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We study the distributional implications of uncertainty shocks by developing a model that links macroeconomic aggregates to the US distribution of earnings and consumption. We find that: initially, the fraction of low-earning workers…

General Economics · Economics 2024-11-20 Florian Huber , Massimiliano Marcellino , Tommaso Tornese

We propose a simple framework to measure consumption insurance against income shocks that accounts for higher-order moments of the income distribution. We derive a nonlinear consumption function in which the extent of insurance varies with…

General Economics · Economics 2025-11-13 Anisha Ghosh , Alexandros Theloudis

In this paper, we explore the relationship between state-level household income inequality and macroeconomic uncertainty in the United States. Using a novel large-scale macroeconometric model, we shed light on regional disparities of…

Econometrics · Economics 2018-06-22 Manfred M. Fischer , Florian Huber , Michael Pfarrhofer

The nexus between debt and inequality has attracted considerable scholarly attention in the wake of the global financial crisis. One prominent candidate to explain the striking co-evolution of income inequality and private debt in this…

General Economics · Economics 2022-04-05 Jan Schulz , Daniel M. Mayerhoffer

We analyze a coupled anonymized dataset collecting the mobile phone communication and bank transactions history of a large number of individuals. After mapping the social structure and introducing indicators of socioeconomic status,…

Social and Information Networks · Computer Science 2017-12-25 Yannick Leo , Márton Karsai , Carlos Sarraute , Eric Fleury

This paper investigates how economic shocks propagate and amplify through the input-output network connecting industrial sectors in developed economies. We study alternative models of diffusion on networks and we calibrate them using…

General Finance · Quantitative Finance 2014-04-02 Martha G. Alatriste Contreras , Giorgio Fagiolo

Understanding consumption dynamics and its impact on the whole economy and welfare within the present economic crisis is not an easy task. Indeed the level of consumer demand for different goods varies with the prices, consumer incomes and…

General Finance · Quantitative Finance 2017-05-11 Roberto De Luca , Marco Di Mauro , Angelo Falzarano , Adele Naddeo

Consumption practices are determined by a combination of economic, social, and cultural forces. We posit that lower economic constraints leave more room to diversify consumption along cultural and social aspects in the form of omnivorous or…

General Economics · Economics 2025-06-18 Yuanmo He , Milena Tsvetkova

We use a controlled laboratory experiment to study the causal impact of income decreases within a time period on redistribution decisions at the end of that period, in an environment where we keep fixed the sum of incomes over the period.…

General Economics · Economics 2021-07-08 Nickolas Gagnon , Riccardo D. Saulle , Henrik W. Zaunbrecher

This paper evaluates the dynamic response of economic activity to shocks in uncertainty as percieved by agents.The study focuses on the comparison between the perception of economic uncertainty by manufacturers and consumers.Since…

Applications · Statistics 2020-12-02 Oscar Claveria

We study the effects of financial shocks on the United States economy by using a Bayesian structural vector autoregressive (SVAR) model that exploits the non-normalities in the data. We use this method to uniquely identify the model and…

Econometrics · Economics 2020-06-08 Olli Palmén

A tailor-made internet survey experiment provides individuals with information on their income positions to examine their effects on subjective well-being. In the first survey, respondents were asked about their household income and…

General Economics · Economics 2021-07-26 Eiji Yamamura

We estimate the dynamic distributional effects of financial shocks in the Euro Area using survey-based microdata on personal incomes. We find that positive financial shocks increase inequality, with heterogeneity across different income…

General Economics · Economics 2025-10-14 Miloš Ciganović , Elena Scola Gagliardi , Massimiliano Tancioni

We propose an approach to estimate how individuals' expectations influence their responses to a counterfactual change. The approach relies on average partial effects, which recover counterfactual impacts under conditions that we specify. We…

Econometrics · Economics 2026-05-21 Stephane Bonhomme , Angela Denis

This paper investigates the interactions among consumption/savings, investment, and retirement choices with income disaster. We consider low-income people who are exposed to income disaster so that they retire involuntarily when income…

Portfolio Management · Quantitative Finance 2025-09-18 Tae Ung Gang , Seyoung Park , Yong Hyun Shin

We analyze the household savings problem in a general setting where returns on assets, non-financial income and impatience are all state dependent and fluctuate over time. All three processes can be serially correlated and mutually…

Theoretical Economics · Economics 2020-08-07 Qingyin Ma , John Stachurski , Alexis Akira Toda

I analyze factory worker households in the early 1920s in Osaka to examine idiosyncratic income shocks and consumption. Using the household-level monthly panel dataset, I find that while households could not fully cope with idiosyncratic…

General Economics · Economics 2024-02-27 Kota Ogasawara

We analyse four consecutive cycles observed in the USA for employment and inflation. They are driven by three oil price shocks and an intended interest rate shock. Non-linear coupling between the rate equations for consumer products as prey…

General Finance · Quantitative Finance 2012-12-07 Hans G. Danielmeyer , Thomas Martinetz

Probability distributions of money, income, and energy consumption per capita are studied for ensembles of economic agents. The principle of entropy maximization for partitioning of a limited resource gives exponential distributions for the…

Statistical Finance · Quantitative Finance 2010-09-02 Anand Banerjee , Victor M. Yakovenko

We empirically investigate distributions of individual consumption expenditure f or four commodity categories conditional on fixed income levels. The data stems from the Family Expenditure Survey carried out annually in the United Kingdom.…

Statistical Mechanics · Physics 2009-11-07 Martin Hohnisch , Sabine Pittnauer , Manisha Chakrabarty
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