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An econometric or statistical model may undergo a marginal gain if we admit a new variable to the model, and a marginal loss if we remove an existing variable from the model. Assuming equality of opportunity among all candidate variables,…

Machine Learning · Statistics 2020-03-16 Xingwei Hu

The increasing number of regulations and expectations of predictive machine learning models, such as so called right to explanation, has led to a large number of methods promising greater interpretability. High demand has led to a…

It is becoming increasingly important to explain complex, black-box machine learning models. Although there is an expanding literature on this topic, Shapley values stand out as a sound method to explain predictions from any type of machine…

Machine Learning · Statistics 2020-07-03 Annabelle Redelmeier , Martin Jullum , Kjersti Aas

Explainable artificial intelligence (XAI) is essential for trustworthy machine learning (ML), particularly in high-stakes domains such as healthcare and finance. Shapley value (SV) methods provide a principled framework for feature…

Machine Learning · Statistics 2025-10-03 Wangxuan Fan , Siqi Li , Doudou Zhou , Yohei Okada , Chuan Hong , Molei Liu , Nan Liu

We study resource allocation in two-sided markets from a fundamental perspective and introduce a general modeling and algorithmic framework to effectively incorporate the complex and multidimensional aspects of fairness. Our main technical…

Computer Science and Game Theory · Computer Science 2025-06-03 Javier Cembrano , Andrés Moraga , Victor Verdugo

We study the problem of attributing the prediction of a deep network to its input features, a problem previously studied by several other works. We identify two fundamental axioms---Sensitivity and Implementation Invariance that attribution…

Machine Learning · Computer Science 2017-06-14 Mukund Sundararajan , Ankur Taly , Qiqi Yan

We propose a novel approach to allocating resources for expensive simulations of high fidelity models when used in a multifidelity framework. Allocation decisions that distribute computational resources across several simulation models…

Numerical Analysis · Mathematics 2019-01-01 Daniel J. Perry , Robert M. Kirby , Akil Narayan , Ross T. Whitaker

We propose a novel symbolic modeling framework for decision-making under risk that merges interpretability with the core insights of Prospect Theory. Our approach replaces opaque utility curves and probability weighting functions with…

Artificial Intelligence · Computer Science 2025-04-22 Ali Arslan Yousaf , Umair Rehman , Muhammad Umair Danish

"How much is my data worth?" is an increasingly common question posed by organizations and individuals alike. An answer to this question could allow, for instance, fairly distributing profits among multiple data contributors and determining…

Machine Learning · Computer Science 2023-03-07 Ruoxi Jia , David Dao , Boxin Wang , Frances Ann Hubis , Nick Hynes , Nezihe Merve Gurel , Bo Li , Ce Zhang , Dawn Song , Costas Spanos

Many existing approaches for estimating feature importance are problematic because they ignore or hide dependencies among features. A causal graph, which encodes the relationships among input variables, can aid in assigning feature…

Machine Learning · Computer Science 2021-03-01 Jiaxuan Wang , Jenna Wiens , Scott Lundberg

As data becomes the fuel driving technological and economic growth, a fundamental challenge is how to quantify the value of data in algorithmic predictions and decisions. For example, in healthcare and consumer markets, it has been…

Machine Learning · Statistics 2019-06-11 Amirata Ghorbani , James Zou

Predicting the future trajectory of a moving agent can be easy when the past trajectory continues smoothly but is challenging when complex interactions with other agents are involved. Recent deep learning approaches for trajectory…

In our previous paper, "A Unified Approach to Systemic Risk Measures via Acceptance Set" (\textit{Mathematical Finance, 2018}), we have introduced a general class of systemic risk measures that allow for random allocations to individual…

Mathematical Finance · Quantitative Finance 2019-04-26 Francesca Biagini , Jean-Pierre Fouque , Marco Frittelli , Thilo Meyer-Brandis

Shapley values are a cornerstone of explainable AI, yet their proliferation into competing formulations has created a fragmented landscape with little consensus on practical deployment. While theoretical differences are well-documented,…

Machine Learning · Computer Science 2026-04-27 Inês Oliveira e Silva , Sérgio Jesus , Iker Perez , Rita P. Ribeiro , Carlos Soares , Hugo Ferreira , Pedro Bizarro

Feature attribution methods explain black-box machine learning (ML) models by assigning importance scores to input features. These methods can be computationally expensive for large ML models. To address this challenge, there has been…

Computers and Society · Computer Science 2024-05-31 Lucas Monteiro Paes , Dennis Wei , Flavio P. Calmon

Artificial intelligence risks are multidimensional in nature, as the same risk scenarios may have legal, operational, and financial risk dimensions. With the emergence of new AI regulations, the state of the art of artificial intelligence…

Computers and Society · Computer Science 2025-09-24 Luis Enriquez Alvarez

Shapley values have seen widespread use in machine learning as a way to explain model predictions and estimate the importance of covariates. Accurately explaining models is critical in real-world models to both aid in decision making and to…

Machine Learning · Statistics 2024-08-19 Daniel de Marchi , Michael Kosorok , Scott de Marchi

Research in Explainable Artificial Intelligence (XAI) is increasing, aiming to make deep learning models more transparent. Most XAI methods focus on justifying the decisions made by Artificial Intelligence (AI) systems in security-relevant…

It is evident that, currently, generative models are surpassed in quality by human professionals. However, with the advancements in Artificial Intelligence, this gap will narrow, leading to scenarios where individuals who have dedicated…

Computer Vision and Pattern Recognition · Computer Science 2024-03-28 Alex Glinsky , Alexey Sokolsky

This paper explores the integration of Explainable Automated Machine Learning (AutoML) in the realm of financial engineering, specifically focusing on its application in credit decision-making. The rapid evolution of Artificial Intelligence…

Risk Management · Quantitative Finance 2024-02-07 Marc Schmitt