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Related papers: Credit Card Fraud Detection: A Deep Learning Appro…

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With challenges and limitations associated with security in the fintech industry, the rise to the need for data protection increases. However, the current existing passwordless and password-based peer to peer transactions in online banking…

Cryptography and Security · Computer Science 2024-08-12 Anisha Ghosh , Aditya Mitra , Sibi Chakkaravarthy Sethuraman , Aswani Kumar Cherukuri

Credit is an essential component of financial wellbeing in America, and unequal access to it is a large factor in the economic disparities between demographic groups that exist today. Today, machine learning algorithms, sometimes trained on…

Machine Learning · Computer Science 2022-10-07 I. Elizabeth Kumar , Keegan E. Hines , John P. Dickerson

Fraud is a prevalent offence that extends beyond financial loss, causing psychological and physical harm to victims. The advancements in online communication technologies alowed for online fraud to thrive in this vast network, with…

Computation and Language · Computer Science 2025-04-17 Antonis Papasavva , Shane Johnson , Ed Lowther , Samantha Lundrigan , Enrico Mariconti , Anna Markovska , Nilufer Tuptuk

This paper takes a deep learning approach to understand consumer credit risk when e-commerce platforms issue unsecured credit to finance customers' purchase. The "NeuCredit" model can capture both serial dependences in multi-dimensional…

Risk Management · Quantitative Finance 2019-06-06 Di Wang , Qi Wu , Wen Zhang

This study explores the use of Generative Adversarial Networks (GANs) to detect AI deepfakes and fraudulent activities in online payment systems. With the growing prevalence of deepfake technology, which can manipulate facial features in…

Machine Learning · Computer Science 2026-01-01 Zong Ke , Shicheng Zhou , Yining Zhou , Chia Hong Chang , Rong Zhang

Imbalanced data classification problem has always been a popular topic in the field of machine learning research. In order to balance the samples between majority and minority class. Oversampling algorithm is used to synthesize new minority…

Machine Learning · Computer Science 2019-09-02 Junyi Zou , Jinliang Zhang , Ping Jiang

Efficient and accurate object detection is an important topic in the development of computer vision systems. With the advent of deep learning techniques, the accuracy of object detection has increased significantly. The project aims to…

Computer Vision and Pattern Recognition · Computer Science 2025-03-04 Md Pranto , Omar Faruk

Lie detection is considered a concern for everyone in their day to day life given its impact on human interactions. Thus, people normally pay attention to both what their interlocutors are saying and also to their visual appearances,…

Computer Vision and Pattern Recognition · Computer Science 2021-07-01 Nuria Rodriguez-Diaz , Decky Aspandi , Federico Sukno , Xavier Binefa

The widespread use of machine learning in credit scoring has brought significant advancements in risk assessment and decision-making. However, it has also raised concerns about potential biases, discrimination, and lack of transparency in…

Fraud detection and prevention play an important part in ensuring the sustained operation of any e-commerce business. Machine learning (ML) often plays an important role in these anti-fraud operations, but the organizational context in…

Face recognition is a rapidly developing and widely applied aspect of biometric technologies. Its applications are broad, ranging from law enforcement to consumer applications, and industry efficiency and monitoring solutions. The recent…

Computer Vision and Pattern Recognition · Computer Science 2019-07-31 Andrew Jason Shepley

In the financial field of the United States, the application of big data technology has become one of the important means for financial institutions to enhance competitiveness and reduce risks. The core objective of this article is to…

Risk Management · Quantitative Finance 2024-09-17 Shuochen Bi , Yufan Lian , Ziyue Wang

In the era of pervasive cyber threats and exponential growth in digital services, the inadequacy of single-factor authentication has become increasingly evident. Multi-Factor Authentication (MFA), which combines knowledge-based factors…

Cryptography and Security · Computer Science 2025-10-08 Abdelilah Ganmati , Karim Afdel , Lahcen Koutti

Artificial Intelligence (AI) is an important driving force for the development and transformation of the financial industry. However, with the fast-evolving AI technology and application, unintentional bias, insufficient model validation,…

Machine Learning · Statistics 2019-12-17 Yukun Zhang , Longsheng Zhou

Recent advancements in deep learning have revolutionized technology and security measures, necessitating robust identification methods. Biometric approaches, leveraging personalized characteristics, offer a promising solution. However, Face…

Computer Vision and Pattern Recognition · Computer Science 2024-02-23 Iurii Medvedev , Nuno Gonçalves

Data Distribution Service (DDS) is an innovative approach towards communication in ICS/IoT infrastructure and robotics. Being based on the cross-platform and cross-language API to be applicable in any computerised device, it offers the…

Machine Learning · Computer Science 2021-06-15 Stanislav Abaimov

In the faceless world of the Internet,online fraud is one of the greatest reasons of loss for web merchants.Advanced solutions are needed to protect e businesses from the constant problems of fraud.Many popular fraud detection algorithms…

Networking and Internet Architecture · Computer Science 2010-06-15 P. Srinivasulu , J. Ranga Rao , I. Ramesh Babu

In today's world, with the rise of numerous social platforms, it has become relatively easy for anyone to spread false information and lure people into traps. Fraudulent schemes and traps are growing rapidly in the investment world. Due to…

Artificial Intelligence · Computer Science 2023-08-23 Prabh Simran Singh Baweja , Orathai Sangpetch , Akkarit Sangpetch

Financial fraud cases are on the rise even with the current technological advancements. Due to the lack of inter-organization synergy and because of privacy concerns, authentic financial transaction data is rarely available. On the other…

Rapid growth of modern technologies such as internet and mobile computing are bringing dramatically increased e-commerce payments, as well as the explosion in transaction fraud. Meanwhile, fraudsters are continually refining their tricks,…

Cryptography and Security · Computer Science 2018-03-20 Xurui Li , Wei Yu , Tianyu Luwang , Jianbin Zheng , Xuetao Qiu , Jintao Zhao , Lei Xia , Yujiao Li