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Related papers: Selective Explanations

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The trade-off between accuracy and interpretability has long been a challenge in machine learning (ML). This tension is particularly significant for emerging interpretable-by-design methods, which aim to redesign ML algorithms for…

Machine Learning · Computer Science 2025-05-28 Geyu Liang , Senne Michielssen , Salar Fattahi

In order to ensure the reliability of the explanations of machine learning models, it is crucial to establish their advantages and limits and in which case each of these methods outperform. However, the current understanding of when and how…

Machine Learning · Computer Science 2025-02-12 Célia Wafa Ayad , Thomas Bonnier , Benjamin Bosch , Sonali Parbhoo , Jesse Read

In this work we build a stack of machine learning models aimed at composing a state-of-the-art credit rating and default prediction system, obtaining excellent out-of-sample performances. Our approach is an excursion through the most recent…

Statistical Finance · Quantitative Finance 2020-08-05 A. R. Provenzano , D. Trifirò , A. Datteo , L. Giada , N. Jean , A. Riciputi , G. Le Pera , M. Spadaccino , L. Massaron , C. Nordio

Explaining decisions of black-box classifiers is both important and computationally challenging. In this paper, we scrutinize explainers that generate feature-based explanations from samples or datasets. We start by presenting a set of…

Artificial Intelligence · Computer Science 2024-08-13 Leila Amgoud , Martin C. Cooper , Salim Debbaoui

Recent advancements in machine learning have spurred growing interests in automated interpreting quality assessment. Nevertheless, existing research suffers from insufficient examination of language use quality, unsatisfactory modeling…

Computation and Language · Computer Science 2025-08-15 Zhaokun Jiang , Ziyin Zhang

Explainable AI aims to render model behavior understandable by humans, which can be seen as an intermediate step in extracting causal relations from correlative patterns. Due to the high risk of possible fatal decisions in image-based…

Computer Vision and Pattern Recognition · Computer Science 2023-06-16 Lukas Klein , João B. S. Carvalho , Mennatallah El-Assady , Paolo Penna , Joachim M. Buhmann , Paul F. Jaeger

This paper examines two different yet related questions related to explainable AI (XAI) practices. Machine learning (ML) is increasingly important in financial services, such as pre-approval, credit underwriting, investments, and various…

Machine Learning · Computer Science 2022-09-21 Swati Tyagi

Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…

Machine Learning · Computer Science 2021-03-16 Ayoub El Qadi , Natalia Diaz-Rodriguez , Maria Trocan , Thomas Frossard

The field of explainable artificial intelligence (XAI) attempts to develop methods that provide insight into how complicated machine learning methods make predictions. Many methods of explanation have focused on the concept of feature…

Machine Learning · Computer Science 2024-03-13 Kurt Butler , Guanchao Feng , Petar M. Djuric

Feature attribution methods are popular in interpretable machine learning. These methods compute the attribution of each input feature to represent its importance, but there is no consensus on the definition of "attribution", leading to…

Machine Learning · Computer Science 2021-12-16 Yilun Zhou , Serena Booth , Marco Tulio Ribeiro , Julie Shah

Feature-importance methods show promise in transforming machine learning models from predictive engines into tools for scientific discovery. However, due to data sampling and algorithmic stochasticity, expressive models can be unstable,…

Machine Learning · Statistics 2026-05-29 Joseph Paillard , Angel Reyero Lobo , Denis A. Engemann , Bertrand Thirion

Decision explanations of machine learning black-box models are often generated by applying Explainable AI (XAI) techniques. However, many proposed XAI methods produce unverified outputs. Evaluation and verification are usually achieved with…

Machine Learning · Computer Science 2020-12-09 Udo Schlegel , Daniela Oelke , Daniel A. Keim , Mennatallah El-Assady

AutoClustering methods aim to automate unsupervised learning tasks, including algorithm selection (AS), hyperparameter optimization (HPO), and pipeline synthesis (PS), by often leveraging meta-learning over dataset meta-features. While…

Machine Learning · Computer Science 2026-02-23 Matheus Camilo da Silva , Leonardo Arrighi , Ana Carolina Lorena , Sylvio Barbon Junior

Selective inference aims at providing valid inference after a data-driven selection of models or hypotheses. It is essential to avoid overconfident results and replicability issues. While significant advances have been made in this area for…

Methodology · Statistics 2025-03-14 Matteo D'Alessandro , Magne Thoresen

Debiased machine learning estimators for smooth functionals in nonparametric models can exhibit substantial variability and instability, often leading practitioners to instead rely on parametric or semiparametric working models. Such…

Methodology · Statistics 2026-03-20 Lars van der Laan , Marco Carone , Alex Luedtke , Mark van der Laan

The widespread adoption of black-box models in Artificial Intelligence has enhanced the need for explanation methods to reveal how these obscure models reach specific decisions. Retrieving explanations is fundamental to unveil possible…

Artificial Intelligence · Computer Science 2021-02-26 Francesco Bodria , Fosca Giannotti , Riccardo Guidotti , Francesca Naretto , Dino Pedreschi , Salvatore Rinzivillo

Note that a newer expanded version of this paper is now available at: arXiv:1802.03888 It is critical in many applications to understand what features are important for a model, and why individual predictions were made. For tree ensemble…

Artificial Intelligence · Computer Science 2018-02-20 Scott M. Lundberg , Su-In Lee

Feature attributions based on the Shapley value are popular for explaining machine learning models; however, their estimation is complex from both a theoretical and computational standpoint. We disentangle this complexity into two factors:…

Machine Learning · Computer Science 2022-07-18 Hugh Chen , Ian C. Covert , Scott M. Lundberg , Su-In Lee

Techniques that explain the predictions of black-box machine learning models are crucial to make the models transparent, thereby increasing trust in AI systems. The input features to the models often have a nested structure that consists of…

Machine Learning · Computer Science 2025-05-26 Yuya Yoshikawa , Masanari Kimura , Ryotaro Shimizu , Yuki Saito

The growing need for trustworthy machine learning has led to the blossom of interpretability research. Numerous explanation methods have been developed to serve this purpose. However, these methods are deficiently and inappropriately…

Machine Learning · Computer Science 2022-03-29 Yipei Wang , Xiaoqian Wang
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