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Related papers: Synthetic Data Applications in Finance

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In today's business landscape, organizations need to find the right balance between using their customers' data ethically to power AI solutions and being compliant regarding data privacy and data usage regulations. In this paper, we discuss…

Computers and Society · Computer Science 2025-03-18 Aditi Godbole

Synthetic Data is increasingly important in financial applications. In addition to the benefits it provides, such as improved financial modeling and better testing procedures, it poses privacy risks as well. Such data may arise from client…

Cryptography and Security · Computer Science 2024-03-25 Tucker Balch , Vamsi K. Potluru , Deepak Paramanand , Manuela Veloso

The success of AI models relies on the availability of large, diverse, and high-quality datasets, which can be challenging to obtain due to data scarcity, privacy concerns, and high costs. Synthetic data has emerged as a promising solution…

Computation and Language · Computer Science 2024-08-13 Ruibo Liu , Jerry Wei , Fangyu Liu , Chenglei Si , Yanzhe Zhang , Jinmeng Rao , Steven Zheng , Daiyi Peng , Diyi Yang , Denny Zhou , Andrew M. Dai

Synthetic data generation has emerged as a promising approach to address the challenges of using sensitive financial data in machine learning applications. By leveraging generative models, such as Generative Adversarial Networks (GANs) and…

Machine Learning · Computer Science 2025-10-31 James Meldrum , Basem Suleiman , Fethi Rabhi , Muhammad Johan Alibasa

Synthetic data are becoming a critical tool for building artificially intelligent systems. Simulators provide a way of generating data systematically and at scale. These data can then be used either exclusively, or in conjunction with real…

Artificial Intelligence · Computer Science 2023-04-07 Daniel McDuff , Theodore Curran , Achuta Kadambi

The proliferation of deep learning techniques led to a wide range of advanced analytics applications in important business areas such as predictive maintenance or product recommendation. However, as the effectiveness of advanced analytics…

Machine Learning · Computer Science 2022-12-07 Peter Kowalczyk , Giacomo Welsch , Frédéric Thiesse

Sharing data can often enable compelling applications and analytics. However, more often than not, valuable datasets contain information of a sensitive nature, and thus, sharing them can endanger the privacy of users and organizations. A…

Cryptography and Security · Computer Science 2024-02-28 Emiliano De Cristofaro

In the current data driven era, synthetic data, artificially generated data that resembles the characteristics of real world data without containing actual personal information, is gaining prominence. This is due to its potential to…

Machine Learning · Computer Science 2023-09-06 Tshilidzi Marwala , Eleonore Fournier-Tombs , Serge Stinckwich

Financial regulators such as central banks collect vast amounts of data, but access to the resulting fine-grained banking microdata is severely restricted by banking secrecy laws. Recent developments have resulted in mechanisms that…

Computational Finance · Quantitative Finance 2024-10-31 Hugo E. Caceres , Ben Moews

Financial institutions use clients' payment transactions in numerous banking applications. Transactions are very personal and rich in behavioural patterns, often unique to individuals, which make them equivalent to personally identifiable…

Machine Learning · Computer Science 2022-01-19 Hadrien Lautraite , Patrick Mesana

The use of synthetic data provides an opportunity to accelerate online safety research and development efforts while showing potential for bias mitigation, facilitating data storage and sharing, preserving privacy and reducing exposure to…

Computers and Society · Computer Science 2024-02-08 Pica Johansson , Jonathan Bright , Shyam Krishna , Claudia Fischer , David Leslie

Many ground-breaking advancements in machine learning can be attributed to the availability of a large volume of rich data. Unfortunately, many large-scale datasets are highly sensitive, such as healthcare data, and are not widely available…

Machine Learning · Computer Science 2020-12-09 James Jordon , Alan Wilson , Mihaela van der Schaar

Synthetic data generation is a powerful tool for privacy protection when considering public release of record-level data files. Initially proposed about three decades ago, it has generated significant research and application interest. To…

Methodology · Statistics 2023-08-03 Jingchen Hu , Claire McKay Bowen

Recent advances in generative modelling have led many to see synthetic data as the go-to solution for a range of problems around data access, scarcity, and under-representation. In this paper, we study three prominent use cases: (1) Sharing…

Machine Learning · Computer Science 2026-02-04 Bogdan Kulynych , Theresa Stadler , Jean Louis Raisaro , Carmela Troncoso

Synthetic data has gained significant momentum thanks to sophisticated machine learning tools that enable the synthesis of high-dimensional datasets. However, many generation techniques do not give the data controller control over what…

Cryptography and Security · Computer Science 2022-11-22 Florimond Houssiau , Samuel N. Cohen , Lukasz Szpruch , Owen Daniel , Michaela G. Lawrence , Robin Mitra , Henry Wilde , Callum Mole

Synthetic datasets have long been thought of as second-rate, to be used only when "real" data collected directly from the real world is unavailable. But this perspective assumes that raw data is clean, unbiased, and trustworthy, which it…

Databases · Computer Science 2019-05-07 Luke Rodriguez , Bill Howe

In the rapidly evolving field of artificial intelligence, the creation and utilization of synthetic datasets have become increasingly significant. This report delves into the multifaceted aspects of synthetic data, particularly emphasizing…

Machine Learning · Computer Science 2024-01-04 Shuang Hao , Wenfeng Han , Tao Jiang , Yiping Li , Haonan Wu , Chunlin Zhong , Zhangjun Zhou , He Tang

As privacy regulations become more stringent and access to real-world data becomes increasingly constrained, synthetic data generation has emerged as a vital solution, especially for tabular datasets, which are central to domains like…

Machine Learning · Computer Science 2025-07-17 Raju Challagundla , Mohsen Dorodchi , Pu Wang , Minwoo Lee

With the advent of generative modeling techniques, synthetic data and its use has penetrated across various domains from unstructured data such as image, text to structured dataset modeling healthcare outcome, risk decisioning in financial…

Machine Learning · Computer Science 2021-05-11 Aman Gupta , Deepak Bhatt , Anubha Pandey

Synthetic data is often positioned as a solution to replace sensitive fixed-size datasets with a source of unlimited matching data, freed from privacy concerns. There has been much progress in synthetic data generation over the last decade,…

Machine Learning · Computer Science 2025-06-09 Graham Cormode , Samuel Maddock , Enayat Ullah , Shripad Gade
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