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In recent years, machine learning has begun automating decision making in fields as varied as college admissions, credit lending, and criminal sentencing. The socially sensitive nature of some of these applications together with increasing…

Machine Learning · Computer Science 2021-07-06 Connor Lawless , Oktay Gunluk

Evolving borrower behaviors, shifting economic conditions, and changing regulatory landscapes continuously reshape the data distributions underlying modern credit-scoring systems. Conventional explainability techniques, such as SHAP, assume…

Machine Learning · Computer Science 2025-11-07 Shivogo John

The escalating integration of machine learning in high-stakes fields such as healthcare raises substantial concerns about model fairness. We propose an interpretable framework - Fairness-Aware Interpretable Modeling (FAIM), to improve model…

Machine Learning · Computer Science 2024-03-11 Mingxuan Liu , Yilin Ning , Yuhe Ke , Yuqing Shang , Bibhas Chakraborty , Marcus Eng Hock Ong , Roger Vaughan , Nan Liu

Federated Learning (FL) enables collaborative training while preserving privacy, yet it introduces a critical challenge: the "illusion of fairness''. A global model, usually evaluated on the server, appears fair on average while keeping…

Machine Learning · Computer Science 2026-05-12 Xenia Heilmann , Luca Corbucci , Mattia Cerrato , Anna Monreale

We present OxonFair, a new open source toolkit for enforcing fairness in binary classification. Compared to existing toolkits: (i) We support NLP and Computer Vision classification as well as standard tabular problems. (ii) We support…

Computers and Society · Computer Science 2024-11-06 Eoin Delaney , Zihao Fu , Sandra Wachter , Brent Mittelstadt , Chris Russell

Machine learning methods based on AdaBoost have been widely applied to various classification problems across many mission-critical applications including healthcare, law and finance. However, there is a growing concern about the unfairness…

Machine Learning · Computer Science 2024-01-09 Xiaobin Song , Zeyuan Liu , Benben Jiang

Concerns regarding fairness and bias have been raised in recent years due to the growing use of machine learning models in crucial decision-making processes, especially when it comes to delicate characteristics like gender. In order to…

Machine Learning · Computer Science 2024-08-30 Saish Shinde

Machine learning software is being used in many applications (finance, hiring, admissions, criminal justice) having a huge social impact. But sometimes the behavior of this software is biased and it shows discrimination based on some…

Software Engineering · Computer Science 2020-08-31 Joymallya Chakraborty , Kewen Peng , Tim Menzies

In recent years, fairness in machine learning has emerged as a critical concern to ensure that developed and deployed predictive models do not have disadvantageous predictions for marginalized groups. It is essential to mitigate…

Machine Learning · Computer Science 2025-04-18 Jansen S. B. Pereira , Giovani Valdrighi , Marcos Medeiros Raimundo

Under normality and homoscedasticity assumptions, Linear Discriminant Analysis (LDA) is known to be optimal in terms of minimising the Bayes error for binary classification. In the heteroscedastic case, LDA is not guaranteed to minimise…

Machine Learning · Computer Science 2017-03-27 Kojo Sarfo Gyamfi , James Brusey , Andrew Hunt , Elena Gaura

A new semi-supervised ensemble algorithm called XGBOD (Extreme Gradient Boosting Outlier Detection) is proposed, described and demonstrated for the enhanced detection of outliers from normal observations in various practical datasets. The…

Machine Learning · Computer Science 2020-09-22 Yue Zhao , Maciej K. Hryniewicki

In a modern power system, real-time data on power generation/consumption and its relevant features are stored in various distributed parties, including household meters, transformer stations and external organizations. To fully exploit the…

Machine Learning · Computer Science 2022-01-11 Haizhou Liu , Xuan Zhang , Xinwei Shen , Hongbin Sun

With the widespread adoption of machine learning in the real world, the impact of the discriminatory bias has attracted attention. In recent years, various methods to mitigate the bias have been proposed. However, most of them have not…

Machine Learning · Computer Science 2025-03-26 Kenji Kobayashi , Yuri Nakao

As an important problem in modern data analytics, classification has witnessed varieties of applications from different domains. Different from conventional classification approaches, fair classification concerns the issues of unintentional…

Machine Learning · Statistics 2020-12-25 Qing Ye , Weijun Xie

While machine learning models have achieved unprecedented success in real-world applications, they might make biased/unfair decisions for specific demographic groups and hence result in discriminative outcomes. Although research efforts…

Machine Learning · Computer Science 2022-12-08 Yuying Zhao , Yu Wang , Tyler Derr

Privacy has raised considerable concerns recently, especially with the advent of information explosion and numerous data mining techniques to explore the information inside large volumes of data. In this context, a new distributed learning…

Machine Learning · Computer Science 2019-10-15 Mengwei Yang , Linqi Song , Jie Xu , Congduan Li , Guozhen Tan

Algorithmic fairness has become a central concern in modern machine learning and AI applications. However, two pressing challenges remain: (1) The fairness guarantees of existing methods often rely on specific data distributional…

Methodology · Statistics 2026-05-14 Xiaotian Hou , Linjun Zhang

Online leading has disrupted the traditional consumer banking sector with more effective loan processing. Risk prediction and monitoring is critical for the success of the business model. Traditional credit score models fall short in…

Risk Management · Quantitative Finance 2017-07-18 Xiaojiao Yu

Discrimination has been shown in many machine learning applications, which calls for sufficient fairness testing before their deployment in ethic-relevant domains such as face recognition, medical diagnosis and criminal sentence. Existing…

Machine Learning · Computer Science 2022-08-25 Mengdi Zhang , Jun Sun , Jingyi Wang , Bing Sun

Fairness studies of algorithmic decision-making systems often simplify complex decision processes, such as bail or loan approvals, into binary classification tasks. However, these approaches overlook that such decisions are not inherently…

Machine Learning · Computer Science 2025-11-13 Ayan Majumdar , Deborah D. Kanubala , Kavya Gupta , Isabel Valera