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Gathering cyber threat intelligence from open sources is becoming increasingly important for maintaining and achieving a high level of security as systems become larger and more complex. However, these open sources are often subject to…

Cryptography and Security · Computer Science 2022-07-25 Markus Bayer , Tobias Frey , Christian Reuter

Modern machine learning models (such as deep neural networks and boosting decision tree models) have become increasingly popular in financial market prediction, due to their superior capacity to extract complex non-linear patterns. However,…

Machine Learning · Computer Science 2021-02-02 Chuheng Zhang , Yuanqi Li , Xi Chen , Yifei Jin , Pingzhong Tang , Jian Li

Inherent risk scoring is an important function in anti-money laundering, used for determining the riskiness of an individual during onboarding $\textit{before}$ fraudulent transactions occur. It is, however, often fraught with two…

Machine Learning · Computer Science 2018-12-02 W. Ronny Huang , Miguel A. Perez

The advent of artificial intelligence has significantly enhanced credit scoring technologies. Despite the remarkable efficacy of advanced deep learning models, mainstream adoption continues to favor tree-structured models due to their…

Machine Learning · Computer Science 2026-03-31 Xia Li , Hanghang Zheng , Xiwei Zhuang , Zhong Wang , Xiao Chen , Hong Liu , Jasmine Bai , Mao Mao

Real-world datasets are often highly class-imbalanced, which can adversely impact the performance of deep learning models. The majority of research on training neural networks under class imbalance has focused on specialized loss functions,…

Machine Learning · Computer Science 2023-12-06 Ravid Shwartz-Ziv , Micah Goldblum , Yucen Lily Li , C. Bayan Bruss , Andrew Gordon Wilson

Machine-learning-based entity resolution has been widely studied. However, some entity pairs may be mislabeled by machine learning models and existing studies do not study the risk analysis problem -- predicting and interpreting which…

Databases · Computer Science 2019-12-09 Zhaoqiang Chen , Qun Chen , Boyi Hou , Tianyi Duan , Zhanhuai Li , Guoliang Li

Imbalanced data classification problem has always been a popular topic in the field of machine learning research. In order to balance the samples between majority and minority class. Oversampling algorithm is used to synthesize new minority…

Machine Learning · Computer Science 2019-09-02 Junyi Zou , Jinliang Zhang , Ping Jiang

Numerous studies attempt to mitigate classification bias caused by class imbalance. However, existing studies have yet to explore the collaborative optimization of imbalanced learning and model training. This constraint hinders further…

Machine Learning · Computer Science 2025-12-30 Chuantao Li , Zhi Li , Jiahao Xu , Jie Li , Sheng Li

Microfinance, despite its significant potential for poverty reduction, is facing sustainability hardships due to high default rates. Although many methods in regular finance can estimate credit scores and default probabilities, these…

General Finance · Quantitative Finance 2022-12-13 Christian Kurniawan , Xiyu Deng , Adhiraj Chakraborty , Assane Gueye , Niangjun Chen , Yorie Nakahira

A novel semi-supervised learning technique is introduced based on a simple iterative learning cycle together with learned thresholding techniques and an ensemble decision support system. State-of-the-art model performance and increased…

Computer Vision and Pattern Recognition · Computer Science 2019-06-10 Robert Dupre , Jiri Fajtl , Vasileios Argyriou , Paolo Remagnin

Semi-supervised learning (SSL) algorithms struggle to perform well when exposed to imbalanced training data. In this scenario, the generated pseudo-labels can exhibit a bias towards the majority class, and models that employ these…

Machine Learning · Computer Science 2024-09-18 Zeju Li , Ying-Qiu Zheng , Chen Chen , Saad Jbabdi

Model learning from class imbalanced training data is a long-standing and significant challenge for machine learning. In particular, existing deep learning methods consider mostly either class balanced data or moderately imbalanced data in…

Computer Vision and Pattern Recognition · Computer Science 2018-05-01 Qi Dong , Shaogang Gong , Xiatian Zhu

Despite extensive research spanning several decades, class imbalance is still considered a profound difficulty for both machine learning and deep learning models. While data oversampling is the foremost technique to address this issue,…

Machine Learning · Computer Science 2025-02-12 Sukumar Kishanthan , Asela Hevapathige

Semi-supervised learning (SSL) leverages limited labeled and abundant unlabeled data but often faces challenges with data imbalance, especially in 3D contexts. This study investigates class-level confidence as an indicator of learning…

Computer Vision and Pattern Recognition · Computer Science 2024-11-14 Zhimin Chen , Bing Li

Precise breast cancer classification on histopathological images has the potential to greatly improve the diagnosis and patient outcome in oncology. The data imbalance problem largely stems from the inherent imbalance within medical image…

Image and Video Processing · Electrical Eng. & Systems 2024-11-28 Majid Behzadpour , Bengie L. Ortiz , Ebrahim Azizi , Kai Wu

In real world datasets, particular groups are under-represented, much rarer than others, and machine learning classifiers will often preform worse on under-represented populations. This problem is aggravated across many domains where…

Machine Learning · Computer Science 2023-02-10 Arghya Datta , S. Joshua Swamidass

Recent industrial credit scoring models remain heavily reliant on manually tuned statistical learning methods. Despite their potential, deep learning architectures have struggled to consistently outperform traditional statistical models in…

Computational Engineering, Finance, and Science · Computer Science 2026-04-21 Yu Lei , Zixuan Wang , Yiqing Feng , Junru Zhang , Yahui Li , Chu Liu , Tongyao Wang , Dongyang Li

Classification tasks often suffer from imbal- anced data distribution, which presents chal- lenges in food hazard detection due to severe class imbalances, short and unstructured text, and overlapping semantic categories. In this paper, we…

Computation and Language · Computer Science 2025-05-02 Zhuoang Cai , Zhenghao Li , Yang Liu , Liyuan Guo , Yangqiu Song

In real-world applications, as data availability increases, obtaining labeled data for machine learning (ML) projects remains challenging due to the high costs and intensive efforts required for data annotation. Many ML projects,…

Machine Learning · Computer Science 2024-12-24 Ismail Hakki Karaman , Gulser Koksal , Levent Eriskin , Salih Salihoglu

This study conducts a benchmarking study, comparing 23 different statistical and machine learning methods in a credit scoring application. In order to do so, the models' performance is evaluated over four different data sets in combination…

Econometrics · Economics 2019-07-31 Anna Stelzer