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Several methods have been proposed for correcting the elevation bias in digital elevation models (DEMs) for example, linear regression. Nowadays, supervised machine learning enables the modelling of complex relationships between variables,…

Machine Learning · Computer Science 2024-02-13 Chukwuma Okolie , Adedayo Adeleke , Julian Smit , Jon Mills , Iyke Maduako , Caleb Ogbeta

We use machine learning techniques to investigate whether it is possible to replicate the behavior of bank managers who assess the risk of commercial loans made by a large commercial US bank. Even though a typical bank already relies on an…

Econometrics · Economics 2022-02-10 Matthew Harding , Gabriel F. R. Vasconcelos

In an era of escalating cyber threats, malware poses significant risks to individuals and organizations, potentially leading to data breaches, system failures, and substantial financial losses. This study addresses the urgent need for…

Cryptography and Security · Computer Science 2025-01-28 Marzieh Esnaashari , Nima Moradi

Offline reinforcement-learning (RL) algorithms learn to make decisions using a given, fixed training dataset without online data collection. This problem setting is captivating because it holds the promise of utilizing previously collected…

Machine Learning · Computer Science 2022-12-07 Dan Elbaz , Gal Novik , Oren Salzman

Student repetition in secondary education imposes significant resource burdens, particularly in resource-constrained contexts. Addressing this challenge, this study introduces a unified machine learning framework that simultaneously…

Artificial Intelligence · Computer Science 2026-03-03 Mwayi Sonkhanani , Symon Chibaya , Clement N. Nyirenda

Prior studies on the effectiveness of professional jury consultants in predicting juror proclivities have yielded mixed results, and few have rigorously evaluated consultant performance against chance under controlled conditions. This study…

Computers and Society · Computer Science 2026-01-27 Ashwin Murthy , Ramesh Krishnamaneni , Sean Chacon , Kelsey Carlson , Ranjita Naik

This paper presents a comprehensive study on stock price prediction, leveragingadvanced machine learning (ML) and deep learning (DL) techniques to improve financial forecasting accuracy. The research evaluates the performance of various…

Statistical Finance · Quantitative Finance 2025-02-25 Daksh Dave , Gauransh Sawhney , Vikhyat Chauhan

Employee's knowledge is an organization asset. Turnover may impose apparent and hidden costs and irreparable damages. To overcome and mitigate this risk, employee's condition should be monitored. Due to high complexity of analyzing…

Machine Learning · Computer Science 2024-02-07 Mahyar Karimi , Kamyar Seyedkazem Viliyani

Pricing actuaries typically operate within the framework of generalized linear models (GLMs). With the upswing of data analytics, our study puts focus on machine learning methods to develop full tariff plans built from both the frequency…

Applications · Statistics 2020-03-04 Roel Henckaerts , Marie-Pier Côté , Katrien Antonio , Roel Verbelen

With advancements in computer vision taking place day by day, recently a lot of light is being shed on activity recognition. With the range for real-world applications utilizing this field of study increasing across a multitude of…

Computer Vision and Pattern Recognition · Computer Science 2022-10-20 Love Trivedi , Raviit Vij

Machine Learning (ML) can substantially improve the efficiency and effectiveness of organizations and is widely used for different purposes within Software Engineering. However, the selection and implementation of ML techniques rely almost…

Software Engineering · Computer Science 2021-09-30 Gouri Deshpande , Guenther Ruhe , Chad Saunders

Credit risk assessment is a crucial aspect of financial decision-making, enabling institutions to predict the likelihood of default and make informed lending decisions. Two prominent methodologies in credit risk modeling are logistic…

Applications · Statistics 2026-04-30 Cheng Lee , Hsi Lee

Interpretability analysis methods for artificial intelligence models, such as LIME and SHAP, are widely used, though they primarily serve as post-model for analyzing model outputs. While it is commonly believed that the transparency and…

General Finance · Quantitative Finance 2025-02-28 Yan Zhang , Lin Chen , Yixiang Tian

In this work we study the problem of using machine-learned predictions to improve the performance of online algorithms. We consider two classical problems, ski rental and non-clairvoyant job scheduling, and obtain new online algorithms that…

Data Structures and Algorithms · Computer Science 2024-07-26 Ravi Kumar , Manish Purohit , Zoya Svitkina

Despite their popularity, machine learning predictions are sensitive to potential unobserved predictors. This paper proposes a general algorithm that assesses how the omission of an unobserved variable with high explanatory power could…

We propose some machine-learning-based algorithms to solve hedging problems in incomplete markets. Sources of incompleteness cover illiquidity, untradable risk factors, discrete hedging dates and transaction costs. The proposed algorithms…

Risk Management · Quantitative Finance 2020-08-13 Simon Fécamp , Joseph Mikael , Xavier Warin

Predicting loan eligibility with high accuracy remains a significant challenge in the finance sector. Accurate predictions enable financial institutions to make informed decisions, mitigate risks, and effectively adapt services to meet…

Quantum Physics · Physics 2025-12-04 Nouhaila Innan , Alberto Marchisio , Mohamed Bennai , Muhammad Shafique

In the last decade, machine learning techniques have gained popularity for estimating causal effects. One machine learning approach that can be used for estimating an average treatment effect is Double/debiased machine learning (DML)…

Econometrics · Economics 2025-01-17 Daniele Ballinari , Nora Bearth

This study employs machine learning models to predict the failure of Peer-to-Peer (P2P) lending platforms, specifically in China. By employing the filter method and wrapper method with forward selection and backward elimination, we…

General Finance · Quantitative Finance 2023-12-12 Jen-Yin Yeh , Hsin-Yu Chiu , Jhih-Huei Huang

The provision of social care applications is crucial for elderly people to improve their quality of life and enables operators to provide early interventions. Accurate predictions of user dropouts in healthy ageing applications are…

Machine Learning · Computer Science 2023-09-11 Christos Chrysanthos Nikolaidis , Vasileios Perifanis , Nikolaos Pavlidis , Pavlos S. Efraimidis