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In the financial risk domain, particularly in credit default prediction and fraud detection, accurate identification of high-risk class instances is paramount, as their occurrence can have significant economic implications. Although machine…

Machine Learning · Computer Science 2024-09-17 Xu Sun , Zixuan Qin , Shun Zhang , Yuexian Wang , Li Huang

We develop a model to predict consumer default based on deep learning. We show that the model consistently outperforms standard credit scoring models, even though it uses the same data. Our model is interpretable and is able to provide a…

General Economics · Economics 2019-10-07 Stefania Albanesi , Domonkos F. Vamossy

Despite the tremendous advances achieved over the past years by deep learning techniques, the latest risk prediction models for industrial applications still rely on highly handtuned stage-wised statistical learning tools, such as gradient…

Machine Learning · Computer Science 2023-08-08 Yancheng Liang , Jiajie Zhang , Hui Li , Xiaochen Liu , Yi Hu , Yong Wu , Jinyao Zhang , Yongyan Liu , Yi Wu

Credit scoring plays a vital role in the field of consumer finance. Survival analysis provides an advanced solution to the credit-scoring problem by quantifying the probability of survival time. In order to deal with highly heterogeneous…

Machine Learning · Computer Science 2021-08-06 Miaojun Bai , Yan Zheng , Yun Shen

Natural disasters act as a serious threat globally, requiring effective and efficient disaster management and recovery. This paper focuses on classifying natural disaster images using Convolutional Neural Networks (CNNs). Multiple CNN…

Computer Vision and Pattern Recognition · Computer Science 2023-11-23 Archit Rathod , Veer Pariawala , Mokshit Surana , Kumkum Saxena

In a modern power system, real-time data on power generation/consumption and its relevant features are stored in various distributed parties, including household meters, transformer stations and external organizations. To fully exploit the…

Machine Learning · Computer Science 2022-01-11 Haizhou Liu , Xuan Zhang , Xinwei Shen , Hongbin Sun

Unsupervised ensemble learning emerged to address the challenge of combining multiple learners' predictions without access to ground truth labels or additional data. This paradigm is crucial in scenarios where evaluating individual…

Machine Learning · Computer Science 2026-01-29 Ariel Maymon , Yanir Buznah , Uri Shaham

Accurate classification of medical images is critical for detecting abnormalities in the gastrointestinal tract, a domain where misclassification can significantly impact patient outcomes. We propose an ensemble-based approach to improve…

Computer Vision and Pattern Recognition · Computer Science 2024-12-31 Ishita Harish , Saurav Mishra , Neha Bhadoria , Rithik Kumar , Madhav Arora , Syed Rameem Zahra , Ankur Gupta

One of the most promising approaches for complex technical systems analysis employs ensemble methods of classification. Ensemble methods enable to build a reliable decision rules for feature space classification in the presence of many…

Artificial Intelligence · Computer Science 2016-01-11 Alexei Zhukov , Victor Kurbatsky , Nikita Tomin , Denis Sidorov , Daniil Panasetsky , Aoife Foley

This research addresses the critical lack of comprehensive studies on feature scaling by systematically evaluating 12 scaling techniques - including several less common transformations - across 14 different Machine Learning algorithms and…

This study introduces RicEns-Net, a novel Deep Ensemble model designed to predict crop yields by integrating diverse data sources through multimodal data fusion techniques. The research focuses specifically on the use of synthetic aperture…

Image and Video Processing · Electrical Eng. & Systems 2025-02-11 Akshay Dagadu Yewle , Laman Mirzayeva , Oktay Karakuş

Agriculture is increasingly challenged by climate change, soil degradation, and resource depletion, and hence requires advanced data-driven crop classification and recommendation solutions. This work presents an explainable ensemble…

Training models on highly unbalanced data is admitted to be a challenging task for machine learning algorithms. Current studies on deep learning mainly focus on data sets with balanced class labels or unbalanced data, but with massive…

Machine Learning · Computer Science 2020-02-27 Louis Marceau , Lingling Qiu , Nick Vandewiele , Eric Charton

Feature engineering is crucial for optimizing machine learning model performance, particularly in tabular data classification tasks. Leveraging advancements in natural language processing, this study presents a systematic approach to enrich…

Machine Learning · Computer Science 2024-11-07 Gjergji Kasneci , Enkelejda Kasneci

Decision-making in complex systems often relies on machine learning models, yet highly accurate models such as XGBoost and neural networks can obscure the reasoning behind their predictions. In operations research applications,…

Machine Learning · Computer Science 2025-02-28 Gaurav Arwade , Sigurdur Olafsson

The volatility and complex dynamics of cryptocurrency markets present unique challenges for accurate price forecasting. This research proposes a hybrid deep learning and machine learning model that integrates Long Short-Term Memory (LSTM)…

Machine Learning · Computer Science 2025-06-30 Mehul Gautam

Ensembling multiple predictions is a widely used technique for improving the accuracy of various machine learning tasks. One obvious drawback of ensembling is its higher execution cost during inference. In this paper, we first describe our…

Machine Learning · Computer Science 2019-03-11 Hiroshi Inoue

Predicting fund performance is beneficial to both investors and fund managers, and yet is a challenging task. In this paper, we have tested whether deep learning models can predict fund performance more accurately than traditional…

Statistical Finance · Quantitative Finance 2023-08-01 Nghia Chu , Binh Dao , Nga Pham , Huy Nguyen , Hien Tran

Brain stroke remains one of the principal causes of death and disability worldwide, yet most tabular-data prediction models still hover below the 95% accuracy threshold, limiting real-world utility. Addressing this gap, the present work…

Quantitative Methods · Quantitative Biology 2026-05-22 Yousuf Islam , Md. Jalal Uddin Chowdhury , Sumon Chandra Das

Aggregating multiple learners through an ensemble of models aim to make better predictions by capturing the underlying distribution of the data more accurately. Different ensembling methods, such as bagging, boosting, and stacking/blending,…

Machine Learning · Statistics 2020-11-03 Mohsen Shahhosseini , Guiping Hu , Hieu Pham