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Related papers: Stablecoins and the Emerging Hybrid Monetary Ecosy…

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Bitcoin and other similar digital currencies on blockchains are not ideal means for payment, because their prices tend to go up in the long term (thus people are incentivized to hoard those currencies), and to fluctuate widely in the short…

Computers and Society · Computer Science 2019-05-17 Kenji Saito , Mitsuru Iwamura

With the emergence of Bitcoin and recently proposed stablecoins from BigTechs, such as Diem (formerly Libra), central banks face growing competition from private actors offering their own digital alternative to physical cash. We do not…

General Economics · Economics 2021-03-02 David Chaum , Christian Grothoff , Thomas Moser

Blockchain technology has completely revolutionized the field of decentralized finance with the emergence of a variety of cryptocurrencies and digital assets. However, widespread adoption of this technology by governments and enterprises…

Cryptography and Security · Computer Science 2025-04-29 Syed Ibrahim Omer

The cryptocurrency market is volatile, non-stationary and non-continuous. Together with liquid derivatives markets, this poses a unique opportunity to study risk management, especially the hedging of options, in a turbulent market. We study…

Pricing of Securities · Quantitative Finance 2022-12-05 Jovanka Lili Matic , Natalie Packham , Wolfgang Karl Härdle

Central Bank Digital Currency (CBDC) is a new form of money, issued by a country's or region's central bank, that can be used for a variety of payment scenarios. Depending on its concrete implementation, there are many participants in a…

Cryptography and Security · Computer Science 2025-07-08 Makan Rafiee , Lars Hupel

We present positive evidence of price stability of cryptocurrencies as a medium of exchange. For the sample years from 2016 to 2020, the prices of major cryptocurrencies are found to be stable, relative to major financial assets.…

General Economics · Economics 2021-12-14 Tatsuru Kikuchi , Toranosuke Onishi , Kenichi Ueda

Global illicit fund flows exceed an estimated $3.1 trillion annually, with stablecoins emerging as a preferred laundering medium due to their liquidity. While decentralized protocols increasingly adopt zero-knowledge proofs to obfuscate…

Cryptography and Security · Computer Science 2026-02-23 Luciano Juvinski , Haochen Li , Alessio Brini

The cryptocurrency market surpassed the barrier of \$100 billion market capitalization in June 2017, after months of steady growth. Despite its increasing relevance in the financial world, however, a comprehensive analysis of the whole…

In this paper, we introduce a novel framework to model the exchange rate dynamics between two intrinsically linked cryptoassets, such as stablecoins pegged to the same fiat currency or a liquid staking token and its associated native token.…

Trading and Market Microstructure · Quantitative Finance 2024-11-14 Philippe Bergault , Louis Bertucci , David Bouba , Olivier Guéant , Julien Guilbert

The institutionalization of stablecoins has led to a paradigm shift in reserve management, accelerated by the 2025 Green Energy and National Infrastructure Underpinning Stablecoins (GENIUS) Act. This study investigates the…

General Economics · Economics 2026-03-31 Shrey Lingampalli

We propose a dynamic model of dependence structure between financial institutions within a financial system and we construct measures for dependence and financial instability. Employing Markov structures of joint credit migrations, our…

Mathematical Finance · Quantitative Finance 2018-09-11 Yu-Sin Chang

Memecoins, emerging from internet culture and community-driven narratives, have rapidly evolved into a unique class of crypto assets. Unlike technology-driven cryptocurrencies, their market dynamics are primarily shaped by viral social…

Cryptography and Security · Computer Science 2026-01-12 Yuexin Xiang , Qishuang Fu , Yuquan Li , Qin Wang , Tsz Hon Yuen , Jiangshan Yu

USDT, a stablecoin pegged to dollar, has become a preferred choice for money laundering due to its stability, anonymity, and ease of use. Notably, a new form of money laundering on stablecoins -- we refer to as crowdsourcing laundering --…

Cryptography and Security · Computer Science 2025-12-03 Guang Li , Litong Sun , Jieying Zhou , Weigang Wu

Stablecoins have turned out to be the "killer" use case of the growing digital asset space. However, risk management frameworks, including regulatory ones, have been largely absent. In this paper, we address the critical question of…

Risk Management · Quantitative Finance 2024-01-25 Marcel Bluhm , Adrian Cachinero Vasiljević , Sébastien Derivaux , Søren Terp Hørlück Jessen

We present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversight and consumer affordances such as privacy and control. Our…

Computers and Society · Computer Science 2023-07-27 Geoff Goodell , D. R. Toliver , Hazem Danny Nakib

Recent developments in the global liberalization of equity and currency markets, coupled to advances in trading technologies, are making markets increasingly interdependent. This increased fluidity raises questions about the stability of…

adap-org · Physics 2019-08-15 Tad Hogg , Bernardo A. Huberman , Michael Youssefmir

Current cryptocurrencies, starting with Bitcoin, build a decentralized blockchain-based transaction ledger, maintained through proofs-of-work that also generate a monetary supply. Such decentralization has benefits, such as independence…

Cryptography and Security · Computer Science 2015-12-21 George Danezis , Sarah Meiklejohn

A currency with stable purchasing power can always provide a psychological haven for people around the world. However, since the collapse of the Bretton Woods system, issuing more cheap currencies has become a common trend in the…

General Finance · Quantitative Finance 2025-11-04 Boliang Lin , Ruixi Lin

There are a multitude of Blockchain-based physical infrastructure systems, operating on a crypto-currency enabled token economy, where infrastructure suppliers are rewarded with tokens for enabling, validating, managing and/or securing the…

Distributed, Parallel, and Cluster Computing · Computer Science 2022-11-09 Oguzhan Akcin , Robert P. Streit , Benjamin Oommen , Sriram Vishwanath , Sandeep Chinchali

Algorithmic stablecoins promise decentralized monetary stability by maintaining a target peg through programmatic reserve management. Yet, their reserve controllers remain vulnerable to regime-blind optimization, calibrating risk parameters…

Risk Management · Quantitative Finance 2026-02-02 Shengwei You , Aditya Joshi , Andrey Kuehlkamp , Jarek Nabrzyski