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With the advent of Industry 4.0, Data Science and Explainable Artificial Intelligence (XAI) has received considerable intrest in recent literature. However, the entry threshold into XAI, in terms of computer coding and the requisite…

Artificial Intelligence · Computer Science 2020-08-12 Athar Kharal

Missing data is a prevalent issue that can significantly impair model performance and explainability. This paper briefly summarizes the development of the field of missing data with respect to Explainable Artificial Intelligence and…

Machine Learning · Computer Science 2025-01-23 Tuan L. Vo , Thu Nguyen , Luis M. Lopez-Ramos , Hugo L. Hammer , Michael A. Riegler , Pal Halvorsen

In this paper we propose a new framework for evaluating the performance of explanation methods on the decisions of a deepfake detector. This framework assesses the ability of an explanation method to spot the regions of a fake image with…

Computer Vision and Pattern Recognition · Computer Science 2024-04-30 Konstantinos Tsigos , Evlampios Apostolidis , Spyridon Baxevanakis , Symeon Papadopoulos , Vasileios Mezaris

The overarching goal of Explainable AI is to develop systems that not only exhibit intelligent behaviours, but also are able to explain their rationale and reveal insights. In explainable machine learning, methods that produce a high level…

Artificial Intelligence · Computer Science 2020-05-06 Xiuyi Fan , Siyuan Liu , Thomas C. Henderson

Despite the growing interest in Explainable Artificial Intelligence (XAI), explainability is rarely considered during hyperparameter tuning or neural architecture optimization, where the focus remains primarily on minimizing predictive…

Machine Learning · Computer Science 2025-05-26 Alexander Hinterleitner , Thomas Bartz-Beielstein

In this study, we present an interpretable deep learning framework for the early detection of breast cancer using quantitative features extracted from digitized fine needle aspirate (FNA) images of breast masses. Our deep neural network,…

Computer Vision and Pattern Recognition · Computer Science 2025-10-28 Bishal Chhetri , B. V. Rathish Kumar

Recent advancements in machine learning have spurred growing interests in automated interpreting quality assessment. Nevertheless, existing research suffers from insufficient examination of language use quality, unsatisfactory modeling…

Computation and Language · Computer Science 2025-08-15 Zhaokun Jiang , Ziyin Zhang

The patterns of different financial data sources vary substantially, and accordingly, investors exhibit heterogeneous cognition behavior in information processing. To capture different patterns, we propose a novel approach called the…

Computational Engineering, Finance, and Science · Computer Science 2025-12-17 Ruize Gao , Mei Yang , Yu Wang , Shaoze Cui

In recent years, machine learning algorithms have become ubiquitous in a multitude of high-stakes decision-making applications. The unparalleled ability of machine learning algorithms to learn patterns from data also enables them to…

Machine Learning · Computer Science 2022-07-14 José Pombal , André F. Cruz , João Bravo , Pedro Saleiro , Mário A. T. Figueiredo , Pedro Bizarro

Highly regulated domains such as finance have long favoured the use of machine learning algorithms that are scalable, transparent, robust and yield better performance. One of the most prominent examples of such an algorithm is XGBoost.…

Artificial Intelligence · Computer Science 2020-10-08 Srinivasan Ravichandran , Drona Khurana , Bharath Venkatesh , Narayanan Unny Edakunni

Last years have been characterized by an upsurge of opaque automatic decision support systems, such as Deep Neural Networks (DNNs). Although they have great generalization and prediction skills, their functioning does not allow obtaining…

Explainable artificial intelligence (XAI) aims to develop transparent explanatory approaches for "black-box" deep learning models. However,it remains difficult for existing methods to achieve the trade-off of the three key criteria in…

Computer Vision and Pattern Recognition · Computer Science 2023-12-27 Changqi Sun , Hao Xu , Yuntian Chen , Dongxiao Zhang

Face recognition (FR) systems continue to spread in our daily lives with an increasing demand for higher explainability and interpretability of FR systems that are mainly based on deep learning. While bias across demographic groups in FR…

Computer Vision and Pattern Recognition · Computer Science 2023-06-16 Marco Huber , Meiling Fang , Fadi Boutros , Naser Damer

The main objective of eXplainable Artificial Intelligence (XAI) is to provide effective explanations for black-box classifiers. The existing literature lists many desirable properties for explanations to be useful, but there is no consensus…

Artificial Intelligence · Computer Science 2021-06-02 Elvio G. Amparore , Alan Perotti , Paolo Bajardi

In the face of global economic uncertainty, financial auditing has become essential for regulatory compliance and risk mitigation. Traditional manual auditing methods are increasingly limited by large data volumes, complex business…

Risk Management · Quantitative Finance 2026-01-09 Tingyu Yuan , Xi Zhang , Xuanjing Chen

Detecting fraud in financial transactions typically relies on tabular models that demand heavy feature engineering to handle high-dimensional data and offer limited interpretability, making it difficult for humans to understand predictions.…

Machine Learning · Computer Science 2026-04-10 Xuwei Tan , Yao Ma , Xueru Zhang

This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review…

Machine Learning · Computer Science 2025-10-08 Md Zahin Hossain George , Md Khorshed Alam , Md Tarek Hasan

Explainable AI (XAI) is increasingly essential as modern models become more complex and high-stakes applications demand transparency, trust, and regulatory compliance. Existing global attribution methods often incur high computational…

Machine Learning · Computer Science 2025-11-21 Poushali Sengupta , Yan Zhang , Frank Eliassen , Sabita Maharjan

Fairness of machine learning models in healthcare has drawn increasing attention from clinicians, researchers, and even at the highest level of government. On the other hand, the importance of developing and deploying interpretable or…

Machine Learning · Computer Science 2024-09-04 Mary M. Lucas , Xiaoyang Wang , Chia-Hsuan Chang , Christopher C. Yang , Jacqueline E. Braughton , Quyen M. Ngo

A wide variety of fairness metrics and eXplainable Artificial Intelligence (XAI) approaches have been proposed in the literature to identify bias in machine learning models that are used in critical real-life contexts. However, merely…

Machine Learning · Computer Science 2022-04-12 Romila Pradhan , Jiongli Zhu , Boris Glavic , Babak Salimi