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This paper examines two different yet related questions related to explainable AI (XAI) practices. Machine learning (ML) is increasingly important in financial services, such as pre-approval, credit underwriting, investments, and various…

Machine Learning · Computer Science 2022-09-21 Swati Tyagi

Credit investigation is critical for financial services. Whereas, traditional methods are often restricted as the employed data hardly provide sufficient, timely and reliable information. With the prevalence of smart mobile devices,…

Machine Learning · Computer Science 2019-10-22 Xiao Han , Ruiqing Ding , Leye Wang , Hailiang Huang

As humans increasingly rely on multiround conversational AI for high stakes decisions, principled frameworks are needed to ensure such interactions reliably improve decision quality. We adopt a human centric view governed by two principles:…

Machine Learning · Computer Science 2026-02-25 Sima Noorani , Shayan Kiyani , Hamed Hassani , George Pappas

The advent of cardless artificial intelligence (AI) banking heralds a paradigm shift in the financial landscape, offering users unprecedented security and convenience. This paper outlines a comprehensive framework designed to enhance…

Cryptography and Security · Computer Science 2026-05-22 Md Israfeel

In the midst of widespread misinformation and disinformation through social media and the proliferation of AI-generated texts, it has become increasingly difficult for people to validate and trust information they encounter. Many…

Computation and Language · Computer Science 2024-09-24 Preetam Prabhu Srikar Dammu , Himanshu Naidu , Mouly Dewan , YoungMin Kim , Tanya Roosta , Aman Chadha , Chirag Shah

AI based mental health diagnosis is often judged by benchmark accuracy, yet in practice its value depends on how psychologists respond whether they accept, adjust, or reject AI suggestions. Mental health makes this especially challenging:…

Human-Computer Interaction · Computer Science 2025-12-11 Filippo Cenacchi , Longbing Cao , Deborah Richards

Artificial Intelligence (AI) has received an increasing amount of attention in multiple areas. The uncertainties and risks in AI-powered systems have created reluctance in their wild adoption. As an economic solution to compensate for…

Artificial Intelligence · Computer Science 2023-06-05 Yunfei Ge , Quanyan Zhu

The advances in Artificial Intelligence are creating new opportunities to improve lives of people around the world, from business to healthcare, from lifestyle to education. For example, some systems profile the users using their…

Machine Learning · Computer Science 2023-01-02 Arkadipta De , Satya Swaroop Gudipudi , Sourab Panchanan , Maunendra Sankar Desarkar

Understanding social network structure and evolution has important implications for many aspects of network and system design including provisioning, bootstrapping trust and reputation systems via social networks, and defenses against Sybil…

Social and Information Networks · Computer Science 2012-09-20 Neil Zhenqiang Gong , Wenchang Xu , Ling Huang , Prateek Mittal , Emil Stefanov , Vyas Sekar , Dawn Song

The global spread of misinformation and concerns about content trustworthiness have driven the development of automated fact-checking systems. Since false information often exploits social media dynamics such as "likes" and user networks to…

Social and Information Networks · Computer Science 2026-02-03 Vítor N. Lourenço , Aline Paes , Tillman Weyde

We present sustainAI, an intelligent, context-aware recommender system that assists auditors and financial investors as well as the general public to efficiently analyze companies' sustainability reports. The tool leverages an end-to-end…

This paper introduces an educational tool for classroom use, based on explainable AI (XAI), designed to demystify key social media mechanisms - tracking, profiling, and content recommendation - for novice learners. The tool provides a…

Computers and Society · Computer Science 2024-02-06 Nicolas Pope , Juho Kahila , Jari Laru , Henriikka Vartiainen , Teemu Roos , Matti Tedre

There is increasing interest in building computational models of moral reasoning by people to enable effective interaction by Artificial Intelligence (AI) agents. We examine interactions on social media to understand human moral judgments…

Social and Information Networks · Computer Science 2024-04-23 Ruijie Xi , Munindar P. Singh

Along with the development of modern computing technology and social sciences, both theoretical research and practical applications of social computing have been continuously extended. In particular with the boom of artificial intelligence…

Artificial Intelligence · Computer Science 2022-02-28 Wenxi Wang , Huansheng Ning , Feifei Shi , Sahraoui Dhelim , Weishan Zhang , Liming Chen

The rapid growth of social media presents a unique opportunity to study coordinated agent behavior in an unfiltered environment. Online processes often exhibit complex structures that reflect the nature of the user behavior, whether it is…

Social and Information Networks · Computer Science 2025-06-17 Anna Kalenkova , Lewis Mitchell , Ethan Johnson

In biomedical science, review by a Research Ethics Committee (REC) is an indispensable way of protecting human subjects from harm. However, in social science and the humanities, mandatory ethics compliance has long been met with scepticism…

Human-Computer Interaction · Computer Science 2025-08-05 Steph Grohmann

Artificial intelligence (AI) is increasingly being used to augment and automate cyber operations, altering the scale, speed, and accessibility of malicious activity. These shifts raise urgent questions about when AI systems introduce…

Cryptography and Security · Computer Science 2026-01-27 Krystal Jackson , Deepika Raman , Jessica Newman , Nada Madkour , Charlotte Yuan , Evan R. Murphy

While we have witnessed a rapid growth of ethics documents meant to guide AI development, the promotion of AI ethics has nonetheless proceeded with little input from AI practitioners themselves. Given the proliferation of AI for Social Good…

Computers and Society · Computer Science 2021-01-07 Mark Findlay , Josephine Seah

This paper introduces a Machine Learning-Driven website Platform and Browser Extension designed to quickly enhance online security by providing real-time risk scoring and fraud detection for website legitimacy verification and consumer…

Cryptography and Security · Computer Science 2024-11-04 Md Kamrul Hasan Chy , Obed Nana Buadi

Attacks targeting several millions of non-internet based application users are on the rise. These applications such as SMS and USSD typically do not benefit from existing multi-factor authentication methods due to the nature of their…

Cryptography and Security · Computer Science 2020-10-16 Andrew Kinai , Fred Otieno , Nelson Bore , Komminist Weldemariam