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In practice, machine learning experts are often confronted with imbalanced data. Without accounting for the imbalance, common classifiers perform poorly and standard evaluation metrics mislead the practitioners on the model's performance. A…

Machine Learning · Computer Science 2020-07-21 Ramiro Camino , Christian Hammerschmidt , Radu State

In the practical business of asset management by investment trusts and the like, the general practice is to manage over the medium to long term owing to the burden of operations and increase in transaction costs with the increase in…

Computational Finance · Quantitative Finance 2023-01-31 Kazuki Amagai , Tomoya Suzuki

Training a classification model on a dataset where the instances of one class outnumber those of the other class is a challenging problem. Such imbalanced datasets are standard in real-world situations such as fraud detection, medical…

Machine Learning · Computer Science 2020-09-04 Anubha Kabra , Ayush Chopra , Nikaash Puri , Pinkesh Badjatiya , Sukriti Verma , Piyush Gupta , Balaji K

There are many real-world classification problems wherein the issue of data imbalance (the case when a data set contains substantially more samples for one/many classes than the rest) is unavoidable. While under-sampling the problematic…

Computer Vision and Pattern Recognition · Computer Science 2018-01-09 John McKay , Isaac Gerg , Vishal Monga

Deep learning crime predictive tools use past crime data and additional behavioral datasets to forecast future crimes. Nevertheless, these tools have been shown to suffer from unfair predictions across minority racial and ethnic groups.…

Computers and Society · Computer Science 2024-06-14 Jiahui Wu , Vanessa Frias-Martinez

Advanced classification algorithms are being increasingly used in safety-critical applications like health-care, engineering, etc. In such applications, miss-classifications made by ML algorithms can result in substantial financial or…

Machine Learning · Computer Science 2024-12-06 Disha Ghandwani , Neeraj Sarna , Yuanyuan Li , Yang Lin

Neural networks have proven successful at learning from complex data distributions by acting as universal function approximators. However, they are often overconfident in their predictions, which leads to inaccurate and miscalibrated…

Machine Learning · Computer Science 2021-02-23 Jeffrey Willette , Juho Lee , Sung Ju Hwang

Online leading has disrupted the traditional consumer banking sector with more effective loan processing. Risk prediction and monitoring is critical for the success of the business model. Traditional credit score models fall short in…

Risk Management · Quantitative Finance 2017-07-18 Xiaojiao Yu

The paper examines the potential of deep learning to support decisions in financial risk management. We develop a deep learning model for predicting whether individual spread traders secure profits from future trades. This task embodies…

Risk Management · Quantitative Finance 2019-11-19 Yaodong Yang , Alisa Kolesnikova , Stefan Lessmann , Tiejun Ma , Ming-Chien Sung , Johnnie E. V. Johnson

Deep learning models have gained remarkable performance on a variety of image classification tasks. However, many models suffer from limited performance in clinical or medical settings when data are imbalanced. To address this challenge, we…

Image and Video Processing · Electrical Eng. & Systems 2022-04-15 Long Gao , Chang Liu , Dooman Arefan , Ashok Panigrahy , Margarita L. Zuley , Shandong Wu

Class imbalance problem has been a challenging research problem in the fields of machine learning and data mining as most real life datasets are imbalanced. Several existing machine learning algorithms try to maximize the accuracy…

Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…

Machine Learning · Computer Science 2022-06-28 François de la Bourdonnaye , Fabrice Daniel

The field of imbalanced self-supervised learning, especially in the context of tabular data, has not been extensively studied. Existing research has predominantly focused on image datasets. This paper aims to fill this gap by examining the…

Machine Learning · Computer Science 2024-03-26 Samuel Stocksieker , Denys Pommeret , Arthur Charpentier

Data imbalance is common in production data, where controlled production settings require data to fall within a narrow range of variation and data are collected with quality assessment in mind, rather than data analytic insights. This…

Machine Learning · Statistics 2021-12-17 Rune D. Kjærsgaard , Manja G. Grønberg , Line K. H. Clemmensen

We study the societal impact of pseudo-scientific assumptions for predicting the behavior of people in a straightforward application of machine learning to risk prediction in financial lending. This use case also exemplifies the impact of…

Computers and Society · Computer Science 2025-07-25 Bruno Scarone , Ricardo Baeza-Yates

Self-supervised learning (SSL) has become the de facto training paradigm of large models, where pre-training is followed by supervised fine-tuning using domain-specific data and labels. Despite demonstrating comparable performance with…

Machine Learning · Computer Science 2024-06-05 Sofia Yfantidou , Dimitris Spathis , Marios Constantinides , Athena Vakali , Daniele Quercia , Fahim Kawsar

Pseudo-labeling is a crucial technique in semi-supervised learning (SSL), where artificial labels are generated for unlabeled data by a trained model, allowing for the simultaneous training of labeled and unlabeled data in a supervised…

Computer Vision and Pattern Recognition · Computer Science 2023-08-16 Khanh-Binh Nguyen , Joon-Sung Yang

Background and objective: Employing deep learning models in critical domains such as medical imaging poses challenges associated with the limited availability of training data. We present a strategy for improving the performance and…

Computer Vision and Pattern Recognition · Computer Science 2024-03-27 Eva Pachetti , Sotirios A. Tsaftaris , Sara Colantonio

Machine learning models underpin many modern financial systems for use cases such as fraud detection and churn prediction. Most are based on supervised learning with hand-engineered features, which relies heavily on the availability of…

Machine Learning · Computer Science 2024-01-05 Piotr Skalski , David Sutton , Stuart Burrell , Iker Perez , Jason Wong

Automated Essay Scoring (AES) plays a crucial role in education by providing scalable and efficient assessment tools. However, in real-world settings, the extreme scarcity of labeled data severely limits the development and practical…

Computation and Language · Computer Science 2026-02-03 Hongseok Choi , Serynn Kim , Wencke Liermann , Jin Seong , Jin-Xia Huang