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In recent years, machine learning algorithms have become ubiquitous in a multitude of high-stakes decision-making applications. The unparalleled ability of machine learning algorithms to learn patterns from data also enables them to…

Machine Learning · Computer Science 2022-07-14 José Pombal , André F. Cruz , João Bravo , Pedro Saleiro , Mário A. T. Figueiredo , Pedro Bizarro

Machine learning has become more important in real-life decision-making but people are concerned about the ethical problems it may bring when used improperly. Recent work brings the discussion of machine learning fairness into the causal…

Machine Learning · Statistics 2022-02-28 Haoyu Chen , Wenbin Lu , Rui Song , Pulak Ghosh

We extend the randomized singular value decomposition (SVD) algorithm \citep{Halko2011finding} to estimate the SVD of a shifted data matrix without explicitly constructing the matrix in the memory. With no loss in the accuracy of the…

Machine Learning · Statistics 2019-12-02 Ali Basirat

With the development of the financial industry, credit default prediction, as an important task in financial risk management, has received increasing attention. Traditional credit default prediction methods mostly rely on machine learning…

Risk Management · Quantitative Finance 2024-12-25 Yuhan Wang , Zhen Xu , Yue Yao , Jinsong Liu , Jiating Lin

Algorithmic fairness and privacy are essential pillars of trustworthy machine learning. Fair machine learning aims at minimizing discrimination against protected groups by, for example, imposing a constraint on models to equalize their…

Machine Learning · Statistics 2021-04-08 Hongyan Chang , Reza Shokri

Machine learning algorithms are useful for various predictions tasks, but they can also learn how to discriminate, based on gender, race or other sensitive attributes. This realization gave rise to the field of fair machine learning, which…

Machine Learning · Computer Science 2021-10-22 Drago Plečko , Nicolas Bennett , Nicolai Meinshausen

This research seeks to benefit the software engineering society by providing a simple yet effective pre-processing approach to achieve equalized odds fairness in machine learning software. Fairness issues have attracted increasing attention…

Machine Learning · Computer Science 2024-08-22 Zhe Yu , Joymallya Chakraborty , Tim Menzies

Ensuring fairness in machine learning predictions is a critical challenge, especially when models are deployed in sensitive domains such as credit scoring, healthcare, and criminal justice. While many fairness interventions rely on data…

Artificial Intelligence · Computer Science 2026-04-09 Irina Arévalo , Marcos Oliva

In recent years, contrastive learning has achieved state-of-the-art performance in the territory of self-supervised representation learning. Many previous works have attempted to provide the theoretical understanding underlying the success…

Machine Learning · Statistics 2025-07-18 Jun Chen , Hong Chen , Yonghua Yu , Yiming Ying

The Shapley value (SV) is adopted in various scenarios in machine learning (ML), including data valuation, agent valuation, and feature attribution, as it satisfies their fairness requirements. However, as exact SVs are infeasible to…

Machine Learning · Computer Science 2022-12-02 Zijian Zhou , Xinyi Xu , Rachael Hwee Ling Sim , Chuan Sheng Foo , Kian Hsiang Low

Missing values in real-world data pose a significant and unique challenge to algorithmic fairness. Different demographic groups may be unequally affected by missing data, and the standard procedure for handling missing values where first…

Machine Learning · Computer Science 2023-11-13 Raymond Feng , Flavio P. Calmon , Hao Wang

We study the societal impact of pseudo-scientific assumptions for predicting the behavior of people in a straightforward application of machine learning to risk prediction in financial lending. This use case also exemplifies the impact of…

Computers and Society · Computer Science 2025-07-25 Bruno Scarone , Ricardo Baeza-Yates

The probabilistic topic model imposes a low-rank structure on the expectation of the corpus matrix. Therefore, singular value decomposition (SVD) is a natural tool of dimension reduction. We propose an SVD-based method for estimating a…

Methodology · Statistics 2022-08-31 Zheng Tracy Ke , Minzhe Wang

Bias can be introduced in diverse ways in machine learning datasets, for example via selection or label bias. Although these bias types in themselves have an influence on important aspects of fair machine learning, their different impact…

Machine Learning · Computer Science 2026-03-11 Magali Legast , Toon Calders , François Fouss

This study focuses on the problem of credit default prediction, builds a modeling framework based on machine learning, and conducts comparative experiments on a variety of mainstream classification algorithms. Through preprocessing, feature…

Machine Learning · Computer Science 2026-02-24 Shiqi Yang , Ziyi Huang , Wengran Xiao , Xinyu Shen

As the data-driven decision process becomes dominating for industrial applications, fairness-aware machine learning arouses great attention in various areas. This work proposes fairness penalties learned by neural networks with a simple…

Machine Learning · Statistics 2024-03-12 Jinwon Sohn , Qifan Song , Guang Lin

In recent years, many incidents have been reported where machine learning models exhibited discrimination among people based on race, sex, age, etc. Research has been conducted to measure and mitigate unfairness in machine learning models.…

Machine Learning · Computer Science 2021-07-21 Sumon Biswas , Hridesh Rajan

A growing specter in the rise of machine learning is whether the decisions made by machine learning models are fair. While research is already underway to formalize a machine-learning concept of fairness and to design frameworks for…

Machine Learning · Computer Science 2020-09-28 Tao Zhang , Tianqing Zhu , Jing Li , Mengde Han , Wanlei Zhou , Philip S. Yu

Machine learning can impact people with legal or ethical consequences when it is used to automate decisions in areas such as insurance, lending, hiring, and predictive policing. In many of these scenarios, previous decisions have been made…

Machine Learning · Statistics 2018-03-09 Matt J. Kusner , Joshua R. Loftus , Chris Russell , Ricardo Silva

A matrix of analytic functions A(z), such as the matrix of transfer functions in a multiple-input multiple-output (MIMO) system, generally admits an analytic singular value decomposition (SVD), where the singular values themselves are…

Signal Processing · Electrical Eng. & Systems 2024-10-01 Mohammed Bakhit , Faizan A. Khattak , Ian K. Proudler , Stephan Weiss