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This study explores the integration of a representative large language model, ChatGPT, into lending decision-making with a focus on credit default prediction. Specifically, we use ChatGPT to analyse and interpret loan assessments written by…

Risk Management · Quantitative Finance 2025-03-25 Zongxiao Wu , Yizhe Dong , Yaoyiran Li , Baofeng Shi

Large language models (LLMs) are solidifying their position in the modern world as effective tools for the automatic generation of text. Their use is quickly becoming commonplace in fields such as education, healthcare, and scientific…

Computation and Language · Computer Science 2025-10-08 Luka Terčon , Kaja Dobrovoljc

Generative AI presents a profound challenge to traditional notions of human uniqueness, particularly in creativity. Fueled by neural network based foundation models, these systems demonstrate remarkable content generation capabilities,…

Artificial Intelligence · Computer Science 2025-04-11 Jordi Linares-Pellicer , Juan Izquierdo-Domenech , Isabel Ferri-Molla , Carlos Aliaga-Torro

The large language based-model chatbot ChatGPT gained a lot of popularity since its launch and has been used in a wide range of situations. This research centers around a particular situation, when the ChatGPT is used to produce news that…

Computation and Language · Computer Science 2023-10-26 Amanda Ferrari Iaquinta , Gustavo Voltani von Atzingen

We investigate whether large language models can perform the creative hypothesis generation that human researchers regularly do. While the error rate is high, generative AI seems to be able to effectively structure vast amounts of…

Computation and Language · Computer Science 2023-04-25 Yang Jeong Park , Daniel Kaplan , Zhichu Ren , Chia-Wei Hsu , Changhao Li , Haowei Xu , Sipei Li , Ju Li

We have witnessed lately a rapid proliferation of advanced Large Language Models (LLMs) capable of generating high-quality text. While these LLMs have revolutionized text generation across various domains, they also pose significant risks…

Computation and Language · Computer Science 2024-03-05 Tharindu Kumarage , Garima Agrawal , Paras Sheth , Raha Moraffah , Aman Chadha , Joshua Garland , Huan Liu

The rising popularity of large language models (LLMs) has raised concerns about machine-generated text (MGT), particularly in academic settings, where issues like plagiarism and misinformation are prevalent. As a result, developing a highly…

Artificial Intelligence · Computer Science 2025-08-05 Yule Liu , Zhiyuan Zhong , Yifan Liao , Zhen Sun , Jingyi Zheng , Jiaheng Wei , Qingyuan Gong , Fenghua Tong , Yang Chen , Yang Zhang , Xinlei He

The rampant proliferation of large language models, fluent enough to generate text indistinguishable from human-written language, gives unprecedented importance to the detection of machine-generated text. This work is motivated by an…

Computation and Language · Computer Science 2023-10-10 Xiao Pu , Jingyu Zhang , Xiaochuang Han , Yulia Tsvetkov , Tianxing He

This paper presents a novel approach for detecting ChatGPT-generated vs. human-written text using language models. To this end, we first collected and released a pre-processed dataset named OpenGPTText, which consists of rephrased content…

Computation and Language · Computer Science 2023-05-19 Yutian Chen , Hao Kang , Vivian Zhai , Liangze Li , Rita Singh , Bhiksha Raj

Ever since the public release of ChatGPT in November 2022, serious concerns have been raised about the impact and potentially dire consequences of the increasingly widespread use of generative AI tools for purposes of scientific writing and…

Computers and Society · Computer Science 2023-11-14 Paul G. Schmidt , Amnon J. Meir

Large Language Models (LLMs), exemplified by ChatGPT, have significantly reshaped text generation, particularly in the realm of writing assistance. While ethical considerations underscore the importance of transparently acknowledging LLM…

Information Retrieval · Computer Science 2025-09-03 Teddy Lazebnik , Ariel Rosenfeld

The use of machine learning (ML) models to assess and score textual data has become increasingly pervasive in an array of contexts including natural language processing, information retrieval, search and recommendation, and credibility…

Computation and Language · Computer Science 2023-09-27 Marialena Bevilacqua , Kezia Oketch , Ruiyang Qin , Will Stamey , Xinyuan Zhang , Yi Gan , Kai Yang , Ahmed Abbasi

Generative AI and misinformation research has evolved since our 2024 survey. This paper presents an updated perspective, transitioning from literature review to practical countermeasures. We report on changes in the threat landscape,…

Computers and Society · Computer Science 2026-02-12 Alexander Loth , Martin Kappes , Marc-Oliver Pahl

The proliferation of AI-generated media poses significant challenges to information authenticity and social trust, making reliable detection methods highly demanded. Methods for detecting AI-generated media have evolved rapidly, paralleling…

Computer Vision and Pattern Recognition · Computer Science 2025-02-13 Yueying Zou , Peipei Li , Zekun Li , Huaibo Huang , Xing Cui , Xuannan Liu , Chenghanyu Zhang , Ran He

Large language models (LLMs) have distinct and consistent stylistic fingerprints, even when prompted to write in different writing styles. Detecting these fingerprints is important for many reasons, among them protecting intellectual…

Computation and Language · Computer Science 2025-03-04 Yehonatan Bitton , Elad Bitton , Shai Nisan

Nowadays, powerful large language models (LLMs) such as ChatGPT have demonstrated revolutionary power in a variety of tasks. Consequently, the detection of machine-generated texts (MGTs) is becoming increasingly crucial as LLMs become more…

Cryptography and Security · Computer Science 2024-01-17 Xinlei He , Xinyue Shen , Zeyuan Chen , Michael Backes , Yang Zhang

DeepSeek v3, developed in China, was released in December 2024, followed by Alibaba's Qwen 2.5 Max in January 2025 and Qwen3 235B in April 2025. These free and open-source models offer significant potential for academic writing and content…

Computers and Society · Computer Science 2025-05-05 Omer Aydin , Enis Karaarslan , Fatih Safa Erenay , Nebojsa Bacanin

We propose a method to determine whether a given article was written entirely by a generative language model or perhaps contains edits by a different author, possibly a human. Our process involves multiple tests for the origin of individual…

Information Theory · Computer Science 2024-08-27 Idan Kashtan , Alon Kipnis

As large language models (LLMs) become more advanced, it is increasingly difficult to distinguish between human-written and AI-generated text. This paper draws a conceptual parallel between quantum uncertainty and the limits of authorship…

Computation and Language · Computer Science 2025-09-16 Aadil Gani Ganie

Large language models (LLMs), such as ChatGPT released by OpenAI, have attracted significant attention from both industry and academia due to their demonstrated ability to generate high-quality content for various tasks. Despite the…

Software Engineering · Computer Science 2024-11-08 Xiaodan Xu , Chao Ni , Xinrong Guo , Shaoxuan Liu , Xiaoya Wang , Kui Liu , Xiaohu Yang