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Banking system crises are complex events that in a short span of time can inflict extensive damage to banks themselves and to the external economy. The crisis literature has so far identified a number of distinct effects or channels that…

General Finance · Quantitative Finance 2017-11-16 T. R. Hurd

We propose a novel credit default model that takes into account the impact of macroeconomic information and contagion effect on the defaults of obligors. We use a set-valued Markov chain to model the default process, which is the set of all…

Risk Management · Quantitative Finance 2018-08-31 Dianfa Chen , Jun Deng , Jianfen Feng , Bin Zou

We present a class of flexible and tractable static factor models for the term structure of joint default probabilities, the factor copula models. These high-dimensional models remain parsimonious with pair-copula constructions, and nest…

Mathematical Finance · Quantitative Finance 2018-01-19 Damien Ackerer , Thibault Vatter

It had been believed in the conventional practice that the risk of a bank going bankrupt is lessened in a straightforward manner by transferring the risk of loan defaults. But the failure of American International Group in 2008 posed a more…

Risk Management · Quantitative Finance 2016-11-17 Yoshiharu Maeno , Kenji Nishiguchi , Satoshi Morinaga , Hirokazu Matsushima

This paper develops a two-dimensional structural framework for valuing credit default swaps and corporate bonds in the presence of default contagion. Modelling the values of related firms as correlated geometric Brownian motions with…

Pricing of Securities · Quantitative Finance 2008-12-02 Helen Haworth , Christoph Reisinger , William Shaw

In this paper we propose a copula contagion mixture model for correlated default times. The model includes the well known factor, copula, and contagion models as its special cases. The key advantage of such a model is that we can study the…

Pricing of Securities · Quantitative Finance 2010-10-21 Harry Zheng

In recent years, multi-factor strategies have gained increasing popularity in the financial industry, as they allow investors to have a better understanding of the risk drivers underlying their portfolios. Moreover, such strategies promise…

Statistical Finance · Quantitative Finance 2021-11-12 Gabriele D'Acunto , Paolo Bajardi , Francesco Bonchi , Gianmarco De Francisci Morales

This work explores the characteristics of financial contagion in networks whose links distributions approaches a power law, using a model that defines banks balance sheets from information of network connectivity. By varying the parameters…

General Finance · Quantitative Finance 2014-10-10 Vanessa Hoffmann de Quadros , Juan Carlos González-Avella , José Roberto Iglesias

As impressively shown by the financial crisis in 2007/08, contagion effects in financial networks harbor a great threat for the stability of the entire system. Without sufficient capital requirements for banks and other financial…

Risk Management · Quantitative Finance 2019-11-19 Daniel Ritter

In this paper, we propose a methodology based on piece-wise homogeneous Markov chain for credit ratings and a multivariate model of the credit spreads to evaluate the financial risk in European Union (EU). Two main aspects are considered:…

Computational Finance · Quantitative Finance 2019-02-05 Guglielmo D'Amico , Filippo Petroni , Philippe Regnault , Stefania Scocchera , Loriano Storchi

We analyse the importance of international relations between countries on the financial stability. The contagion effect in the network is tested by implementing an epidemiological model, comprising a number of European countries and using…

Physics and Society · Physics 2019-01-23 Olena Kostylenko , Helena Sofia Rodrigues , Delfim F. M. Torres

We follow a long path for Credit Derivatives and Collateralized Debt Obligations (CDOs) in particular, from the introduction of the Gaussian copula model and the related implied correlations to the introduction of arbitrage-free dynamic…

Pricing of Securities · Quantitative Finance 2010-02-17 Damiano Brigo , Andrea Pallavicini , Roberto Torresetti

We report a study of a stylized banking cascade model investigating systemic risk caused by counter party failure using liabilities and assets to define banks' balance sheet. In our stylized system, banks can be in two states: normally…

General Finance · Quantitative Finance 2015-06-18 Annika Birch , Tomaso Aste

We introduce a novel class of credit risk models in which the drift of the survival process of a firm is a linear function of the factors. The prices of defaultable bonds and credit default swaps (CDS) are linear-rational in the factors.…

Mathematical Finance · Quantitative Finance 2019-07-23 Damien Ackerer , Damir Filipović

As economic entities become increasingly interconnected, a shock in a financial network can provoke significant cascading failures throughout the system. To study the systemic risk of financial systems, we create a bi-partite banking…

General Finance · Quantitative Finance 2013-03-11 Xuqing Huang , Irena Vodenska , Shlomo Havlin , H. Eugene Stanley

The European sovereign debt crisis has impaired many European banks. The distress on the European banks may transmit worldwide, and result in a large-scale knock-on default of financial institutions. This study presents a computer…

Risk Management · Quantitative Finance 2013-07-19 Yoshiharu Maeno , Satoshi Morinaga , Hirokazu Matsushima , Kenichi Amagai

Various works have already showed that common shocks and cross-country financial linkages caused the banking systems of several countries to be highly interconnected with the result that during bad times, banking crises may arise…

Statistical Finance · Quantitative Finance 2019-04-30 Paolo Di Caro , Giuseppe Pernagallo , Antonino Damiano Rossello , Benedetto Torrisi

Systemic financial risk refers to the simultaneous failure or destabilization of multiple financial institutions, often triggered by contagion mechanisms or common exposures to shocks. In this paper, we present a dynamical model of bank…

Dynamical Systems · Mathematics 2026-03-31 Marco Ioffredi , Stefano Marmi , Matteo Tanzi

This paper presents the experimental process and results of SVM, Gradient Boosting, and an Attention-GRU Hybrid model in predicting the Implied Volatility of rolled-over five-year spread contracts of credit default swaps (CDS) on European…

Computational Finance · Quantitative Finance 2024-08-29 Robert Taylor

In this paper we develop a tractable structural model with analytical default probabilities depending on some dynamics parameters, and we show how to calibrate the model using a chosen number of Credit Default Swap (CDS) market quotes. We…

Pricing of Securities · Quantitative Finance 2009-12-17 Damiano Brigo , Marco Tarenghi