due to their…

Machine Learning · Computer Science 2016-02-10 Ferhat Özgür Çatak

In today's world, banks use artificial intelligence to optimize diverse business processes, aiming to improve customer experience. Most of the customer-related tasks can be categorized into two groups: 1) local ones, which focus on a…