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We aim at developing and improving the imbalanced business risk modeling via jointly using proper evaluation criteria, resampling, cross-validation, classifier regularization, and ensembling techniques. Area Under the Receiver Operating…

Machine Learning · Statistics 2019-03-14 Yan Wang , Xuelei Sherry Ni

Training a deep neural network with a small amount of data is a challenging problem as it is vulnerable to overfitting. However, one of the practical difficulties that we often face is to collect many samples. Transfer learning is a…

Machine Learning · Computer Science 2020-07-13 Yunho Jeon , Yongseok Choi , Jaesun Park , Subin Yi , Dongyeon Cho , Jiwon Kim

We present a novel regularization approach to train neural networks that enjoys better generalization and test error than standard stochastic gradient descent. Our approach is based on the principles of cross-validation, where a validation…

Computer Vision and Pattern Recognition · Computer Science 2018-09-06 Simon Jenni , Paolo Favaro

Deep learning models, including modern systems like large language models, are well known to offer unreliable estimates of the uncertainty of their decisions. In order to improve the quality of the confidence levels, also known as…

Machine Learning · Computer Science 2024-04-15 Jiayi Huang , Sangwoo Park , Osvaldo Simeone

This paper considers the use of a simple posterior sampling algorithm to balance between exploration and exploitation when learning to optimize actions such as in multi-armed bandit problems. The algorithm, also known as Thompson Sampling,…

Machine Learning · Computer Science 2014-02-04 Daniel Russo , Benjamin Van Roy

As the size, complexity, and availability of data continues to grow, scientists are increasingly relying upon black-box learning algorithms that can often provide accurate predictions with minimal a priori model specifications. Tools like…

Machine Learning · Statistics 2020-11-10 Lucas Mentch , Siyu Zhou

Ensemble learning is traditionally justified as a variance-reduction strategy, explaining its strong performance for unstable predictors such as decision trees. This explanation, however, does not account for ensembles constructed from…

Machine Learning · Statistics 2025-12-30 Ernest Fokoué

In Self-Supervised Learning (SSL), models are typically pretrained, fine-tuned, and evaluated on the same domains. However, they tend to perform poorly when evaluated on unseen domains, a challenge that Unsupervised Domain Generalization…

Computer Vision and Pattern Recognition · Computer Science 2024-01-22 Marin Scalbert , Maria Vakalopoulou , Florent Couzinié-Devy

Class imbalance (CI) in classification problems arises when the number of observations belonging to one class is lower than the other. Ensemble learning combines multiple models to obtain a robust model and has been prominently used with…

Machine Learning · Computer Science 2023-11-28 Azal Ahmad Khan , Omkar Chaudhari , Rohitash Chandra

This study uses stacked generalization, which is a two-step process of combining machine learning methods, called meta or super learners, for improving the performance of algorithms in step one (by minimizing the error rate of each…

Machine Learning · Computer Science 2020-04-07 Kathleen Kerwin , Nathaniel D. Bastian

A learning classifier must outperform a trivial solution, in case of imbalanced data, this condition usually does not hold true. To overcome this problem, we propose a novel data level resampling method - Clustering Based Oversampling for…

Machine Learning · Computer Science 2018-11-13 Naman D. Singh , Abhinav Dhall

We introduce a new neural network-based continual learning algorithm, dubbed as Uncertainty-regularized Continual Learning (UCL), which builds on traditional Bayesian online learning framework with variational inference. We focus on two…

Machine Learning · Computer Science 2019-11-15 Hongjoon Ahn , Sungmin Cha , Donggyu Lee , Taesup Moon

Deep learning systems are known to exhibit implicit regularization (alt. implicit bias), favoring simple solutions instead of merely minimizing the loss function. In some cases, we can analytically derive the implicit regularization --…

Machine Learning · Statistics 2026-05-08 Joseph H. Rudoler , Kevin Tan , Giles Hooker , Konrad P. Kording

We consider the problem of learning linear prediction models with model misspecification bias. In such case, the collinearity among input variables may inflate the error of parameter estimation, resulting in instability of prediction…

Machine Learning · Computer Science 2019-12-02 Zheyan Shen , Peng Cui , Tong Zhang , Kun Kuang

Traditional resampling methods for handling class imbalance typically uses fixed distributions, undersampling the majority or oversampling the minority. These static strategies ignore changes in class-wise learning difficulty, which can…

Machine Learning · Computer Science 2026-02-17 Arjun Basandrai , Shourya Jain , K. Ilanthenral

In recent years, a variety of normalization methods have been proposed to help train neural networks, such as batch normalization (BN), layer normalization (LN), weight normalization (WN), group normalization (GN), etc. However,…

Machine Learning · Computer Science 2020-06-17 Jiacheng Sun , Xiangyong Cao , Hanwen Liang , Weiran Huang , Zewei Chen , Zhenguo Li

Feature subsampling is a core component of random forests and other ensemble methods. While recent theory suggests that this randomization acts solely as a variance reduction mechanism analogous to ridge regularization, these results…

Machine Learning · Statistics 2026-01-06 Xin Chen , Jason M. Klusowski , Yan Shuo Tan , Chang Yu

Learning classifiers using skewed or imbalanced datasets can occasionally lead to classification issues; this is a serious issue. In some cases, one class contains the majority of examples while the other, which is frequently the more…

Machine Learning · Computer Science 2022-11-11 Satyendra Singh Rawat , Amit Kumar Mishra

A number of classification problems need to deal with data imbalance between classes. Often it is desired to have a high recall on the minority class while maintaining a high precision on the majority class. In this paper, we review a…

Applications · Statistics 2016-08-23 Ajinkya More

Self-supervised learning (SSL) methods learn from unlabeled data and achieve high generalization performance on downstream tasks. However, they may also suffer from overfitting to their training data and lose the ability to adapt to new…

Computer Vision and Pattern Recognition · Computer Science 2024-10-02 Wenwen Qiang , Zeen Song , Ziyin Gu , Jiangmeng Li , Changwen Zheng , Fuchun Sun , Hui Xiong