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The thin-file borrowers are customers for whom a creditworthiness assessment is uncertain due to their lack of credit history; many researchers have used borrowers' relationships and interactions networks in the form of graphs as an…
We have witnessed an exponential growth in commercial data services, which has lead to the 'big data era'. Machine learning, as one of the most promising artificial intelligence tools of analyzing the deluge of data, has been invoked in…
Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…
Current large language models (LLMs) have proven useful for analyzing financial data, but most existing models, such as BloombergGPT and FinGPT, lack customization for specific user needs. In this paper, we address this gap by developing…
This paper analyses role of internet in marketing and its influences on business decision-making process. It explains how the decision maker collect variety of information about customers through internet and analysis this data to better…
Customer-provided reviews have become an important source of information for business owners and other customers alike. However, effectively analyzing millions of unstructured reviews remains challenging. While large language models (LLMs)…
Evaluation of large language model (LLM) outputs requires users to make critical judgments about the best outputs across various configurations. This process is costly and takes time given the large amounts of data. LLMs are increasingly…
In this work, the Light Gradient Boosting Machine (LightGBM), which is a modern decision tree based machine-learning algorithm, is used to study the fusion cross section (CS) of heavy-ion reaction. Several basic quantities (e.g., mass…
Automated UI evaluation can be beneficial for the design process; for example, to compare different UI designs, or conduct automated heuristic evaluation. LLM-based UI evaluation, in particular, holds the promise of generalizability to a…
With the advent of 4G, there has been a huge consumption of data and the availability of mobile networks has become paramount. Also, with the burst of network traffic based on user consumption, data availability and network anomalies have…
This work investigates the use of deep learning to perform user cell association for sum-rate maximization in Massive MIMO networks. It is shown how a deep neural network can be trained to approach the optimal association rule with a much…
Assessing the quality of public transportation services requires the analysis of large quantities of data on the scheduled and actual trips and documents listing the quality constraints each service needs to meet. Interrogating such…
Massive multiple-input multiple-output (mMIMO) communications are one of the enabling technologies of 5G and beyond networks. While prior work indicates that mMIMO networks employing time division duplexing have a significant capacity…
Human-computer interaction has long imagined technology that understands us-from our preferences and habits, to the timing and purpose of our everyday actions. Yet current user models remain fragmented, narrowly tailored to specific apps,…
A real world challenging task of the web master of an organization is to match the needs of user and keep their attention in their web site. So, only option is to capture the intuition of the user and provide them with the recommendation…
Classifying products into categories precisely and efficiently is a major challenge in modern e-commerce. The high traffic of new products uploaded daily and the dynamic nature of the categories raise the need for machine learning models…
This study focuses on the problem of credit default prediction, builds a modeling framework based on machine learning, and conducts comparative experiments on a variety of mainstream classification algorithms. Through preprocessing, feature…
Data mining can be evaluated as a strategic tool to determine the customer profiles in order to learn customer expectations and requirements. Airline customers have different characteristics and if passenger reviews about their trip…
We study user history modeling via Transformer encoders in deep learning recommendation models (DLRM). Such architectures can significantly improve recommendation quality, but usually incur high latency cost necessitating infrastructure…
E-commerce platforms and payment solution providers face increasingly sophisticated fraud schemes, ranging from identity theft and account takeovers to complex money laundering operations that exploit the speed and anonymity of digital…