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In credit markets, screening algorithms aim to discriminate between good-type and bad-type borrowers. However, when doing so, they can also discriminate between individuals sharing a protected attribute (e.g. gender, age, racial origin) and…

Machine Learning · Statistics 2024-02-09 Christophe Hurlin , Christophe Pérignon , Sébastien Saurin

Algorithmic systems now set prices across auto insurance, credit, and lending markets, and regulators increasingly require firms to demonstrate that these systems do not discriminate against protected groups. The standard audit regresses…

Applications · Statistics 2026-05-13 Fei Huang , Giles Hooker

We conduct an audit of pricing algorithms employed by companies in the Italian car insurance industry, primarily by gathering quotes through a popular comparison website. While acknowledging the complexity of the industry, we find evidence…

Fairness has emerged as a critical consideration in the landscape of machine learning algorithms, particularly as AI continues to transform decision-making across societal domains. To ensure that these algorithms are free from bias and do…

Machine Learning · Statistics 2025-07-15 Tianhe Zhang , Suhan Liu , Peng Shi

Algorithmic discrimination is a condition that arises when data-driven software unfairly treats users based on attributes like ethnicity, race, gender, sexual orientation, religion, age, disability, or other personal characteristics.…

Software Engineering · Computer Science 2024-01-18 Ramandeep Singh Dehal , Mehak Sharma , Ronnie de Souza Santos

In today's world, we need to ensure that AI systems are fair and unbiased. Our study looked at tools designed to test the fairness of software to see if they are practical and easy for software developers to use. We found that while some…

Software Engineering · Computer Science 2024-09-05 Thanh Nguyen , Luiz Fernando de Lima , Maria Teresa Badassarre , Ronnie de Souza Santos

We assert that it is the ethical duty of software engineers to strive to reduce software discrimination. This paper discusses how that might be done. This is an important topic since machine learning software is increasingly being used to…

Software Engineering · Computer Science 2019-10-31 Joymallya Chakraborty , Tianpei Xia , Fahmid M. Fahid , Tim Menzies

This paper defines software fairness and discrimination and develops a testing-based method for measuring if and how much software discriminates, focusing on causality in discriminatory behavior. Evidence of software discrimination has been…

Software Engineering · Computer Science 2017-09-12 Sainyam Galhotra , Yuriy Brun , Alexandra Meliou

The non-life insurance sector operates within a highly competitive and tightly regulated framework, confronting a pivotal juncture in the formulation of pricing strategies. Insurers are compelled to harness a range of statistical…

Machine Learning · Statistics 2024-06-21 Mulah Moriah , Franck Vermet , Arthur Charpentier

As software systems continue to play a significant role in modern society, ensuring their fairness has become a critical concern in software engineering. Motivated by this scenario, this paper focused on exploring the multifaceted nature of…

Software Engineering · Computer Science 2025-01-10 Ronnie de Souza Santos , Felipe Fronchetti , Savio Freire , Rodrigo Spinola

The development of Machine Learning is experiencing growing interest from the general public, and in recent years there have been numerous press articles questioning its objectivity: racism, sexism, \dots Driven by the growing attention of…

Machine Learning · Statistics 2023-07-27 Marguerite Sauce , Antoine Chancel , Antoine Ly

Decision-support systems are information systems that offer support to people's decisions in various applications such as judiciary, real-estate and banking sectors. Lately, these support systems have been found to be discriminatory in the…

Computers and Society · Computer Science 2020-09-10 Mukund Telukunta , Venkata Sriram Siddhardh Nadendla

Our society can benefit immensely from algorithmic decision-making and similar types of artificial intelligence. But algorithmic decision-making can also have discriminatory effects. This paper examines that problem, using online price…

Computers and Society · Computer Science 2025-09-30 Frederik Zuiderveen Borgesius

Algorithmic decision-making and similar types of artificial intelligence (AI) may lead to improvements in all sectors of society, but can also have discriminatory effects. While current non-discrimination law offers people some protection,…

Computers and Society · Computer Science 2025-09-12 Janneke Gerards , Frederik Zuiderveen Borgesius

Software testing ensures that a system functions correctly, meets specified requirements, and maintains high quality. As artificial intelligence and machine learning (ML) technologies become integral to software systems, testing has evolved…

Software Engineering · Computer Science 2025-07-29 Ronnie de Souza Santos , Matheus de Morais Leca , Reydne Santos , Cleyton Magalhaes

Employment selection processes that use automated hiring systems based on machine learning are becoming increasingly commonplace. Meanwhile, concerns about algorithmic direct and indirect discrimination that result from such systems are…

Computers and Society · Computer Science 2023-11-08 Robert Lee Poe

This article identifies a critical incompatibility between European notions of discrimination and existing statistical measures of fairness. First, we review the evidential requirements to bring a claim under EU non-discrimination law. Due…

Artificial Intelligence · Computer Science 2020-05-13 Sandra Wachter , Brent Mittelstadt , Chris Russell

Machine learning (ML) algorithms are increasingly deployed to make critical decisions in socioeconomic applications such as finance, criminal justice, and autonomous driving. However, due to their data-driven and pattern-seeking nature, ML…

Software Engineering · Computer Science 2026-01-08 Verya Monjezi , Ashish Kumar , Ashutosh Trivedi , Gang Tan , Saeid Tizpaz-Niari

This study examines fairness within the rideshare industry, focusing on both drivers' wages and riders' trip fares. Through quantitative analysis, we found that drivers' hourly wages are significantly influenced by factors such as…

Human-Computer Interaction · Computer Science 2024-07-31 Yuhan Liu , Yuhan Zheng , Siyuan Zhang , Lydia T. Liu

Indirect discrimination is an issue of major concern in algorithmic models. This is particularly the case in insurance pricing where protected policyholder characteristics are not allowed to be used for insurance pricing. Simply…

Machine Learning · Computer Science 2022-09-05 Mathias Lindholm , Ronald Richman , Andreas Tsanakas , Mario V. Wüthrich
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