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The aim of this project is to develop and test advanced analytical methods to improve the prediction accuracy of Credit Risk Models, preserving at the same time the model interpretability. In particular, the project focuses on applying an…

Machine Learning · Computer Science 2021-08-09 Neus Llop Torrent , Giorgio Visani , Enrico Bagli

The recent spike in certified Artificial Intelligence (AI) tools for healthcare has renewed the debate around adoption of this technology. One thread of such debate concerns Explainable AI (XAI) and its promise to render AI devices more…

Artificial Intelligence · Computer Science 2023-02-27 Giovanni Cinà , Tabea E. Röber , Rob Goedhart , Ş. İlker Birbil

Algorithmic solutions have significant potential to improve decision-making across various domains, from healthcare to e-commerce. However, the widespread adoption of these solutions is hindered by a critical challenge: the lack of…

Machine Learning · Computer Science 2025-03-11 Zuzanna Bączek , Michał Bizoń , Aneta Pawelec , Piotr Sankowski

This paper presents an intelligent and transparent AI-driven system for Credit Risk Assessment using three state-of-the-art ensemble machine learning models combined with Explainable AI (XAI) techniques. The system leverages XGBoost,…

Machine Learning · Computer Science 2025-06-25 Shreya , Harsh Pathak

Artificial intelligence methods are being increasingly applied across various domains, but their often opaque nature has raised concerns about accountability and trust. In response, the field of explainable AI (XAI) has emerged to address…

Neural and Evolutionary Computing · Computer Science 2024-10-18 Ryan Zhou , Jaume Bacardit , Alexander Brownlee , Stefano Cagnoni , Martin Fyvie , Giovanni Iacca , John McCall , Niki van Stein , David Walker , Ting Hu

Explainable Artificial Intelligence (XAI) is increasingly rec ognized as essential for deploying machine learning systems in safety critical environments. In Automatic Target Recognition (ATR), where models operate on image, video, radar,…

Artificial Intelligence · Computer Science 2026-05-08 Vanessa Buhrmester , David Muench , Dimitri Bulatov , Michael Arens

Machine learning (ML) has rapidly advanced in recent years, revolutionizing fields such as finance, medicine, and cybersecurity. In malware detection, ML-based approaches have demonstrated high accuracy; however, their lack of transparency…

Cryptography and Security · Computer Science 2025-04-09 Harikha Manthena , Shaghayegh Shajarian , Jeffrey Kimmell , Mahmoud Abdelsalam , Sajad Khorsandroo , Maanak Gupta

We are witnessing the emergence of an AI economy and society where AI technologies are increasingly impacting health care, business, transportation and many aspects of everyday life. Many successes have been reported where AI systems even…

Machine Learning · Computer Science 2022-12-27 D. Petkovic

Explainable Artificial Intelligence (XAI) has become a widely discussed topic, the related technologies facilitate better understanding of conventional black-box models like Random Forest, Neural Networks and etc. However, domain-specific…

Machine Learning · Computer Science 2024-07-04 Pap M. Corea , Yongxin Liu , Jian Wang , Shuteng Niu , Houbing Song

A recent trend in machine learning has been to enrich learned models with the ability to explain their own predictions. The emerging field of Explainable AI (XAI) has so far mainly focused on supervised learning, in particular, deep neural…

Machine Learning · Computer Science 2022-07-13 Jacob Kauffmann , Malte Esders , Lukas Ruff , Grégoire Montavon , Wojciech Samek , Klaus-Robert Müller

Mistakes in AI systems are inevitable, arising from both technical limitations and sociotechnical gaps. While black-boxing AI systems can make the user experience seamless, hiding the seams risks disempowering users to mitigate fallouts…

Human-Computer Interaction · Computer Science 2024-03-07 Upol Ehsan , Q. Vera Liao , Samir Passi , Mark O. Riedl , Hal Daume

Explainable Artificial Intelligence (XAI) is central to the debate on integrating Artificial Intelligence (AI) and Machine Learning (ML) algorithms into clinical practice. High-performing AI/ML models, such as ensemble learners and deep…

Machine Learning · Computer Science 2024-07-30 Alessandro De Carlo , Enea Parimbelli , Nicola Melillo , Giovanna Nicora

When it comes to complex machine learning models, commonly referred to as black boxes, understanding the underlying decision making process is crucial for domains such as healthcare and financial services, and also when it is used in…

Machine Learning · Computer Science 2020-12-02 Jürgen Dieber , Sabrina Kirrane

The use of Artificial Intelligence (AI) models in real-world and high-risk applications has intensified the discussion about their trustworthiness and ethical usage, from both a technical and a legislative perspective. The field of…

Machine Learning · Computer Science 2025-12-17 Ilaria Vascotto , Alex Rodriguez , Alessandro Bonaita , Luca Bortolussi

Data-driven artificial intelligence models require explainability in intelligent manufacturing to streamline adoption and trust in modern industry. However, recently developed explainable artificial intelligence (XAI) techniques that…

Machine Learning · Computer Science 2025-02-04 Joseph Cohen , Xun Huan , Jun Ni

Explainable AI (XAI) aims to provide interpretations for predictions made by learning machines, such as deep neural networks, in order to make the machines more transparent for the user and furthermore trustworthy also for applications in…

Machine Learning · Computer Science 2020-06-17 Kirill Bykov , Marina M. -C. Höhne , Klaus-Robert Müller , Shinichi Nakajima , Marius Kloft

Ensuring transparency and trust in artificial intelligence (AI) models is essential as they are increasingly deployed in safety-critical and high-stakes domains. Explainable AI (XAI) has emerged as a promising approach to address this…

Computer Vision and Pattern Recognition · Computer Science 2025-11-05 Reem Hammoud , Abdul Karim Gizzini , Ali J. Ghandour

Interactive Artificial Intelligence (AI) agents are becoming increasingly prevalent in society. However, application of such systems without understanding them can be problematic. Black-box AI systems can lead to liability and…

Computers and Society · Computer Science 2023-01-16 Pradyumna Tambwekar , Matthew Gombolay

XAI refers to the techniques and methods for building AI applications which assist end users to interpret output and predictions of AI models. Black box AI applications in high-stakes decision-making situations, such as medical domain have…

Early detection of Cerebral Palsy (CP) is crucial for effective intervention and monitoring. This paper tests the reliability and applicability of Explainable AI (XAI) methods using a deep learning method that predicts CP by analyzing…

Computer Vision and Pattern Recognition · Computer Science 2024-09-04 Kimji N. Pellano , Inga Strümke , Daniel Groos , Lars Adde , Espen Alexander F. Ihlen