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Online financial services constitute an essential component of contemporary web ecosystems, yet their openness introduces substantial exposure to fraud that harms vulnerable users and weakens trust in digital finance. Such threats have…

Machine Learning · Computer Science 2026-02-05 Rongkun Cui , Nana Zhang , Kun Zhu , Qi Zhang

Text-attributed graph fraud detection (TAGFD) plays a critical role in preventing fraudulent activities on online social and e-commerce platforms. However, to evade detection, fraudsters continuously evolve their camouflaging strategies by…

Machine Learning · Computer Science 2026-05-20 Junjun Pan , Yixin Liu , Yu Zheng , Lianhua Chi , Alan Wee-Chung Liew , Shirui Pan

Detecting anomalies for dynamic graphs has drawn increasing attention due to their wide applications in social networks, e-commerce, and cybersecurity. Recent deep learning-based approaches have shown promising results over shallow methods.…

Machine Learning · Computer Science 2021-10-29 Yixin Liu , Shirui Pan , Yu Guang Wang , Fei Xiong , Liang Wang , Qingfeng Chen , Vincent CS Lee

The rapid expansion of cloud infrastructures and distributed identity systems has significantly increased the complexity and attack surface of modern enterprises. Traditional rule based or signature driven detection systems are often…

Cryptography and Security · Computer Science 2025-12-12 Venkata Tanuja Madireddy

Credit card plays a very important rule in today's economy. It becomes an unavoidable part of household, business and global activities. Although using credit cards provides enormous benefits when used carefully and responsibly,significant…

Cryptography and Security · Computer Science 2016-11-22 SamanehSorournejad , Zahra Zojaji , Reza Ebrahimi Atani , Amir Hassan Monadjemi

In recent years, blockchain technology has introduced decentralized finance (DeFi) as an alternative to traditional financial systems. DeFi aims to create a transparent and efficient financial ecosystem using smart contracts and emerging…

Computational Engineering, Finance, and Science · Computer Science 2024-03-14 Bingqiao Luo , Zhen Zhang , Qian Wang , Anli Ke , Shengliang Lu , Bingsheng He

Transaction checkout fraud detection is an essential risk control components for E-commerce marketplaces. In order to leverage graph networks to decrease fraud rate efficiently and guarantee the information flow passed through neighbors…

Machine Learning · Computer Science 2021-10-12 Mingxuan Lu , Zhichao Han , Zitao Zhang , Yang Zhao , Yinan Shan

With the explosive growth of e-commerce and the booming of e-payment, detecting online transaction fraud in real time has become increasingly important to Fintech business. To tackle this problem, we introduce the TitAnt, a transaction…

Machine Learning · Computer Science 2019-06-19 Shaosheng Cao , Xinxing Yang , Cen Chen , Jun Zhou , Xiaolong Li , Yuan Qi

Real-time fraud detection is a challenge for most financial and electronic commercial platforms. To identify fraudulent communities, Grab, one of the largest technology companies in Southeast Asia, forms a graph from a set of transactions…

Databases · Computer Science 2022-11-15 Jiaxin Jiang , Yuan Li , Bingsheng He , Bryan Hooi , Jia Chen , Johan Kok Zhi Kang

Transaction flow networks are crucial in detecting illicit activities such as wash trading, credit card fraud, cashback arbitrage fraud, and money laundering. \revise{Our collaborator, Grab, a leader in digital payments in Southeast Asia,…

Databases · Computer Science 2026-02-18 Jiaxin Jiang , Yunxiang Zhao , Lyu Xu , Byron Choi , Bingsheng He , Shixuan Sun , Jia Chen

Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…

Machine Learning · Computer Science 2022-06-28 François de la Bourdonnaye , Fabrice Daniel

Money laundering is a global problem that concerns legitimizing proceeds from serious felonies (1.7-4 trillion euros annually) such as drug dealing, human trafficking, or corruption. The anti-money laundering systems deployed by financial…

Machine Learning · Computer Science 2022-06-20 Ahmad Naser Eddin , Jacopo Bono , David Aparício , David Polido , João Tiago Ascensão , Pedro Bizarro , Pedro Ribeiro

Detecting anomalous nodes in attributed networks, where each node is associated with both structural connections and descriptive attributes, is essential for identifying fraud, misinformation, and suspicious behavior in domains such as…

Social and Information Networks · Computer Science 2025-10-31 Apu Chakraborty , Anshul Kumar , Gagan Raj Gupta

Graph convolutional networks (GCNs) is a class of artificial neural networks for processing data that can be represented as graphs. Since financial transactions can naturally be constructed as graphs, GCNs are widely applied in the…

Machine Learning · Computer Science 2023-03-30 Song Li , Jiandong Zhou , Chong MO , Jin LI , Geoffrey K. F. Tso , Yuxing Tian

Transaction graphs, which represent financial and trade transactions between entities such as bank accounts and companies, can reveal patterns indicative of financial crimes like money laundering and fraud. However, effective detection of…

Machine Learning · Computer Science 2025-03-24 Steve Gounoue , Ashutosh Sao , Simon Gottschalk

Financial institutions are required by regulation to report suspicious financial transactions related to money laundering. Therefore, they need to constantly monitor vast amounts of incoming and outgoing transactions. A particular challenge…

Machine Learning · Computer Science 2025-08-25 Bruno Deprez , Wei Wei , Wouter Verbeke , Bart Baesens , Kevin Mets , Tim Verdonck

Detectors with high coverage have direct and far-reaching benefits for road users in route planning and avoiding traffic congestion, but utilizing these data presents unique challenges including: the dynamic temporal correlation, and the…

Computer Vision and Pattern Recognition · Computer Science 2021-11-02 He Li , Shiyu Zhang , Xuejiao Li , Liangcai Su , Hongjie Huang , Duo Jin , Linghao Chen , Jianbing Huang , Jaesoo Yoo

In the field of fraud detection, the availability of comprehensive and privacy-compliant datasets is crucial for advancing machine learning research and developing effective anti-fraud systems. Traditional datasets often focus on…

Machine Learning · Computer Science 2024-04-24 Phoebe Jing , Yijing Gao , Xianlong Zeng

Clustering analysis and Datamining methodologies were applied to the problem of identifying illegal and fraud transactions. The researchers independently developed model and software using data provided by a bank and using Rapidminer…

Databases · Computer Science 2015-03-12 M. Vadoodparast , A. Razak Hamdan , Hafiz

U.S. financial institutions deploying AI-based fraud detection face a fragmented compliance landscape spanning four regulatory frameworks -- OCC Bulletin 2011-12, SR 11-7, the CFPB AI circular, and FinCEN BSA/SAR requirements -- with no…

Machine Learning · Computer Science 2026-05-07 Mohammad Nasir Uddin