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A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

Neural networks are becoming a popular tool for solving many real-world problems such as object recognition and machine translation, thanks to its exceptional performance as an end-to-end solution. However, neural networks are complex…

Machine Learning · Computer Science 2020-09-29 Guoliang Dong , Jingyi Wang , Jun Sun , Yang Zhang , Xinyu Wang , Ting Dai , Jin Song Dong , Xingen Wang

This paper claims that machine learning models deployed in high stakes domains such as medicine must be interpretable, shareable, reproducible and accountable. We argue that these principles should form the foundational design criteria for…

Machine Learning · Computer Science 2025-08-25 Ayyüce Begüm Bektaş , Mithat Gönen

Model-agnostic feature attributions can provide local insights in complex ML models. If the explanation is correct, a domain expert can validate and trust the model's decision. However, if it contradicts the expert's knowledge, related work…

Machine Learning · Computer Science 2023-06-30 Joran Michiels , Maarten De Vos , Johan Suykens

Deep reinforcement learning (RL) has shown remarkable success in complex domains, however, the inherent black box nature of deep neural network policies raises significant challenges in understanding and trusting the decision-making…

Machine Learning · Computer Science 2025-01-20 Peilang Li , Umer Siddique , Yongcan Cao

Artificial intelligence-augmented technology represents a considerable opportunity for improving healthcare delivery. Significant progress has been made to demonstrate the value of complex models to enhance clinicians` efficiency in…

Human-Computer Interaction · Computer Science 2025-04-08 Mohammad Golam Kibria , Lauren Kucirka , Javed Mostafa

In recent years, machine learning (ML) has become a key enabling technology for the sciences and industry. Especially through improvements in methodology, the availability of large databases and increased computational power, today's ML…

Artificial Intelligence · Computer Science 2019-09-27 Wojciech Samek , Klaus-Robert Müller

Interpretable representations are the backbone of many explainers that target black-box predictive systems based on artificial intelligence and machine learning algorithms. They translate the low-level data representation necessary for good…

Machine Learning · Computer Science 2024-04-29 Kacper Sokol , Peter Flach

Recently, artificial intelligence and machine learning in general have demonstrated remarkable performances in many tasks, from image processing to natural language processing, especially with the advent of deep learning. Along with…

Machine Learning · Computer Science 2020-10-23 Erico Tjoa , Cuntai Guan

Deep convolutional networks have been quite successful at various image classification tasks. The current methods to explain the predictions of a pre-trained model rely on gradient information, often resulting in saliency maps that focus on…

Machine Learning · Computer Science 2020-11-04 Ashish Kumar , Karan Sehgal , Prerna Garg , Vidhya Kamakshi , Narayanan C Krishnan

Pursuing fast and robust interpretability in Anomaly Detection is crucial, especially due to its significance in practical applications. Traditional Anomaly Detection methods excel in outlier identification but are often black-boxes,…

Machine Learning · Computer Science 2024-03-05 Valentina Zaccaria , David Dandolo , Chiara Masiero , Gian Antonio Susto

Methods for interpreting machine learning black-box models increase the outcomes' transparency and in turn generates insight into the reliability and fairness of the algorithms. However, the interpretations themselves could contain…

Machine Learning · Computer Science 2019-06-05 Yujia Zhang , Kuangyan Song , Yiming Sun , Sarah Tan , Madeleine Udell

Rule-based models offer a human-understandable representation, i.e. they are interpretable. For this reason, they are used to explain the decisions of non-interpretable complex models, referred to as black box models. The generation of such…

Artificial Intelligence · Computer Science 2025-03-03 Michał Kozielski , Marek Sikora , Łukasz Wawrowski

Local Interpretable Model-Agnostic Explanations (LIME) is a popular technique used to increase the interpretability and explainability of black box Machine Learning (ML) algorithms. LIME typically generates an explanation for a single…

Machine Learning · Computer Science 2019-06-26 Muhammad Rehman Zafar , Naimul Mefraz Khan

Explainable artificial intelligence (XAI) is a set of tools and algorithms that applied or embedded to machine learning models to understand and interpret the models. They are recommended especially for complex or advanced models including…

Machine Learning · Computer Science 2024-07-18 Ahmed M Salih , Yuhe Wang

Rule extraction is a central problem in interpretable machine learning because it seeks to convert opaque predictive behavior into human-readable symbolic structure. This paper presents Chat Incremental Pattern Constructor (ChatIPC), a…

Machine Learning · Computer Science 2026-05-05 Caleb Princewill Nwokocha

As the manufacturing industry advances with sensor integration and automation, the opaque nature of deep learning models in machine learning poses a significant challenge for fault detection and diagnosis. And despite the related predictive…

Artificial Intelligence · Computer Science 2024-06-11 Ahmed Maged , Salah Haridy , Herman Shen

The popularity of machine learning has increased the risk of unfair models getting deployed in high-stake applications, such as justice system, drug/vaccination design, and medical diagnosis. Although there are effective methods to train…

Machine Learning · Computer Science 2022-07-14 Mohit Bajaj , Lingyang Chu , Vittorio Romaniello , Gursimran Singh , Jian Pei , Zirui Zhou , Lanjun Wang , Yong Zhang

Artificial Intelligence (AI) increasingly shows its potential to outperform predicate logic algorithms and human control alike. In automatically deriving a system model, AI algorithms learn relations in data that are not detectable for…

Artificial Intelligence · Computer Science 2022-10-12 Simon Daniel Duque Anton , Daniel Schneider , Hans Dieter Schotten

Complex machine learning algorithms are used more and more often in critical tasks involving text data, leading to the development of interpretability methods. Among local methods, two families have emerged: those computing importance…

Machine Learning · Computer Science 2025-10-22 Gianluigi Lopardo , Damien Garreau
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