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Corporate credit underwriting requires analysts to extract actionable evidence from long, heterogeneous financial documents spanning hundreds of pages and multiple languages. Standard Retrieval-Augmented Generation (RAG) pipelines optimize…

Computation and Language · Computer Science 2026-05-21 Linus Ng Junjia , Ezekiel Tee Kongquan , Kelvin Heng , Kenneth Zhu Ke , Zhao Jing Yuan

Efficient text retrieval is critical for applications such as legal document analysis, particularly in specialized contexts like Japanese legal systems. Existing retrieval methods often underperform in such domain-specific scenarios,…

Information Retrieval · Computer Science 2024-12-30 Quang Hoang Trung , Le Trung Hoang , Nguyen Van Hoang Phuc

Conversational retrieval refers to an information retrieval system that operates in an iterative and interactive manner, requiring the retrieval of various external resources, such as persona, knowledge, and even response, to effectively…

Computation and Language · Computer Science 2024-02-29 Hongru Wang , Boyang Xue , Baohang Zhou , Rui Wang , Fei Mi , Weichao Wang , Yasheng Wang , Kam-Fai Wong

Pedestrian detection is a crucial field of computer vision research which can be adopted in various real-world applications (e.g., self-driving systems). However, despite noticeable evolution of pedestrian detection, pedestrian…

Computer Vision and Pattern Recognition · Computer Science 2024-05-01 Sungjune Park , Hyunjun Kim , Yong Man Ro

Contextual retrieval is a critical technique for today's search engines in terms of facilitating queries and returning relevant information. This paper reports on the development and evaluation of a system designed to tackle some of the…

Information Retrieval · Computer Science 2014-07-24 Dilip K. Limbu , Andy M. Connor , Russel Pears , Stephen G. MacDonell

Balancing the management of technical debt within recommender systems requires effectively juggling the introduction of new features with the ongoing maintenance and enhancement of the current system. Within the realm of recommender…

Information Retrieval · Computer Science 2023-12-12 Sergio Moreschini , Ludovik Coba , Valentina Lenarduzzi

Credit card fraud detection is a very challenging problem because of the specific nature of transaction data and the labeling process. The transaction data is peculiar because they are obtained in a streaming fashion, they are strongly…

Machine Learning · Computer Science 2018-04-23 Fabirzio Carcillo , Yann-Aël Le Borgne , Olivier Caelen , Gianluca Bontempi

Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…

Machine Learning · Computer Science 2024-09-23 Sourav Verma , Joydip Dhar

Establishing retrieval-based dialogue systems that can select appropriate responses from the pre-built index has gained increasing attention from researchers. For this task, the adoption of pre-trained language models (such as BERT) has led…

Computation and Language · Computer Science 2021-10-04 Chongyang Tao , Jiazhan Feng , Chang Liu , Juntao Li , Xiubo Geng , Daxin Jiang

The rapidly changing workload of service-based systems can easily cause under-/over-utilization on the component services, which can consequently affect the overall Quality of Service (QoS), such as latency. Self-adaptive services…

Software Engineering · Computer Science 2020-04-01 Satish Kumar , Tao Chen , Rami Bahsoon , Rajkumar Buyya

In software engineering, technical debt, signifying the compromise between short-term expediency and long-term maintainability, is being addressed by researchers through various machine learning approaches. This study seeks to provide a…

Software Engineering · Computer Science 2025-11-24 Eric L. Melin , Nasir U. Eisty

Most of the fastest-growing string collections today are repetitive, that is, most of the constituent documents are similar to many others. As these collections keep growing, a key approach to handling them is to exploit their…

Information Retrieval · Computer Science 2017-05-22 Travis Gagie , Aleksi Hartikainen , Kalle Karhu , Juha Kärkkäinen , Gonzalo Navarro , Simon J. Puglisi , Jouni Sirén

A major challenge in consumer credit risk portfolio management is to classify households according to their risk profile. In order to build such risk profiles it is necessary to employ an approach that analyses data systematically in order…

Artificial Intelligence · Computer Science 2016-07-21 Rodrigo Scarpel , Alexandros Ladas , Uwe Aickelin

Context. Technical debt (TD) items are constructs in a software system providing short-term benefits but hindering future changes. TD management (TDM) is frequently researched but rarely adopted in practice. Goal. This study aimed to…

Software Engineering · Computer Science 2025-08-22 Marion Wiese , Kamila Serwa , Anastasia Besier , Ariane S. Marion-Jetten , Eva Bittner

Response retrieval is a subset of neural ranking in which a model selects a suitable response from a set of candidates given a conversation history. Retrieval-based chat-bots are typically employed in information seeking conversational…

Information Retrieval · Computer Science 2020-04-24 Amir Vakili Tahami , Kamyar Ghajar , Azadeh Shakery

We study the incentives of banks in a financial network, where the network consists of debt contracts and credit default swaps (CDSs) between banks. One of the most important questions in such a system is the problem of deciding which of…

Risk Management · Quantitative Finance 2020-02-19 Pál András Papp , Roger Wattenhofer

Efficient patient-doctor interaction is among the key factors for a successful disease diagnosis. During the conversation, the doctor could query complementary diagnostic information, such as the patient's symptoms, previous surgery, and…

Computation and Language · Computer Science 2024-10-08 Xueshen Li , Xinlong Hou , Nirupama Ravi , Ziyi Huang , Yu Gan

In this paper, we propose an effective pipeline for clothes retrieval system which has sturdiness on large-scale real-world fashion data. Our proposed method consists of three components: detection, retrieval, and post-processing. We…

Computer Vision and Pattern Recognition · Computer Science 2020-05-27 Yang-Ho Ji , HeeJae Jun , Insik Kim , Jongtack Kim , Youngjoon Kim , Byungsoo Ko , Hyong-Keun Kook , Jingeun Lee , Sangwon Lee , Sanghyuk Park

Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…

Machine Learning · Computer Science 2022-06-28 François de la Bourdonnaye , Fabrice Daniel

This white paper provides an overview of the topic of "technical debt" and presents an approach for managing technical debt in teams. The white paper is based on the results of my dissertation, which aimed to translate scientific findings…

Software Engineering · Computer Science 2026-03-04 Marion Wiese