Related papers: Design of Secure, Privacy-focused, and Accessible …
With the growth of digital monetary transactions and cashless payments, encouraged by the COVID-19 pandemic, use of e-payment applications is on the rise. It is thus imperative to understand and evaluate the current posture of e-payment…
Biometric payment, i.e., biometric authentication implemented in digital payment systems, can reduce memory demands and streamline payment for older adults. However, older adults' perceptions and practices regarding biometric payment remain…
The rise of smartphones has led to a significant increase in the usage of mobile payments. Mobile payments allow individuals to access financial resources and make transactions through their mobile devices while on the go. However, the…
The rise of online dating apps has transformed how individuals connect and seek companionship, with an increase in usage among older adults. While these platforms offer opportunities for emotional support and social connection, they also…
Traditional single-factor authentication possesses several critical security vulnerabilities due to single-point failure feature. Multi-factor authentication (MFA), intends to enhance security by providing additional verification steps.…
Security vulnerabilities of traditional single factor authentication has become a major concern for security practitioners and researchers. To mitigate single point failures, new and technologically advanced Multi-Factor Authentication…
With the ongoing digitalisation of our everyday tasks, more and more eGovernment services make it possible for citizens to take care of their administrative obligations online. This type of services requires a certain assurance level for…
The digital age requires strong security measures to protect online activities. Two-Factor Authentication (2FA) has emerged as a critical solution. However, its implementation presents significant challenges, particularly in terms of…
Previous Web access authentication systems often use either the Web or the Mobile channel individually to confirm the claimed identity of the remote user. This paper proposes a new protocol using multifactor authentication system that is…
The proliferation of "Internet of Things (IoT)" provides older adults with critical support for "health monitoring" and independent living, yet significant concerns about security and privacy persist. In this paper, we report on these…
As e-commerce continues to expand, the urgency for stronger privacy and security measures becomes increasingly critical, particularly on platforms frequented by younger users who are often less aware of potential risks. In our analysis of…
Seniors represent a growing user base for mobile applications; however, many apps fail to adequately address their accessibility challenges and usability preferences. To investigate this issue, we conducted an exploratory focus group study…
Despite being more secure and strongly promoted, two-factor (2FA) or multi-factor (MFA) schemes either fail to protect against recent phishing threats such as real-time MITM, controls/relay MITM, malicious browser extension-based phishing…
With the growing number of older adults who adopt mobile technology in their life, a new form of challenge faces both them, as well as the software engineering communities. This challenge is the issue of safety, not only in the context of…
This study investigates the effectiveness of multifactor authentication (MFA) in protecting commercial accounts from unauthorized access, with an additional focus on accounts with known credential leaks. We employ the benchmark-multiplier…
Due to increased security awareness of enterprises for mobile applications operating with sensitive or personal data as well as extended regulations form legislative (the principle of proportionality) various approaches, how to implement…
Two-factor authentication (2F) aims to enhance resilience of password-based authentication by requiring users to provide an additional authentication factor, e.g., a code generated by a security token. However, it also introduces…
To prevent password breaches and guessing attacks, banks increasingly turn to two-factor authentication (2FA), requiring users to present at least one more factor, such as a one-time password generated by a hardware token or received via…
Attacks targeting several millions of non-internet based application users are on the rise. These applications such as SMS and USSD typically do not benefit from existing multi-factor authentication methods due to the nature of their…
This comprehensive survey deliberated over the security of electronic payment systems. In our research, we focused on either dominant systems or new attempts and innovations to improve the level of security of the electronic payment…