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Related papers: Defaults: a double-edged sword in governing common…

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A new procedure is presented for the objective comparison and evaluation of default definitions. This allows the lender to find a default threshold at which the financial loss of a loan portfolio is minimised, in accordance with Basel II.…

Risk Management · Quantitative Finance 2021-03-01 Arno Botha , Conrad Beyers , Pieter de Villiers

Consequential decision-making typically incentivizes individuals to behave strategically, tailoring their behavior to the specifics of the decision rule. A long line of work has therefore sought to counteract strategic behavior by designing…

Machine Learning · Computer Science 2018-11-26 Smitha Milli , John Miller , Anca D. Dragan , Moritz Hardt

Historically, rational choice theory has focused on the utility maximization principle to describe how individuals make choices. In reality, there is a computational cost related to exploring the universe of available choices and it is…

Statistical Mechanics · Physics 2020-06-24 José Moran , Antoine Fosset , Davide Luzzati , Jean-Philippe Bouchaud , Michael Benzaquen

We consider an online resource allocation problem where multiple resources, each with an individual initial capacity, are available to serve random requests arriving sequentially over multiple discrete time periods. At each time period, one…

Optimization and Control · Mathematics 2020-12-21 Jiashuo Jiang , Jiawei Zhang

Cooperation is fundamental to the functioning of biological and social systems in both human and animal populations, with the structure of interactions playing a crucial role. Previous studies have used networks to describe interactions and…

Physics and Society · Physics 2025-09-24 Dhruv Mittal , Flávio L. Pinheiro , Vítor V. Vasconcelos

Determining consumer preferences and utility is a foundational challenge in economics. They are central in determining consumer behaviour through the utility-maximising consumer decision-making process. However, preferences and utilities…

Machine Learning · Computer Science 2025-03-18 Marta Grzeskiewicz

Cooperation in repeated public goods game is hardly achieved, unless contingent behavior is present. Surely, if mechanisms promoting positive assortment between cooperators are present, then cooperators may beat defectors, because…

Physics and Society · Physics 2020-06-24 Lucas Wardil , Marco A. Amaral

As it is known in the finance risk and macroeconomics literature, risk-sharing in large portfolios may increase the probability of creation of default clusters and of systemic risk. We review recent developments on mathematical and…

Risk Management · Quantitative Finance 2015-02-20 Konstantinos Spiliopoulos

Credit risk assessment is a crucial aspect of financial decision-making, enabling institutions to predict the likelihood of default and make informed lending decisions. Two prominent methodologies in credit risk modeling are logistic…

Applications · Statistics 2026-04-30 Cheng Lee , Hsi Lee

Cooperation underlies many natural and artificial systems. While voluntary participation can sustain cooperation without informational assumptions, real interactions are rarely anonymous, leaving the joint effects of participation and…

Physics and Society · Physics 2026-01-27 Chen Shen , Zhao Song , Xinyu Wang , Lei Shi , Matjaž Perc , Zhen Wang , Jun Tanimoto

The evolution of preferences that account for other agents' fitness, or other-regarding preferences, has been modeled with the "indirect approach" to evolutionary game theory. Under the indirect evolutionary approach, agents make decisions…

Computer Science and Game Theory · Computer Science 2023-01-20 Anthony DiGiovanni , Nicolas Macé , Jesse Clifton

The tendency of repeating past choices more often than expected from the history of outcomes has been repeatedly empirically observed in reinforcement learning experiments. It can be explained by at least two computational processes:…

Neural and Evolutionary Computing · Computer Science 2024-10-28 Isabelle Hoxha , Leo Sperber , Stefano Palminteri

Efficient allocation and use of limited resources are fundamental to advancing collective welfare and achieving long-term societal sustainability. This challenge involves not only how policymakers distribute scarce resources among…

Computer Science and Game Theory · Computer Science 2026-03-18 Juyi Li , Xiaoqun Wu , Qi Su

We study the trade-off between envy and inefficiency in repeated resource allocation settings with stochastic replenishments, motivated by real-world systems such as food banks and medical supply chains. Specifically, we consider a model in…

Optimization and Control · Mathematics 2025-09-01 Chido Onyeze , Sean R. Sinclair , Chamsi Hssaine , Siddhartha Banerjee

This paper considers stochastic bandits with side observations, a model that accounts for both the exploration/exploitation dilemma and relationships between arms. In this setting, after pulling an arm i, the decision maker also observes…

Machine Learning · Computer Science 2012-10-19 Stephane Caron , Branislav Kveton , Marc Lelarge , Smriti Bhagat

Recent work has shown that reinforcement learning agents can develop policies that exploit spurious correlations between rewards and observations. This phenomenon, known as policy confounding, arises because the agent's policy influences…

Machine Learning · Computer Science 2025-06-16 Miguel Suau

Human behavioural patterns exhibit selfish or competitive, as well as selfless or altruistic tendencies, both of which have demonstrable effects on human social and economic activity. In behavioural economics, such effects have…

Multiagent Systems · Computer Science 2021-04-28 Jan E. Snellman , Gerardo Iñiguez , János Kertész , R. A. Barrio , Kimmo K. Kaski

LLMs utilizing chain-of-thought reasoning often waste substantial compute by producing long, incorrect responses. Abstention can mitigate this by withholding outputs unlikely to be correct. While most abstention methods decide to withhold…

Machine Learning · Computer Science 2026-05-26 Hen Davidov , Nachshon Cohen , Oren Kalinsky , Yaron Fairstein , Guy Kushilevitz , Ram Yazdi , Patrick Rebeschini

We consider a game-theoretic model where individuals compete over a shared failure-prone system or resource. We investigate the effectiveness of a taxation mechanism in controlling the utilization of the resource at the Nash equilibrium…

Computer Science and Game Theory · Computer Science 2020-12-18 Ashish R. Hota , Shreyas Sundaram

Recovering and distinguishing between the strict-preference, indifference and/or indecisiveness parts of a decision maker's preferences is a challenging task but also important for testing theory and conducting welfare analysis. This paper…

Theoretical Economics · Economics 2025-09-15 Georgios Gerasimou
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