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We introduce a new model-agnostic explanation technique which explains the prediction of any classifier called CLE. CLE gives an faithful and interpretable explanation to the prediction, by approximating the model locally using an…

Machine Learning · Computer Science 2019-10-03 Zijian Zhang , Fan Yang , Haofan Wang , Xia Hu

Given the pressing need for assuring algorithmic transparency, Explainable AI (XAI) has emerged as one of the key areas of AI research. In this paper, we develop a novel Bayesian extension to the LIME framework, one of the most widely used…

Artificial Intelligence · Computer Science 2021-06-01 Xingyu Zhao , Wei Huang , Xiaowei Huang , Valentin Robu , David Flynn

EXplainable AI (XAI) methods have been proposed to interpret how a deep neural network predicts inputs through model saliency explanations that highlight the parts of the inputs deemed important to arrive a decision at a specific target.…

Computer Vision and Pattern Recognition · Computer Science 2020-09-23 Yi-Shan Lin , Wen-Chuan Lee , Z. Berkay Celik

Counterfactual explanations have emerged as a prominent method in Explainable Artificial Intelligence (XAI), providing intuitive and actionable insights into Machine Learning model decisions. In contrast to other traditional feature…

Machine learning and deep learning have become increasingly prevalent in financial prediction and forecasting tasks, offering advantages such as enhanced customer experience, democratising financial services, improving consumer protection,…

General Finance · Quantitative Finance 2023-11-14 Branka Hadji Misheva , Joerg Osterrieder

With the advancement of technology for artificial intelligence (AI) based solutions and analytics compute engines, machine learning (ML) models are getting more complex day by day. Most of these models are generally used as a black box…

Machine Learning · Computer Science 2022-10-11 P. Sai Ram Aditya , Mayukha Pal

Existing local Explainable AI (XAI) methods, such as LIME, select a region of the input space in the vicinity of a given input instance, for which they approximate the behaviour of a model using a simpler and more interpretable surrogate…

Machine Learning · Computer Science 2024-08-20 Saif Anwar , Nathan Griffiths , Abhir Bhalerao , Thomas Popham

Transparency is a major requirement of modern AI based decision making systems deployed in real world. A popular approach for achieving transparency is by means of explanations. A wide variety of different explanations have been proposed…

Artificial Intelligence · Computer Science 2022-05-19 André Artelt , Stelios Vrachimis , Demetrios Eliades , Marios Polycarpou , Barbara Hammer

Explainable AI (XAI) aims to improve user understanding and decisions when using AI models. However, despite innovations in XAI, recent user evaluations reveal that this goal remains elusive. Understanding human cognition can help explain…

Artificial Intelligence · Computer Science 2026-05-01 Louth Bin Rawshan , Zhuoyu Wang , Brian Y. Lim

The field of Explainable Artificial Intelligence (XAI) aims to improve the interpretability of black-box machine learning models. Building a heatmap based on the importance value of input features is a popular method for explaining the…

Computer Vision and Pattern Recognition · Computer Science 2024-07-09 Amirhossein Aminimehr , Pouya Khani , Amirali Molaei , Amirmohammad Kazemeini , Erik Cambria

Rule-based explanations provide simple reasons explaining the behavior of machine learning classifiers at given points in the feature space. Several recent methods (Anchors, LORE, etc.) purport to generate rule-based explanations for…

Machine Learning · Computer Science 2023-01-24 Brett Mullins

The use of Artificial Intelligence (AI) models in real-world and high-risk applications has intensified the discussion about their trustworthiness and ethical usage, from both a technical and a legislative perspective. The field of…

Machine Learning · Computer Science 2025-12-17 Ilaria Vascotto , Alex Rodriguez , Alessandro Bonaita , Luca Bortolussi

The shift from symbolic AI systems to black-box, sub-symbolic, and statistical ones has motivated a rapid increase in the interest toward explainable AI (XAI), i.e. approaches to make black-box AI systems explainable to human decision…

Artificial Intelligence · Computer Science 2022-10-28 Federico Cabitza , Matteo Cameli , Andrea Campagner , Chiara Natali , Luca Ronzio

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

With the increasing complexity of black-box machine learning models and their adoption in high-stakes areas, it is critical to provide explanations for their predictions. Existing local explanation methods lack in generating high-fidelity…

Machine Learning · Computer Science 2026-03-24 Sanjeev Shrestha , Rahul Dubey , Hui Liu

Predictive black-box models can exhibit high accuracy but their opaque nature hinders their uptake in safety-critical deployment environments. Explanation methods (XAI) can provide confidence for decision-making through increased…

Machine Learning · Statistics 2023-06-27 Lucile Ter-Minassian , Oscar Clivio , Karla Diaz-Ordaz , Robin J. Evans , Chris Holmes

Recent research has developed a number of eXplainable AI (XAI) techniques, such as gradient-based approaches, input perturbation-base methods, and black-box explanation methods. While these XAI techniques can extract meaningful insights…

Machine Learning · Computer Science 2025-03-10 Xu Zheng , Farhad Shirani , Zhuomin Chen , Chaohao Lin , Wei Cheng , Wenbo Guo , Dongsheng Luo

Explainable AI (XAI) is an increasingly important area of machine learning research, which aims to make black-box models transparent and interpretable. In this paper, we propose a novel approach to XAI that uses the so-called counterfactual…

Artificial Intelligence · Computer Science 2023-08-02 Bastian Pfeifer , Mateusz Krzyzinski , Hubert Baniecki , Anna Saranti , Andreas Holzinger , Przemyslaw Biecek

Explainable AI (XAI) methods identify which features are relevant to a model's predictions but often fail to clarify why certain decisions are made. In this work, we present a novel method that integrates causality with argument-based…

Artificial Intelligence · Computer Science 2026-05-22 Henry Salgado , Meagan R. Kendall , Martine Ceberio

Every step we take in the digital world leaves behind a record of our behavior; a digital footprint. Research has suggested that algorithms can translate these digital footprints into accurate estimates of psychological characteristics,…

Artificial Intelligence · Computer Science 2021-12-17 Yanou Ramon , Sandra C. Matz , R. A. Farrokhnia , David Martens