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Online leading has disrupted the traditional consumer banking sector with more effective loan processing. Risk prediction and monitoring is critical for the success of the business model. Traditional credit score models fall short in…

Risk Management · Quantitative Finance 2017-07-18 Xiaojiao Yu

Accurate load forecasting is essential to the operation of modern electric power systems. Given the sensitivity of electricity demand to weather variability and temporal dynamics, capturing non-linear patterns is essential for long-term…

Machine Learning · Computer Science 2025-07-31 Abhiram Bhupatiraju , Sung Bum Ahn

Tree ensemble models like random forests and gradient boosting machines are widely used in machine learning due to their excellent predictive performance. However, a high-performance ensemble consisting of a large number of decision trees…

Machine Learning · Statistics 2024-10-28 Zebin Yang , Agus Sudjianto , Xiaoming Li , Aijun Zhang

Environmental science plays a pivotal role in safeguarding ecosystems, a domain driven by large-scale, heterogeneous data. In the big data era, artificial intelligence (AI) has emerged as a transformative tool for learning patterns and…

Machine Learning · Computer Science 2026-05-20 Jimeng Shi

A random forest prediction can be computed by the scalar product of the labels of the training examples and a set of weights that are determined by the leafs of the forest into which the test object falls; each prediction can hence be…

Machine Learning · Computer Science 2023-11-27 Henrik Boström

Uncertainty is a key feature of any machine learning model and is particularly important in neural networks, which tend to be overconfident. This overconfidence is worrying under distribution shifts, where the model performance silently…

Machine Learning · Computer Science 2024-03-18 Arthur Thuy , Dries F. Benoit

The application of superconducting materials is becoming more and more widespread. Traditionally, the discovery of new superconducting materials relies on the experience of experts and a large number of "trial and error" experiments, which…

Superconductivity · Physics 2022-11-08 Jie Hu , Yongquan Jiang , Yang Yan , Houchen Zuo

Accurate prediction of crop yield before harvest is of great importance for crop logistics, market planning, and food distribution around the world. Yield prediction requires monitoring of phenological and climatic characteristics over…

Machine Learning · Computer Science 2023-02-08 Florian Huber , Artem Yushchenko , Benedikt Stratmann , Volker Steinhage

Explainable AI (XAI) is an active research area to interpret a neural network's decision by ensuring transparency and trust in the task-specified learned models. Recently, perturbation-based model analysis has shown better interpretation,…

Computer Vision and Pattern Recognition · Computer Science 2021-02-17 Mahesh Sudhakar , Sam Sattarzadeh , Konstantinos N. Plataniotis , Jongseong Jang , Yeonjeong Jeong , Hyunwoo Kim

As Artificial Intelligence (AI) is used in more applications, the need to consider and mitigate biases from the learned models has followed. Most works in developing fair learning algorithms focus on the offline setting. However, in many…

Machine Learning · Computer Science 2021-08-24 Wenbin Zhang , Albert Bifet , Xiangliang Zhang , Jeremy C. Weiss , Wolfgang Nejdl

Road fatalities pose significant public safety and health challenges worldwide, with pedestrians being particularly vulnerable in vehicle-pedestrian crashes due to disparities in physical and performance characteristics. This study employs…

Machine Learning · Computer Science 2025-03-25 Methusela Sulle , Judith Mwakalonge , Gurcan Comert , Saidi Siuhi , Nana Kankam Gyimah

Random forests (RFs) are among the most popular supervised learning algorithms due to their nonlinear flexibility and ease-of-use. However, as black box models, they can only be interpreted via algorithmically-defined feature importance…

Methodology · Statistics 2025-05-26 Abhineet Agarwal , Ana M. Kenney , Yan Shuo Tan , Tiffany M. Tang , Bin Yu

Wind hazards such as tornadoes and straight-line winds frequently affect vulnerable communities in the Great Plains of the United States, where limited infrastructure and sparse data coverage hinder effective emergency response. Existing…

Machine Learning · Computer Science 2025-05-21 Mahmuda Akhter Nishu , Chenyu Huang , Milad Roohi , Xin Zhong

This paper compares the performance of various data processing methods in terms of predictive performance for structured data. This paper also seeks to identify and recommend preprocessing methodologies for tree-based binary classification…

Methodology · Statistics 2023-02-27 Tosan Johnson , Alice J. Liu , Syed Raza , Aaron McGuire

Artificial Intelligence (AI) models have reached a very significant level of accuracy. While their superior performance offers considerable benefits, their inherent complexity often decreases human trust, which slows their application in…

Machine Learning · Computer Science 2025-04-25 Pierre-Daniel Arsenault , Shengrui Wang , Jean-Marc Patenande

Keylogger detection involves monitoring for unusual system behaviors such as delays between typing and character display, analyzing network traffic patterns for data exfiltration. In this study, we provide a comprehensive analysis for…

Machine Learning · Computer Science 2025-05-23 Monirul Islam Mahmud

The precise identification of tree species is fundamental to forestry, conservation, and environmental monitoring. Though many studies have demonstrated that high accuracy can be achieved using bark-based species classification, these…

Computer Vision and Pattern Recognition · Computer Science 2025-02-27 Yunmei Huang , Songlin Hou , Zachary Nelson Horve , Songlin Fei

Combining machine learning with econometric analysis is becoming increasingly prevalent in both research and practice. A common empirical strategy involves the application of predictive modeling techniques to 'mine' variables of interest…

Econometrics · Economics 2020-12-22 Mochen Yang , Edward McFowland , Gordon Burtch , Gediminas Adomavicius

Predicting wildfire spread is critical for land management and disaster preparedness. To this end, we present `Next Day Wildfire Spread,' a curated, large-scale, multivariate data set of historical wildfires aggregating nearly a decade of…

Computer Vision and Pattern Recognition · Computer Science 2022-10-05 Fantine Huot , R. Lily Hu , Nita Goyal , Tharun Sankar , Matthias Ihme , Yi-Fan Chen

Last years have been characterized by an upsurge of opaque automatic decision support systems, such as Deep Neural Networks (DNNs). Although they have great generalization and prediction skills, their functioning does not allow obtaining…