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Our research investigates the potential of Large-scale Language Models (LLMs), specifically OpenAI's GPT, in credit risk assessment-a binary classification task. Our findings suggest that LLMs, when directed by judiciously designed prompts…

Computation and Language · Computer Science 2023-07-25 Yashar Deldjoo

Large language models such as Open AI's Generative Pre-trained Transformer (GPT) models are proficient at answering questions, but their knowledge is confined to the information present in their training data. This limitation renders them…

Computation and Language · Computer Science 2023-08-24 Saba Rahimi , Tucker Balch , Manuela Veloso

More than half the global population now carries devices that can run ChatGPT-like language models with no Internet connection and minimal safety oversight -- and hence the potential to promote self-harm, financial losses and extremism…

Artificial Intelligence · Computer Science 2026-02-24 Neil F. Johnson , Frank Y. Huo

Autonomous trading robots have been studied in artificial intelligence area for quite some time. Many AI techniques have been tested for building autonomous agents able to trade financial assets. These initiatives include traditional neural…

Artificial Intelligence · Computer Science 2022-06-30 Paulo André Lima de Castro

Neural network checkpoints have quietly become a large-scale data resource: millions of trained weight vectors now exist, each encoding task-, domain-, and architecture-specific knowledge. This position paper argues that model checkpoints…

Machine Learning · Computer Science 2026-05-19 Zhangyang Wang , Peihao Wang , Kai Wang

Context:With the advancement of artificial intelligence (AI) technology and applications, numerous AI models have been developed, leading to the emergence of open-source model hosting platforms like Hugging Face (HF). Thanks to these…

Software Engineering · Computer Science 2024-08-07 Hao Qin , Mingyang Li , Junjie Wang , Qing Wang

This article describes how technical infrastructure developed by the nonprofit OpenMined enables external scrutiny of AI systems without compromising sensitive information. Independent external scrutiny of AI systems provides crucial…

Computers and Society · Computer Science 2025-02-11 Kendrea Beers , Helen Toner

Large Language Models (LLMs), as the case of OpenAI ChatGPT-4 Turbo, are revolutionizing several industries, including higher education. In this context, LLMs can be personalized through a fine-tuning process to meet the student demands on…

Recent research on dialogue state tracking (DST) focuses on methods that allow few- and zero-shot transfer to new domains or schemas. However, performance gains heavily depend on aggressive data augmentation and fine-tuning of ever larger…

Transformer-based large language models exhibit in-context learning, enabling adaptation to downstream tasks via few-shot prompting with demonstrations. In practice, such models are often fine-tuned to improve zero-shot performance on…

Computation and Language · Computer Science 2026-02-27 Chungpa Lee , Jy-yong Sohn , Kangwook Lee

Measuring progress is fundamental to the advancement of any scientific field. As benchmarks play an increasingly central role, they also grow more susceptible to distortion. Chatbot Arena has emerged as the go-to leaderboard for ranking the…

Artificial intelligence (AI) is widely deployed to solve problems related to marketing attribution and budget optimization. However, AI models can be quite complex, and it can be difficult to understand model workings and insights without…

Computation and Language · Computer Science 2024-04-23 Yilin Gao , Sai Kumar Arava , Yancheng Li , James W. Snyder

Large Language Models such as GPTs (Generative Pre-trained Transformers) exhibit remarkable capabilities across a broad spectrum of applications. Nevertheless, due to their intrinsic complexity, these models present substantial challenges…

Machine Learning · Computer Science 2024-10-17 Ashkan Golgoon , Khashayar Filom , Arjun Ravi Kannan

Large language models (LLMs) promise to democratize financial analysis by reducing information-processing costs. Yet equal access does not ensure equal outcomes, as the locus of friction may shift from processing information to evaluating…

General Finance · Quantitative Finance 2025-10-23 Edward Li , Min Shen , Zhiyuan Tu , Dexin Zhou

Large Language Models (LLMs) have demonstrated promise in medical knowledge assessments, yet their practical utility in real-world clinical decision-making remains underexplored. In this study, we evaluated the performance of three…

Computation and Language · Computer Science 2025-12-30 Mengdi Chai , Ali R. Zomorrodi

The expanding scale of large neural network models introduces significant challenges, driving efforts to reduce memory usage and enhance computational efficiency. Such measures are crucial to ensure the practical implementation and…

Machine Learning · Computer Science 2025-02-14 Eduardo Lobo Lustosa Cabral , Larissa Driemeier

This paper aims to efficiently enable Large Language Models (LLMs) to use multimodal tools. Advanced proprietary LLMs, such as ChatGPT and GPT-4, have shown great potential for tool usage through sophisticated prompt engineering.…

Computer Vision and Pattern Recognition · Computer Science 2023-05-31 Rui Yang , Lin Song , Yanwei Li , Sijie Zhao , Yixiao Ge , Xiu Li , Ying Shan

Open-source status should not shield generative artificial intelligence systems from ethical or legal accountability. Through a rigorous analysis of regulatory, legal, and policy frameworks, this Article contends that open-source GenAI must…

Computers and Society · Computer Science 2026-02-02 David Atkinson

Generative artificial intelligence (AI) holds enormous potential to revolutionize decision-making processes, from everyday to high-stake scenarios. By leveraging generative AI, humans can benefit from data-driven insights and predictions,…

General Economics · Economics 2024-02-19 Valerio Capraro , Roberto Di Paolo , Veronica Pizziol

The accelerating advancements in Artificial Intelligence (AI) and Machine Learning (ML), highlighted by the development of cutting-edge Generative Pre-trained Transformer (GPT) models by organizations such as OpenAI, Meta, and Anthropic,…

Computers and Society · Computer Science 2024-06-18 Philip Feldman , Aaron Dant , James R. Foulds
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