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Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

Machine Learning · Computer Science 2020-11-18 Utku Görkem Ketenci , Tolga Kurt , Selim Önal , Cenk Erbil , Sinan Aktürkoğlu , Hande Şerban İlhan

As the financial industry becomes more interconnected and reliant on digital systems, fraud detection systems must evolve to meet growing threats. Cloud-enabled Transformer models present a transformative opportunity to address these…

Computational Engineering, Finance, and Science · Computer Science 2025-02-03 Tingting Deng , Shuochen Bi , Jue Xiao

Fraud detection is essential in financial services, with the potential of greatly reducing criminal activities and saving considerable resources for businesses and customers. We address online fraud detection, which consists of classifying…

Machine Learning · Computer Science 2020-02-17 David Aparício , Ricardo Barata , João Bravo , João Tiago Ascensão , Pedro Bizarro

Anomaly detection is a critical challenge across various research domains, aiming to identify instances that deviate from normal data distributions. This paper explores the application of Generative Adversarial Networks (GANs) in fraud…

Machine Learning · Computer Science 2024-02-16 Mengran Zhu , Yulu Gong , Yafei Xiang , Hanyi Yu , Shuning Huo

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

Credit card frauds are at an ever-increasing rate and have become a major problem in the financial sector. Because of these frauds, card users are hesitant in making purchases and both the merchants and financial institutions bear heavy…

Machine Learning · Computer Science 2020-12-08 Thanh Thi Nguyen , Hammad Tahir , Mohamed Abdelrazek , Ali Babar

Fraudulent transactions and how to detect them remain a significant problem for financial institutions around the world. The need for advanced fraud detection systems to safeguard assets and maintain customer trust is paramount for…

Machine Learning · Computer Science 2023-12-22 Tomisin Awosika , Raj Mani Shukla , Bernardi Pranggono

In the financial field of the United States, the application of big data technology has become one of the important means for financial institutions to enhance competitiveness and reduce risks. The core objective of this article is to…

Risk Management · Quantitative Finance 2024-09-17 Shuochen Bi , Yufan Lian , Ziyue Wang

Economic incentives encourage malware authors to constantly develop new, increasingly complex malware to steal sensitive data or blackmail individuals and companies into paying large ransoms. In 2017, the worldwide economic impact of…

Cryptography and Security · Computer Science 2021-06-02 Michal Piskozub , Fabio De Gaspari , Frederick Barr-Smith , Luigi V. Mancini , Ivan Martinovic

With the deepening of the digitization degree of financial business, financial fraud presents more complex and hidden characteristics, which poses a severe challenge to the risk prevention and control ability of financial institutions. At…

Computational Engineering, Finance, and Science · Computer Science 2024-05-08 Xinye Sha

Online transaction fraud presents substantial challenges to businesses and consumers, risking significant financial losses. Conventional rule-based systems struggle to keep pace with evolving fraud tactics, leading to high false positive…

Risk Management · Quantitative Finance 2024-02-20 Catayoun Azarm , Erman Acar , Mickey van Zeelt

Value Added Tax (VAT) fraud erodes public revenue and puts legitimate businesses at a disadvantaged position thereby impacting inequality. Identifying and combating VAT fraud before it occurs is therefore important for welfare. This paper…

The scarcity of data and isolated data islands encourage different organizations to share data with each other to train machine learning models. However, there are increasing concerns on the problems of data privacy and security, which…

Distributed, Parallel, and Cluster Computing · Computer Science 2020-01-01 Qinghe Jing , Weiyan Wang , Junxue Zhang , Han Tian , Kai Chen

Guaranteeing the security of transactional systems is a crucial priority of all institutions that process transactions, in order to protect their businesses against cyberattacks and fraudulent attempts. Adversarial attacks are novel…

Cryptography and Security · Computer Science 2021-01-21 Francesco Cartella , Orlando Anunciacao , Yuki Funabiki , Daisuke Yamaguchi , Toru Akishita , Olivier Elshocht

The use of credit cards has become quite common these days as digital banking has become the norm. With this increase, fraud in credit cards also has a huge problem and loss to the banks and customers alike. Normal fraud detection systems,…

Machine Learning · Computer Science 2022-06-28 Bushra Yousuf , Rejwan Bin Sulaiman , Musarrat Saberin Nipun

Machine Learning (ML)-based network models provide fast and accurate predictions for complex network behaviors but require substantial training data. Collecting such data from real networks is often costly and limited, especially for…

Networking and Internet Architecture · Computer Science 2026-01-22 Carlos Güemes-Palau , Miquel Ferriol-Galmés , Jordi Paillisse-Vilanova , Albert López-Brescó , Pere Barlet-Ros , Albert Cabellos-Aparicio

Credit cards play an exploding role in modern economies. Its popularity and ubiquity have created a fertile ground for fraud, assisted by the cross boarder reach and instantaneous confirmation. While transactions are growing, the fraud…

Cryptography and Security · Computer Science 2022-08-24 Gayan K. Kulatilleke

Given a set of financial transactions (who buys from whom, when, and for how much), as well as prior information from buyers and sellers, how can we find fraudulent transactions? If we have labels for some transactions for known types of…

Machine Learning · Computer Science 2025-10-07 Robson L. F. Cordeiro , Meng-Chieh Lee , Christos Faloutsos

Conjunct with the universal acceleration in information growth, financial services have been immersed in an evolution of information dynamics. It is not just the dramatic increase in volumes of data, but the speed, the complexity and the…

General Finance · Quantitative Finance 2020-04-15 Jim Samuel

The concept of disinformation is to use fake messages to confuse people in order to protect the real information. This strategy can be adapted into data science to protect valuable private and sensitive data. Huge amount of private data are…

Artificial Intelligence · Computer Science 2020-12-11 He Zhu , Dianbo Liu