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Credit risk assessment increasingly relies on diverse sources of information beyond traditional structured financial data, particularly for micro and small enterprises (mSEs) with limited financial histories. This study proposes a…

Risk Management · Quantitative Finance 2026-01-05 Zongxiao Wu , Ran Liu , Jiang Dai , Dan Luo

Floods cause serious problems around the world. Responding quickly and effectively requires accurate and timely information about the affected areas. The effective use of Remote Sensing images for accurate flood detection requires specific…

Computer Vision and Pattern Recognition · Computer Science 2025-04-30 Vladyslav Polushko , Damjan Hatic , Ronald Rösch , Thomas März , Markus Rauhut , Andreas Weinmann

Climate change increases the frequency of extreme rainfall, placing a significant strain on urban infrastructures, especially Combined Sewer Systems (CSS). Overflows from overburdened CSS release untreated wastewater into surface waters,…

Machine Learning · Computer Science 2025-08-13 Vipin Singh , Tianheng Ling , Teodor Chiaburu , Felix Biessmann

Gaining timely and reliable situation awareness after hazard events such as a hurricane is crucial to emergency managers and first responders. One effective way to achieve that goal is through damage assessment. Recently, disaster…

Computer Vision and Pattern Recognition · Computer Science 2020-12-17 Quoc Dung Cao , Youngjun Choe

Climate change is a major threat to humanity, and the actions required to prevent its catastrophic consequences include changes in both policy-making and individual behaviour. However, taking action requires understanding the effects of…

This paper studies how global dynamics and knowledge of high-level features can inform decision-making for robots in flow-like environments. Specifically, we investigate how coherent sets, an environmental feature found in these…

Robotics · Computer Science 2022-01-10 Tahiya Salam , Victoria Edwards , M. Ani Hsieh

Current characterization of flood exposure is largely based on residential location of populations; however, location of residence only partially captures the extent to which populations are exposed to flood. An important, though yet…

Applications · Statistics 2023-07-04 Bo Li , Chan Fan , Yu-Heng Chien , Chia-Wei Xsu , Ali Mostafavi

Near real-time damage diagnosis of building structures after extreme events (e.g., earthquakes) is of great importance in structural health monitoring. Unlike conventional methods that are usually time-consuming and require human expertise,…

Signal Processing · Electrical Eng. & Systems 2019-10-25 Seyed Omid Sajedi , Xiao Liang

Future projections of Antarctic ice sheet (AIS) mass loss remain characterized by deep uncertainty (i.e., behavior is not well understood or widely agreed upon by experts). This complicates decisions on long-lived projects involving the…

Atmospheric and Oceanic Physics · Physics 2019-08-09 D. J. Rasmussen , Maya K. Buchanan , Robert E. Kopp , Michael Oppenheimer

Urban development is shaped by historical, geographical, and economic factors, presenting challenges for planners in understanding urban form. This study models commute flows across multiple U.S. cities, uncovering consistent patterns in…

Physics and Society · Physics 2024-11-11 Margarita Mishina , Mingyi He , Venu Garikapati , Stanislav Sobolevsky

The fate of cities under natural hazards depends not only on hazard intensity but also on the coupling of structural damage, a collective process that remains poorly understood. Here we show that urban structural damage exhibits…

Applications · Statistics 2026-05-22 Sebin Oh , Jinyan Zhao , Raul Rincon , Jamie E. Padgett , Ziqi Wang

The hydrometric prediction of water quantity is useful for a variety of applications, including water management, flood forecasting, and flood control. However, the task is difficult due to the dynamic nature and limited data of water…

Machine Learning · Computer Science 2023-12-12 Naghmeh Shafiee Roudbari , Charalambos Poullis , Zachary Patterson , Ursula Eicker

Spatial and temporal features are studied with respect to their predictive value for failure time prediction in subcritical failure with machine learning (ML). Data are generated from simulations of a novel, brittle random fuse model (RFM),…

Materials Science · Physics 2022-08-16 Stefan Hiemer , Paolo Moretti , Stefano Zapperi , Michael Zaiser

Generative Flow Networks (GFlowNets) have emerged as a powerful paradigm for generating composite structures, demonstrating considerable promise across diverse applications. While substantial progress has been made in exploring their…

Machine Learning · Computer Science 2025-05-06 Tianshu Yu

In developing countries, building codes often are outdated or not enforced. As a result, a large portion of the housing stock is substandard and vulnerable to natural hazards and climate related events. Assessing housing quality is key to…

Machine Learning · Computer Science 2022-06-01 Chaofeng Wang , Sarah Elizabeth Antos , Jessica Grayson Gosling Goldsmith , Luis Miguel Triveno

In this paper, we address two critical challenges in the domain of flood detection: the computational expense of large-scale time series change detection and the lack of interpretable decision-making processes on explainable AI (XAI). To…

Computer Vision and Pattern Recognition · Computer Science 2024-05-14 Ziyang Zhang , Plamen Angelov , Dmitry Kangin , Nicolas Longépé

Flood quantile estimation is of great importance for many engineering studies and policy decisions. However, practitioners must often deal with small data available. Thus, the information must be used optimally. In the last decades, to…

Applications · Statistics 2009-11-13 Mathieu Ribatet , Taha B. M. J. Ouarda , Eric Sauquet , Jean-Michel Grésillon

Accurate forecasting of river water levels is vital for effectively managing traffic flow and mitigating the risks associated with natural disasters. This task presents challenges due to the intricate factors influencing the flow of a…

Machine Learning · Computer Science 2025-10-21 Sungchul Hong , Yunjin Choi , Jong-June Jeon

We explore the implementation of deep learning techniques for precise building damage assessment in the context of natural hazards, utilizing remote sensing data. The xBD dataset, comprising diverse disaster events from across the globe,…

Computer Vision and Pattern Recognition · Computer Science 2023-09-06 Maximilian Nitsche , S. Karthik Mukkavilli , Niklas Kühl , Thomas Brunschwiler

Compound flooding, where the combination or successive occurrence of two or more flood drivers leads to an extreme impact, can greatly exacerbate the adverse consequences associated with flooding in coastal regions. This paper reviews the…

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