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The growing adoption of large language models (LLMs) in finance exposes high-stakes decision-making to subtle, underexamined positional biases. The complexity and opacity of modern model architectures compound this risk. We present the…

Computational Finance · Quantitative Finance 2025-10-08 Fabrizio Dimino , Krati Saxena , Bhaskarjit Sarmah , Stefano Pasquali

In this study the cross-correlations between the cryptocurrency market represented by the two most liquid and highest-capitalized cryptocurrencies: bitcoin and ethereum, on the one side, and the instruments representing the traditional…

Statistical Finance · Quantitative Finance 2023-03-02 Marcin Wątorek , Jarosław Kwapień , Stanisław Drożdż

Credit scoring models are the primary instrument used by financial institutions to manage credit risk. The scarcity of research on behavioral scoring is due to the difficult data access. Financial institutions have to maintain the privacy…

Risk Management · Quantitative Finance 2023-01-04 Ricardo Muñoz-Cancino , Cristián Bravo , Sebastián A. Ríos , Manuel Graña

When agents' information is imperfect and dispersed, existing measures of macroeconomic uncertainty based on the forecast error variance have two distinct drivers: the variance of the economic shock and the variance of the information…

Econometrics · Economics 2023-02-06 Luca Gambetti , Dimitris Korobilis , John Tsoukalas , Francesco Zanetti

Synthetic data has made tremendous strides in various commercial settings including finance, healthcare, and virtual reality. We present a broad overview of prototypical applications of synthetic data in the financial sector and in…

Statistical disclosure control (SDC) was not created in a single seminal paper nor following the invention of a new mathematical technique, rather it developed slowly in response to the practical challenges faced by data practitioners based…

Cryptography and Security · Computer Science 2018-12-24 Mark Elliot , Josep Domingo-Ferrer

In 2025, the UK Office for National Statistics released a novel dataset of monthly inter-industry payment flows during January 2017 to November 2024 at the 5-digit SIC level (ONS, 2025a), covering $>$3.1 million UK organizations. Annual…

General Economics · Economics 2025-08-26 Kerstin Hötte

Gender inequality in scientific careers has been extensively documented through aggregate measures such as total publications and cumulative citations, yet the temporal dynamics underlying these disparities remain largely unexplored. Here…

Digital Libraries · Computer Science 2025-09-09 Bili Zheng , Chenyi Yang , Jianhua Hou

This systematic review examines how machine learning (ML) and deep learning (DL) have transformed forecasting, decision-making, and financial modelling, promoting innovation and efficiency in financial systems. Following PRISMA 2020…

General Mathematics · Mathematics 2026-01-26 Soufiane El Amine El Alami , Abderazzak Mouiha , Abdelatif Hafid , Ahmed El Hilali Alaoui

Adaptive specification search generates statistically significant backtests even under martingale-difference nulls. We introduce a falsification audit testing complete predictive workflows against synthetic reference classes, including…

Statistical Finance · Quantitative Finance 2026-04-20 Sotirios D. Nikolopoulos

The 2008 financial crisis exposed fundamental vulnerabilities in interconnected banking systems, yet existing frameworks fail to integrate spatial propagation with network contagion mechanisms. This paper develops a unified spatial-network…

Risk Management · Quantitative Finance 2025-11-13 Tatsuru Kikuchi

Over the last couple of decades in the lending industry, financial disintermediation has occurred on a global scale. Traditionally, even for small supply of funds, banks would act as the conduit between the funds and the borrowers. It has…

Econometrics · Economics 2020-06-24 Soumajyoti Sarkar , Hamidreza Alvari

Human lives are increasingly being affected by the outcomes of automated decision-making systems and it is essential for the latter to be, not only accurate, but also fair. The literature of algorithmic fairness has grown considerably over…

Machine Learning · Computer Science 2022-11-15 Ainhize Barrainkua , Paula Gordaliza , Jose A. Lozano , Novi Quadrianto

Modeling of growth (or decay) curves arises in many fields such as microbiology, epidemiology, marketing, and econometrics. Parametric forms like Logistic and Gompertz are often used for modeling such monotonic patterns. While useful for…

Methodology · Statistics 2025-04-15 Rajesh Selukar

Despite extensive research on scientific disruption, two questions remain: why disruption has declined amid growing knowledge, and why disruptive work receives fewer and delayed citations. One way to address these questions is to identify…

Physics and Society · Physics 2025-12-11 Xiaoyao Yu , Talal Rahwan , Tao Jia

The increasing availability of curated citation data provides a wealth of resources for analyzing and understanding the intellectual influence of scientific publications. In the field of statistics, current studies of citation data have…

Digital Libraries · Computer Science 2021-10-19 Lijia Wang , Xin Tong , Y. X. Rachel Wang

We propose a novel framework for modeling time-varying persistence in economic time series, allowing for smoothly evolving heterogeneity in shock dynamics. We leverage localized regression techniques to flexibly identify changes in…

General Finance · Quantitative Finance 2025-06-06 Jozef Barunik , Lukas Vacha

The use of robotic technology has drastically increased in manufacturing in the 21st century. But by utilizing their sensory cues, humans still outperform machines, especially in the micro scale manufacturing, which requires high-precision…

Robotics · Computer Science 2025-06-17 Rongfei Li , Francis Assadian

Despite the tremendous advances achieved over the past years by deep learning techniques, the latest risk prediction models for industrial applications still rely on highly handtuned stage-wised statistical learning tools, such as gradient…

Machine Learning · Computer Science 2023-08-08 Yancheng Liang , Jiajie Zhang , Hui Li , Xiaochen Liu , Yi Hu , Yong Wu , Jinyao Zhang , Yongyan Liu , Yi Wu

We implement a market microstructure model including informed, uninformed and heuristic-driven investors, which latter behave in line with loss-aversion and mental accounting. We show that the probability of informed trading (PIN) varies…

Trading and Market Microstructure · Quantitative Finance 2016-06-14 Mihaly Ormos , Dusan Timotity