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In this paper, we study how class imbalance, typical of low-default credit portfolios, affects the performance of logistic regression models. Using a simulation study with controlled data-generating mechanisms, we vary (i) the level of…

Risk Management · Quantitative Finance 2026-02-24 Willem D. Schutte , Charl Pretorius , Neill Smit , Leandra van der Merwe , Robert Maxwell

In transportation, the number of observations associated with one discrete outcome is often greatly different from the number of observations associated with another discrete outcome. This situation is known as class-imbalance. In…

Applications · Statistics 2018-05-14 Timothy Brathwaite , Joan L. Walker

A major challenge for building statistical models in the big data era is that the available data volume far exceeds the computational capability. A common approach for solving this problem is to employ a subsampled dataset that can be…

Computation · Statistics 2018-09-14 Lei Han , Kean Ming Tan , Ting Yang , Tong Zhang

A data set sampled from a certain population is biased if the subgroups of the population are sampled at proportions that are significantly different from their underlying proportions. Training machine learning models on biased data sets…

Machine Learning · Computer Science 2021-08-30 Jing An , Lexing Ying , Yuhua Zhu

Imbalanced classification often causes standard training procedures to prioritize the majority class and perform poorly on rare but important cases. A classic and widely used remedy is to augment the minority class with synthetic samples,…

Machine Learning · Statistics 2026-03-10 Zhengchi Ma , Anru R. Zhang

The problem of class imbalance is extensive for focusing on numerous applications in the real world. In such a situation, nearly all of the examples are labeled as one class called majority class, while far fewer examples are labeled as the…

Traditionally, in supervised machine learning, (a significant) part of the available data (usually 50% to 80%) is used for training and the rest for validation. In many problems, however, the data is highly imbalanced in regard to different…

Machine Learning · Computer Science 2020-04-21 Xiaowei Gu , Plamen P Angelov , Eduardo Almeida Soares

Classification problems are essential statistical tasks that form the foundation of decision-making across various fields, including patient prognosis and treatment strategies for critical conditions. Consequently, evaluating the…

Methodology · Statistics 2025-03-11 Jun Tamura , Yuki Itaya , Kenichi Hayashi , Kouji Yamamoto

This study proposes a method for imbalanced data classification based on deep probabilistic graphical models (DPGMs) to solve the problem that traditional methods have insufficient learning ability for minority class samples. To address the…

Machine Learning · Computer Science 2025-04-09 Yujia Lou , Jie Liu , Yuan Sheng , Jiawei Wang , Yiwei Zhang , Yaokun Ren

Modern machine learning systems such as deep neural networks are often highly over-parameterized so that they can fit the noisy training data exactly, yet they can still achieve small test errors in practice. In this paper, we study this…

Machine Learning · Computer Science 2022-01-04 Yuan Cao , Quanquan Gu , Mikhail Belkin

This manuscript studies statistical properties of linear classifiers obtained through minimization of an unregularized convex risk over a finite sample. Although the results are explicitly finite-dimensional, inputs may be passed through…

Machine Learning · Computer Science 2012-06-15 Matus Telgarsky

Class-imbalance is one of the major challenges in real world datasets, where a few classes (called majority classes) constitute much more data samples than the rest (called minority classes). Learning deep neural networks using such…

Computer Vision and Pattern Recognition · Computer Science 2020-10-06 Saptarshi Sinha , Hiroki Ohashi , Katsuyuki Nakamura

One of the central puzzles in modern machine learning is the ability of heavily overparametrized models to generalize well. Although the low-dimensional structure of typical datasets is key to this behavior, most theoretical studies of…

Machine Learning · Computer Science 2021-10-13 Stéphane d'Ascoli , Marylou Gabrié , Levent Sagun , Giulio Biroli

This paper investigates the phenomenon of benign overfitting in binary classification problems with heavy-tailed input distributions, extending the analysis of maximum margin classifiers to $\alpha$ sub-exponential distributions ($\alpha…

Machine Learning · Computer Science 2024-10-17 Kota Okudo , Kei Kobayashi

Urban datasets such as citizen transportation modes often contain disproportionately distributed classes, posing significant challenges to the classification of under-represented samples using data-driven models. In the literature, various…

Machine Learning · Computer Science 2025-04-15 Guang An Ooi , Shehab Ahmed

We study the prevalent problem when a test distribution differs from the training distribution. We consider a setting where our training set consists of a small number of sample domains, but where we have many samples in each domain. Our…

Machine Learning · Computer Science 2011-05-05 Dean Foster , Sham Kakade , Ruslan Salakhutdinov

Class imbalance, where certain classes have insufficient data, poses a critical challenge for robust classification, often biasing models toward majority classes. Distribution calibration offers a promising avenue to address this by…

Machine Learning · Computer Science 2025-10-23 Priyobrata Mondal , Faizanuddin Ansari , Swagatam Das

A toy model of binary classification is studied with the aim of clarifying the class-wise resampling/reweighting effect on the feature learning performance under the presence of class imbalance. In the analysis, a high-dimensional limit of…

Machine Learning · Statistics 2025-04-23 Tomoyuki Obuchi , Toshiyuki Tanaka

One challenging property lurking in medical datasets is the imbalanced data distribution, where the frequency of the samples between the different classes is not balanced. Training a model on an imbalanced dataset can introduce unique…

Image and Video Processing · Electrical Eng. & Systems 2022-04-06 Ashkan Khakzar , Yawei Li , Yang Zhang , Mirac Sanisoglu , Seong Tae Kim , Mina Rezaei , Bernd Bischl , Nassir Navab

Contemporary machine learning applications often involve classification tasks with many classes. Despite their extensive use, a precise understanding of the statistical properties and behavior of classification algorithms is still missing,…

Machine Learning · Computer Science 2020-11-17 Christos Thrampoulidis , Samet Oymak , Mahdi Soltanolkotabi