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Related papers: Will Central Bank Digital Currencies (CBDC) and Bl…

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Central Bank Digital Currency (CBDC) is an emerging trend in digital payments, with the vast majority of central banks around the world researching, piloting, or even operating a digital version of cash. While design choices differ broadly,…

Cryptography and Security · Computer Science 2024-03-19 Lars Hupel , Makan Rafiee

Blockchains have gained substantial attention from academia and industry for their ability to facilitate decentralized trust and communications. However, the rapid progress of quantum computing poses a significant threat to the security of…

Cryptography and Security · Computer Science 2024-09-04 Zebo Yang , Haneen Alfauri , Behrooz Farkiani , Raj Jain , Roberto Di Pietro , Aiman Erbad

Blockchain technology has spawned a vast ecosystem of digital currencies with Central Bank Digital Currencies (CBDCs) -- digital forms of fiat currency -- being one of them. An important feature of digital currencies is facilitating…

Cryptography and Security · Computer Science 2025-10-01 Panagiotis Michalopoulos , Anthony Mack , Cameron Clark , Linus Chen , Johannes Sedlmeir , Andreas Veneris

Blockchain is a Distributed Ledger Technology (DLT) that offers numerous benefits including decentralization, transparency, efficiency, and reduced costs. Hence, blockchain has been included in many fields. Blockchain relies on…

Cryptography and Security · Computer Science 2025-08-26 Sufyan Al-Janabi

Recently, the invention of quantum computers was so revolutionary that they bring transformative challenges in a variety of fields, especially for the traditional cryptographic blockchain, and it may become a real thread for most of the…

Cryptography and Security · Computer Science 2024-07-30 Tatsuru Kikuchi

Blockchain technology is facing critical issues of scalability, efficiency and sustainability. These problems are necessary to solve if blockchain is to become a technology that can be used responsibly. Useful quantum computers could…

Cryptography and Security · Computer Science 2022-01-28 Marcus Edwards , Atefeh Mashatan , Shohini Ghose

Quantum computing poses fundamental risks to classical blockchain systems by undermining widely used cryptographic primitives. In response, two major research directions have emerged: post-quantum blockchains, which integrate…

Cryptography and Security · Computer Science 2026-01-21 Saurav Ghosh , Niloy Deb Roy Mishu

Central Bank Digital Currency (CBDC) can be defined as a virtual currency based on node network and digital encryption algorithm issued by a country which has a legal credit protection. CBDCs are supported by Distributed Ledger Technologies…

With the advancement of digital payment technologies, central banks worldwide have increasingly begun to explore the implementation of Central Bank Digital Currencies (CBDCs). This paper presents a comprehensive review of the latest…

General Economics · Economics 2025-07-15 Qifeng Tang , Yain-Whar Si

Blockchain and other Distributed Ledger Technologies (DLTs) have evolved significantly in the last years and their use has been suggested for numerous applications due to their ability to provide transparency, redundancy and accountability.…

Cryptography and Security · Computer Science 2024-02-05 Tiago M. Fernandez-Carames , Paula Fraga-Lamas

The emergence of quantum computing presents a formidable challenge to the security of blockchain systems. Traditional cryptographic algorithms, foundational to digital signatures, message encryption, and hashing functions, become vulnerable…

Cryptography and Security · Computer Science 2025-10-16 Yaser Baseri , Abdelhakim Hafid , Yahya Shahsavari , Dimitrios Makrakis , Hassan Khodaiemehr

As quantum computing advances toward practical deployment, it threatens a wide range of classical cryptographic mechanisms, including digital signatures, key exchange protocols, public-key encryption, and certain hash-based constructions…

Cryptography and Security · Computer Science 2025-12-16 Tushin Mallick , Maya Zeldin , Murat Cenk , Cristina Nita-Rotaru

The paper explains that post-quantum cryptography is necessary due to the introduction of quantum computing causing certain algorithms to be broken. We analyze the different types of post-quantum cryptography, quantum cryptography and…

Cryptography and Security · Computer Science 2023-12-19 Marel Alvarado , Luke Gayler , Alex Seals , Tao Wang , Tao Hou

With the emergence of Bitcoin and recently proposed stablecoins from BigTechs, such as Diem (formerly Libra), central banks face growing competition from private actors offering their own digital alternative to physical cash. We do not…

General Economics · Economics 2021-03-02 David Chaum , Christian Grothoff , Thomas Moser

Central Bank Digital Currency (CBDC) is a novel form of money that could be issued and regulated by central banks, offering benefits such as programmability, security, and privacy. However, the design of a CBDC system presents numerous…

Computers and Society · Computer Science 2026-03-03 Ryan Bowler , Geoffrey Goodell , Joe Revans , Gabriel Bizama , Chris Speed

Most currently used cryptographic tools for protecting data are based on certain computational assumptions, which makes them vulnerable with respect to technological and algorithmic developments, such as quantum computing. One existing…

Quantum Physics · Physics 2023-04-28 Aleksey K. Fedorov

Technological advancements of Blockchain and other Distributed Ledger Techniques (DLTs) promise to provide significant advantages to applications seeking transparency, redundancy, and accountability. Actual adoption of these emerging…

Cryptography and Security · Computer Science 2021-10-12 Nivedita Dey , Mrityunjay Ghosh , Amlan Chakrabarti

This paper provides an in-depth review of the evolving role of quantum computing in the financial sector, emphasizing both its computational potential and cybersecurity implications. Distinguishing itself from existing surveys, this work…

Quantum Physics · Physics 2025-09-01 Gerhard Hellstern , Esra Yeniaras

The emergence of quantum computing presents profound challenges to existing cryptographic infrastructures, whilst the development of central bank digital currencies (CBDCs) has raised concerns regarding privacy preservation and excessive…

Emerging Technologies · Computer Science 2025-07-21 Serhan W. Bahar

Central Bank Digital Currencies (CBDCs) are proposed as a public response to the uptake of privately run digital payments, with the digital euro, under development by the European Central Bank (ECB), serving as a prominent example. This…

Cryptography and Security · Computer Science 2026-03-18 Judith Senn , Aljosha Judmayer , Nicholas Stifter , Rainer Böhme
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