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The accuracy and understandability of bank failure prediction models are crucial. While interpretable models like logistic regression are favored for their explainability, complex models such as random forest, support vector machines, and…

Machine Learning · Computer Science 2026-04-15 Seyma Gunonu , Gizem Altun , Mustafa Cavus

Counterfactual explanations are considered, which is to answer {\it why the prediction is class A but not B.} Different from previous optimization based methods, an optimization-free Fast ReAl-time Counterfactual Explanation (FRACE)…

Computer Vision and Pattern Recognition · Computer Science 2020-09-01 Yunxia Zhao

Counterfactual explanations (CFEs) offer a tangible and actionable way to explain recommendations by showing users a "what-if" scenario that demonstrates how small changes in their history would alter the system's output. However, existing…

Information Retrieval · Computer Science 2025-08-13 Arjan Hasami , Masoud Mansoury

There has been a growing interest in model-agnostic methods that can make deep learning models more transparent and explainable to a user. Some researchers recently argued that for a machine to achieve a certain degree of human-level…

Artificial Intelligence · Computer Science 2021-06-09 Yu-Liang Chou , Catarina Moreira , Peter Bruza , Chun Ouyang , Joaquim Jorge

Counterfactual explanations are a widely used approach in Explainable AI, offering actionable insights into decision-making by illustrating how small changes to input data can lead to different outcomes. Despite their importance, evaluating…

Human-Computer Interaction · Computer Science 2025-04-22 Marharyta Domnich , Rasmus Moorits Veski , Julius Välja , Kadi Tulver , Raul Vicente

To collaborate well with robots, we must be able to understand their decision making. Humans naturally infer other agents' beliefs and desires by reasoning about their observable behavior in a way that resembles inverse reinforcement…

Robotics · Computer Science 2022-08-05 Michael S. Lee , Henny Admoni , Reid Simmons

Being able to provide counterfactual interventions - sequences of actions we would have had to take for a desirable outcome to happen - is essential to explain how to change an unfavourable decision by a black-box machine learning model…

Machine Learning · Computer Science 2023-02-08 Giovanni De Toni , Bruno Lepri , Andrea Passerini

Counterfactual explanations (CFE) for deep image classifiers aim to reveal how minimal input changes lead to different model decisions, providing critical insights for model interpretation and improvement. However, existing CFE methods…

Computer Vision and Pattern Recognition · Computer Science 2025-09-23 Townim Faisal Chowdhury , Vu Minh Hieu Phan , Kewen Liao , Nanyu Dong , Minh-Son To , Anton Hengel , Johan Verjans , Zhibin Liao

Counterfactual Explanations (CEs) help address the question: How can the factors that influence the prediction of a predictive model be changed to achieve a more favorable outcome from a user's perspective? Thus, they bear the potential to…

Machine Learning · Computer Science 2023-11-27 Xuan Zhao , Klaus Broelemann , Gjergji Kasneci

Counterfactual explanations (CFEs) highlight what changes to a model's input would have changed its prediction in a particular way. CFEs have gained considerable traction as a psychologically grounded solution for explainable artificial…

Artificial Intelligence · Computer Science 2023-03-24 Ulrike Kuhl , André Artelt , Barbara Hammer

AI-driven outcomes can be challenging for end-users to understand. Explanations can address two key questions: "Why this outcome?" (factual) and "Why not another?" (counterfactual). While substantial efforts have been made to formalize…

Artificial Intelligence · Computer Science 2025-03-21 Suryani Lim , Henri Prade , Gilles Richard

The need for transparency of predictive systems based on Machine Learning algorithms arises as a consequence of their ever-increasing proliferation in the industry. Whenever black-box algorithmic predictions influence human affairs, the…

Machine Learning · Computer Science 2020-02-11 Kacper Sokol , Peter Flach

The complexity of state-of-the-art modeling techniques for image classification impedes the ability to explain model predictions in an interpretable way. Existing explanation methods generally create importance rankings in terms of pixels…

Machine Learning · Computer Science 2020-04-17 Tom Vermeire , David Martens

Counterfactual explanations (CFEs) are a popular approach in explainable artificial intelligence (xAI), highlighting changes to input data necessary for altering a model's output. A CFE can either describe a scenario that is better than the…

Artificial Intelligence · Computer Science 2023-10-26 Ulrike Kuhl , André Artelt , Barbara Hammer

Counterfactual explanations (CFEs) provide human-centric interpretability by identifying the minimal, actionable changes required to alter a machine learning model's prediction. Therefore, CFs can be used as (i) interventions for…

Machine Learning · Computer Science 2026-04-21 Shovito Barua Soumma , Asiful Arefeen , Stephanie M. Carpenter , Melanie Hingle , Hassan Ghasemzadeh

We present CounterfactualExplanations.jl: a package for generating Counterfactual Explanations (CE) and Algorithmic Recourse (AR) for black-box models in Julia. CE explain how inputs into a model need to change to yield specific model…

Machine Learning · Computer Science 2023-08-15 Patrick Altmeyer , Arie van Deursen , Cynthia C. S. Liem

Algorithmic recourse is a process that leverages counterfactual explanations, going beyond understanding why a system produced a given classification, to providing a user with actions they can take to change their predicted outcome.…

Machine Learning · Computer Science 2024-11-14 Jenny Hamer , Nicholas Perello , Jake Valladares , Vignesh Viswanathan , Yair Zick

The growing complexity of AI systems has intensified the need for transparency through Explainable AI (XAI). Counterfactual explanations (CFs) offer actionable "what-if" scenarios on three levels: Local CFs providing instance-specific…

Machine Learning · Computer Science 2026-05-12 Oleksii Furman , Patryk Wielopolski , Łukasz Lenkiewicz , Jerzy Stefanowski , Maciej Zięba

Due to the common content of anatomy, radiology images with their corresponding reports exhibit high similarity. Such inherent data bias can predispose automatic report generation models to learn entangled and spurious representations…

Computer Vision and Pattern Recognition · Computer Science 2024-07-22 Mingjie Li , Haokun Lin , Liang Qiu , Xiaodan Liang , Ling Chen , Abdulmotaleb Elsaddik , Xiaojun Chang

The widespread deployment of machine learning systems in critical real-world decision-making applications has highlighted the urgent need for counterfactual explainability methods that operate effectively. Global counterfactual…