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This paper studies the consequences of capturing non-linear dependence among the covariates that drive the default of different obligors and the overall riskiness of their credit portfolio. Joint default modeling is, without loss of…

Risk Management · Quantitative Finance 2023-09-06 Margherita Doria , Elisa Luciano , Patrizia Semeraro

We study large deviations and rare default clustering events in a dynamic large heterogeneous portfolio of interconnected components. Defaults come as Poisson events and the default intensities of the different components in the system…

Probability · Mathematics 2015-02-20 Konstantinos Spiliopoulos , Richard B. Sowers

Deductive domains are typical of many cognitive skills in that no single problem-solving strategy is always optimal for solving all problems. It was shown that students who know how and when to use each strategy (StrTime) outperformed those…

Human-Computer Interaction · Computer Science 2023-03-22 Mark Abdelshiheed , John Wesley Hostetter , Preya Shabrina , Tiffany Barnes , Min Chi

Pro-social punishment and exclusion are common means to elevate the level of cooperation among unrelated individuals. Indeed, it is worth pointing out that the combined use of these two strategies is quite common across human societies.…

Physics and Society · Physics 2018-12-27 Linjie Liu , Shengxian Wang , Xiaojie Chen , Matjaz Perc

This paper investigates the evolution of strategic play where players drawn from a finite well-mixed population are offered the opportunity to play in a public goods game. All players accept the offer. However, due to the possibility of…

Populations and Evolution · Quantitative Biology 2017-09-14 Alexander G. Ginsberg , Feng Fu

Interbank contagion can theoretically exacerbate losses in a financial system and lead to additional cascade defaults during downturn. In this paper we produce default analysis using both regression and neural network models to verify…

Risk Management · Quantitative Finance 2020-05-29 Riccardo Doyle

We formulate and investigate a general stochastic control problem under a progressive enlargement of filtration. The global information is enlarged from a reference filtration and the knowledge of multiple random times together with…

Probability · Mathematics 2010-01-05 Huyen Pham

We explore the implications of a preference ordering for an investor-consumer with a strong preference for keeping consumption above an exogenous social norm, but who is willing to tolerate occasional dips below it. We do this by splicing…

Theoretical Economics · Economics 2022-12-21 Knut Anton Mork , Fabian Andsem Harang , Haakon Andreas Trønnes , Vegard Skonseng Bjerketvedt

We compare observed corporate cumulative default probabilities to those calculated using a stochastic model based on an extension of the work of Black and Cox and find that corporations default as if via diffusive dynamics. The model, based…

Soft Condensed Matter · Physics 2008-12-02 Ting Lei , Raymond J. Hawkins

This paper analyses how risk-taking behaviour and preferences over consumption rank can emerge as a neutrally stable equilibrium when individuals face an anti-coordination task. If in an otherwise homogeneous society information about…

Theoretical Economics · Economics 2023-03-07 Manuel Staab

Sustainability of common-pool resources hinges on the interplay between human and environmental systems. However, there is still a lack of a novel and comprehensive framework for modelling extraction of common-pool resources and cooperation…

Theoretical Economics · Economics 2023-10-18 Chengyi Tu , Renfei Chen , Ying Fan , Xuwei Pan

We provide sufficient conditions under which a utility function may be recovered from a finite choice experiment. Identification, as is commonly understood in decision theory, is not enough. We provide a general recoverability result that…

Theoretical Economics · Economics 2023-01-30 Christopher P. Chambers , Federico Echenique , Nicolas S. Lambert

This paper investigates a novel behavioral feature of recursive preferences: aversion to risks that persist over time, or simply \textit{correlation aversion}. Greater persistence provides information about future consumption but reduces…

Theoretical Economics · Economics 2026-03-24 Lorenzo Maria Stanca

Utilizing common resources is always a dilemma for community members. While cooperator players restrain themselves and consider the proper state of resources, defectors demand more than their supposed share for a higher payoff. To avoid the…

Physics and Society · Physics 2018-09-05 Xiaojie Chen , Attila Szolnoki

In resource contribution games, a class of non-cooperative games, the players want to obtain a bundle of resources and are endowed with bags of bundles of resources that they can make available into a common for all to enjoy. Available…

Computer Science and Game Theory · Computer Science 2024-04-01 Nicolas Troquard

Cultures around the world show varying levels of conservatism. While maintaining traditional ideas prevents wrong ones from being embraced, it also slows or prevents adaptation to new times. Without exploration there can be no improvement,…

Populations and Evolution · Quantitative Biology 2023-04-17 Brian Mintz , Feng Fu

Preference elicitation frameworks feature heavily in the research on participatory ethical AI tools and provide a viable mechanism to enquire and incorporate the moral values of various stakeholders. As part of the elicitation process,…

Computers and Society · Computer Science 2024-08-07 Kyle Boerstler , Vijay Keswani , Lok Chan , Jana Schaich Borg , Vincent Conitzer , Hoda Heidari , Walter Sinnott-Armstrong

Shared resources enhance productivity yet at the same time provide channels for biological and digital contamination, turning physical or digital hygiene into a cooperation dilemma prone to free-riding. Here we introduce a game of…

Physics and Society · Physics 2026-02-09 Alexander Feigel , Alexandre V. Morozov

We study the evolution of cooperation in the collective-risk social dilemma game, where the risk is determined by a collective target that must be reached with individual contributions. All players initially receive endowments from the…

Populations and Evolution · Quantitative Biology 2014-06-20 Xiaojie Chen , Matjaz Perc

A family of models of individual discrete choice are constructed by means of statistical averaging of choices made by a subject in a reinforcement learning process, where the subject has short, k-term memory span. The choice probabilities…

Econometrics · Economics 2019-08-20 Misha Perepelitsa