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The proposed framework introduces a novel multidimensional representation of money using tensor analysis, enabling a more granular examination of economic interactions and capital flow. By treating money as a multidimensional entity, this…

General Finance · Quantitative Finance 2025-04-10 Mario R. Pinheiro , Mario J. Pinheiro

Financial forecasting increasingly uses large neural network models, but their opacity raises challenges for trust and regulatory compliance. We present several approaches to explainable and reliable AI in finance. \emph{First}, we describe…

Machine Learning · Computer Science 2025-10-31 Albi Isufaj , Pablo Mollá , Helmut Prendinger

Money is more than just a numeric value. It embodies trust and moral gravity, and it offers flexible ways to transact. However, the emergence of Central Bank Digital Currency (CBDC) is set to bring about a drastic change in the future of…

Computers and Society · Computer Science 2023-07-14 Ryan Bowler , Chris Speed , Geoffrey Goodell

When programming resource-scarce embedded smart devices, the designer often requires both the low-level system programming features of a language such as C and higher level capability typical of a language like Java. The choice of a…

Programming Languages · Computer Science 2019-10-09 Vincenzo De Florio , Chris Blondia

We introduce blockchains and distributed ledgers and describe their potential applications to money and banking. The analysis compares public and private ledgers and outlines the suitability of various types of ledgers for different…

Mathematical Finance · Quantitative Finance 2017-03-07 Alexander Lipton

Requirements and code, in conventional software engineering wisdom, belong to entirely different worlds. Is it possible to unify these two worlds? A unified framework could help make software easier to change and reuse. To explore the…

Software Engineering · Computer Science 2016-02-18 Alexandr Naumchev , Bertrand Meyer , Victor Rivera

Algorithms are ways of mapping problems to solutions. An algorithm is invertible precisely when this mapping is injective, such that the initial problem can be uniquely inferred from its solution. While invertible algorithms can be…

Programming Languages · Computer Science 2022-12-08 Joachim Tilsted Kristensen , Robin Kaarsgaard , Michael Kirkedal Thomsen

E-commerce in today's conditions has the highest dependence on network infrastructure of banking. However, when the possibility of communicating with the Banking network is not provided, business activities will suffer. This paper proposes…

Computational Engineering, Finance, and Science · Computer Science 2010-11-02 Majid Taghiloo , Mohammad Ali Agheli , Mohammad Reza Rezaeinezhad

The complexities of today's materials simulations demand computer codes which are both powerful and highly flexible. A researcher should be able to readily choose different geometries, different materials and different algorithms without…

Emerging programmable dataplanes will revamp communication networks, allowing programmers to reconfigure and tailor switches towards their need, in a protocol-independent manner. While the community has articulated well the benefits of such…

Networking and Internet Architecture · Computer Science 2018-07-03 Andrei-Alexandru Agape , Madalin Claudiu Danceanu , Rene Rydhof Hansen , Stefan Schmid

Decentralized, offline, and privacy-preserving e-cash could fulfil the need for both scalable and byzantine fault-resistant payment systems. Existing offline anonymous e-cash schemes are unsuitable for distributed environments due to a…

Cryptography and Security · Computer Science 2023-03-16 Alfredo Rial , Ania M. Piotrowska

The recent enthusiasm for artificial intelligence (AI) is due principally to advances in deep learning. Deep learning methods are remarkably accurate, but also opaque, which limits their potential use in safety-critical applications. To…

Novel blockchain technology provides the infrastructure layer for the creation of decentralized appli-cations. A rapidly growing ecosystem of applications is built around financial services, commonly referred to as decentralized finance.…

General Finance · Quantitative Finance 2021-02-25 Johannes Rude Jensen , Victor von Wachter , Omri Ross

Smart contracts are cryptographic protocols that are enforced without a judiciary. Smart contracts are used occasionally in Bitcoin and are prevalent in Ethereum. Public quantum money improves upon cash we use today, yet the current…

Quantum Physics · Physics 2022-09-20 Or Sattath

"Code is law" is the funding principle of cryptocurrencies. The security, transferability, availability and other properties of a crypto-asset are determined by the code through which it is created. If code is open source, as it happens for…

Statistical Finance · Quantitative Finance 2020-12-23 Lorenzo Lucchini , Laura Alessandretti , Bruno Lepri , Angela Gallo , Andrea Baronchelli

A smart contract is a computer program which allows users to automate their actions on the blockchain platform. Given the significance of smart contracts in supporting important activities across industry sectors including supply chain,…

Software Engineering · Computer Science 2021-04-20 Palina Tolmach , Yi Li , Shang-Wei Lin , Yang Liu , Zengxiang Li

Simplicity is a typed, combinator-based, functional language without loops and recursion, designed to be used for crypto-currencies and blockchain applications. It aims to improve upon existing crypto-currency languages, such as Bitcoin…

Programming Languages · Computer Science 2017-12-15 Russell O'Connor

In Computational Science, Engineering and Finance (CSEF) scripts typically serve as the "glue" between potentially highly complex and computationally expensive external subprograms. Differentiability of the resulting programs turns out to…

Mathematical Software · Computer Science 2021-12-07 Uwe Naumann

Blockchain eliminates the need for trusted third-party intermediaries in business by enabling decentralised architecture design in software applications. However, the vulnerabilities in on-chain autonomous decision-makings and cumbersome…

Software Engineering · Computer Science 2022-06-03 Yue Liu , Qinghua Lu , Guangsheng Yu , Hye-Young Paik , Liming Zhu

In this paper, we analyze dynamic programming as a novel approach to solve the problem of maximizing the profits of a bank. The mathematical model of the problem and the description of a bank's work is described in this paper. The problem…

General Finance · Quantitative Finance 2016-11-04 Oleg Malafeyev , Achal Awasthi