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Non-neural Machine Learning (ML) and Deep Learning (DL) models are often used to predict system failures in the context of industrial maintenance. However, only a few researches jointly assess the effect of varying the amount of past data…

Machine Learning · Computer Science 2024-05-24 Nicolò Oreste Pinciroli Vago , Francesca Forbicini , Piero Fraternali

Accurate prediction of loan defaults is a central challenge in credit risk management, particularly in modern financial datasets characterised by nonlinear relationships, class imbalance, and evolving borrower behaviour. Traditional…

Predictions are a central part of water resources research. Historically, physically-based models have been preferred; however, they have largely failed at modeling hydrological processes at a catchment scale and there are some important…

Applications · Statistics 2023-05-15 Divya K. Bilolikar , Aishwarya More , Aella Gong , Joseph Janssen

The forecasting of credit default risk has been an active research field for several decades. Historically, logistic regression has been used as a major tool due to its compliance with regulatory requirements: transparency, explainability,…

Machine Learning · Computer Science 2022-09-22 Dangxing Chen , Weicheng Ye

This thesis designs a prediction system based on matrix factorization to predict the classification accuracy of a specific model on a particular dataset. In this thesis, we conduct comprehensive empirical research on more than fifty…

Machine Learning · Computer Science 2023-05-02 Yunbo Dong

The existence of asymmetric information has always been a major concern for financial institutions. Financial intermediaries such as commercial banks need to study the quality of potential borrowers in order to make their decision on…

Statistical Finance · Quantitative Finance 2017-07-05 Jinglun Yao , Maxime Levy-Chapira , Mamikon Margaryan

Automation is at the core of modern industry. It aims to increase production rates, decrease production costs, and reduce human intervention in order to avoid human mistakes and time delays during manufacturing. On the other hand, human…

Machine Learning · Computer Science 2019-10-16 Hosny Abbas

Machine Learning (ML) models are being increasingly employed for credit risk evaluation, with their effectiveness largely hinging on the quality of the input data. In this paper we investigate the impact of several data quality issues,…

Machine Learning · Computer Science 2025-11-18 Andrea Maurino

Machine learning algorithms such as random forests or xgboost are gaining more importance and are increasingly incorporated into production processes in order to enable comprehensive digitization and, if possible, automation of processes.…

Machine Learning · Computer Science 2021-07-20 Eva Bartz , Martin Zaefferer , Olaf Mersmann , Thomas Bartz-Beielstein

A popular line of recent research incorporates ML advice in the design of online algorithms to improve their performance in typical instances. These papers treat the ML algorithm as a black-box, and redesign online algorithms to take…

Machine Learning · Computer Science 2022-05-19 Keerti Anand , Rong Ge , Debmalya Panigrahi

Risk arbitrage or merger arbitrage is a well-known investment strategy that speculates on the success of M&A deals. Prediction of the deal status in advance is of great importance for risk arbitrageurs. If a deal is mistakenly classified as…

General Finance · Quantitative Finance 2021-10-19 Tugce Karatas , Ali Hirsa

Additive Manufacturing (AM) processes present challenges in monitoring and controlling material properties and process parameters, affecting production quality and defect detection. Machine Learning (ML) techniques offer a promising…

Mesoscale and Nanoscale Physics · Physics 2026-05-15 Mohsen Asghari Ilani , Yaser Mike Banad

Refactoring is the process of changing the internal structure of software to improve its quality without modifying its external behavior. Empirical studies have repeatedly shown that refactoring has a positive impact on the…

Software Engineering · Computer Science 2020-09-14 Maurício Aniche , Erick Maziero , Rafael Durelli , Vinicius Durelli

Machine learning (ML) has revolutionized medical prognostics by integrating advanced algorithms with clinical data to enhance disease prediction, risk assessment, and patient outcome forecasting. This comprehensive review critically…

Machine Learning · Computer Science 2024-08-06 Michael Fascia

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

Computational Engineering, Finance, and Science · Computer Science 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

This study examines credit default prediction by comparing three techniques, namely SMOTE, SMOTE-Tomek, and ADASYN, that are commonly used to address the class imbalance problem in credit default situations. Recognizing that credit default…

Machine Learning · Computer Science 2025-09-25 Obu-Amoah Ampomah , Edmund Agyemang , Kofi Acheampong , Louis Agyekum

Automated document classification is a trending topic in Natural Language Processing (NLP) due to the extensive growth in digital databases. However, a model that fits well for a specific classification task might perform weakly for another…

Machine Learning · Computer Science 2025-10-03 Uvini Ranaweera , Bawun Mawitagama , Sanduni Liyanage , Sandupa Keshan , Tiloka de Silva , Supun Hewawalpita

Academics and practitioners have studied over the years models for predicting firms bankruptcy, using statistical and machine-learning approaches. An earlier sign that a company has financial difficulties and may eventually bankrupt is…

Risk Management · Quantitative Finance 2020-02-27 Tesi Aliaj , Aris Anagnostopoulos , Stefano Piersanti

With increasing competition and pace in the financial markets, robust forecasting methods are becoming more and more valuable to investors. While machine learning algorithms offer a proven way of modeling non-linearities in time series,…

Computational Finance · Quantitative Finance 2019-07-09 Lukas Ryll , Sebastian Seidens

Binary classification is highly used in credit scoring in the estimation of probability of default. The validation of such predictive models is based both on rank ability, and also on calibration (i.e. how accurately the probabilities…

Econometrics · Economics 2017-10-25 Pedro G. Fonseca , Hugo D. Lopes