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Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…

Machine Learning · Computer Science 2024-09-23 Sourav Verma , Joydip Dhar

There is a growing demand for explainable, transparent, and data-driven models within the domain of fraud detection. Decisions made by fraud detection models need to be explainable in the event of a customer dispute. Additionally, the…

Machine Learning · Computer Science 2023-12-04 Samantha Visbeek , Erman Acar , Floris den Hengst

Regression problems have been more and more embraced by deep learning (DL) techniques. The increasing number of papers recently published in this domain, including surveys and reviews, shows that deep regression has captured the attention…

Machine Learning · Computer Science 2022-09-12 Jorge S. S. Júnior , Jérôme Mendes , Francisco Souza , Cristiano Premebida

Credit card frauds are at an ever-increasing rate and have become a major problem in the financial sector. Because of these frauds, card users are hesitant in making purchases and both the merchants and financial institutions bear heavy…

Machine Learning · Computer Science 2020-12-08 Thanh Thi Nguyen , Hammad Tahir , Mohamed Abdelrazek , Ali Babar

Fraudulent activities are an expensive problem for many financial institutions, costing billions of dollars to corporations annually. More commonly occurring activities in this regard are credit card frauds. In this context, the credit card…

Machine Learning · Computer Science 2024-06-27 Harshit Sharma , Harsh K. Gandhi , Apoorv Jain

This paper systematically reviews advancements in deep learning (DL) techniques for financial fraud detection, a critical issue in the financial sector. Using the Kitchenham systematic literature review approach, 57 studies published…

Machine Learning · Computer Science 2025-07-31 Yisong Chen , Chuqing Zhao , Yixin Xu , Chuanhao Nie , Yixin Zhang

Deep neural networks achieve high accuracy on image classification tasks. Yet, they often produce overconfident predictions as which fail to express epistemic uncertainty, and frequently violate logical or structural constraints present in…

Computer Vision and Pattern Recognition · Computer Science 2026-05-19 Ezel Kilicdere , Shireen Kudukkil Manchingal , Fabio Cuzzolin

Many state-of-the-art technologies developed in recent years have been influenced by machine learning to some extent. Most popular at the time of this writing are artificial intelligence methodologies that fall under the umbrella of deep…

Computer Vision and Pattern Recognition · Computer Science 2020-03-03 Stanton R. Price , Steven R. Price , Derek T. Anderson

Deep Reinforcement Learning (DRL) agents achieve remarkable performance in continuous control but remain opaque, hindering deployment in safety-critical domains. Existing explainability methods either provide only local insights (SHAP,…

Artificial Intelligence · Computer Science 2026-03-17 Sanup S. Araballi , Simon Khan , Chilukuri K. Mohan

E-commerce platforms and payment solution providers face increasingly sophisticated fraud schemes, ranging from identity theft and account takeovers to complex money laundering operations that exploit the speed and anonymity of digital…

Artificial Intelligence · Computer Science 2026-01-12 Cooper Lin , Yanting Zhang , Maohao Ran , Wei Xue , Hongwei Fan , Yibo Xu , Zhenglin Wan , Sirui Han , Yike Guo , Jun Song

Regression analysis is employed to examine and quantify the relationships between input variables and a dependent and continuous output variable. It is widely used for predictive modelling in fields such as finance, healthcare, and…

Machine Learning · Computer Science 2025-10-16 Ashish Bhatia , Renato Cordeiro de Amorim , Vito De Feo

With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust…

Machine Learning · Computer Science 2024-11-13 Chang Yu , Yongshun Xu , Jin Cao , Ye Zhang , Yinxin Jin , Mengran Zhu

The volatility features of financial data would considerably change in different periods, that is one of the main factors affecting the applications of machine learning in quantitative trading. Therefore, to effectively distinguish…

Computational Engineering, Finance, and Science · Computer Science 2023-01-10 Pei Dehao , Luo Chao

The AI community is increasingly putting its attention towards combining symbolic and neural approaches, as it is often argued that the strengths and weaknesses of these approaches are complementary. One recent trend in the literature are…

Artificial Intelligence · Computer Science 2021-10-12 Emile van Krieken , Erman Acar , Frank van Harmelen

Determining the reliability of evidence sources is a crucial topic in Dempster-Shafer theory (DST). Previous approaches have addressed high conflicts between evidence sources using discounting methods, but these methods may not ensure the…

Artificial Intelligence · Computer Science 2024-11-05 Juntao Xu , Tianxiang Zhan , Yong Deng

Fraudulent transactions and how to detect them remain a significant problem for financial institutions around the world. The need for advanced fraud detection systems to safeguard assets and maintain customer trust is paramount for…

Machine Learning · Computer Science 2023-12-22 Tomisin Awosika , Raj Mani Shukla , Bernardi Pranggono

Financial fraud increasingly exploits institutional boundaries: laundering networks distribute transactions across multiple banks because no single institution can observe the full pattern. Federated Learning (FL) enables collaborative…

Cryptography and Security · Computer Science 2026-05-19 Prajwal Panth , Nishant Nigam

We propose a novel deep symbolic regression approach to enhance the robustness and interpretability of data-driven mathematical expression discovery. Our work is aligned with the popular DSR framework which focuses on learning a…

Machine Learning · Computer Science 2026-03-30 Zachary Bastiani , Robert M. Kirby , Jacob Hochhalter , Shandian Zhe

As the world is rapidly moving towards digitization and money transactions are becoming cashless, the use of credit cards has rapidly increased. The fraud activities associated with it have also been increasing which leads to a huge loss to…

Artificial Intelligence · Computer Science 2021-08-24 Pooja Tiwari , Simran Mehta , Nishtha Sakhuja , Jitendra Kumar , Ashutosh Kumar Singh

The large variety of digital payment choices available to consumers today has been a key driver of e-commerce transactions in the past decade. Unfortunately, this has also given rise to cybercriminals and fraudsters who are constantly…

Machine Learning · Computer Science 2021-12-09 Siddharth Vimal , Kanishka Kayathwal , Hardik Wadhwa , Gaurav Dhama
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