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With the ever-growing achievements in Artificial Intelligence (AI) and the recent boosted enthusiasm in Financial Technology (FinTech), applications such as credit scoring have gained substantial academic interest. Credit scoring helps…

Risk Management · Quantitative Finance 2020-12-08 Lara Marie Demajo , Vince Vella , Alexiei Dingli

Artificial Intelligence (AI) is rapidly expanding and integrating more into daily life to automate tasks, guide decision making, and enhance efficiency. However, complex AI models, which make decisions without providing clear explanations…

Software Engineering · Computer Science 2025-09-03 Lakshit Arora , Sanjay Surendranath Girija , Shashank Kapoor , Aman Raj , Dipen Pradhan , Ankit Shetgaonkar

Explainability plays a crucial role in providing a more comprehensive understanding of deep learning models' behaviour. This allows for thorough validation of the model's performance, ensuring that its decisions are based on relevant visual…

Machine Learning · Computer Science 2023-06-16 E. Zhixuan Zeng , Hayden Gunraj , Sheldon Fernandez , Alexander Wong

Artificial intelligence has become pervasive across disciplines and fields, and biomedical image and signal processing is no exception. The growing and widespread interest on the topic has triggered a vast research activity that is…

Machine Learning · Computer Science 2022-07-12 Guang Yang , Arvind Rao , Christine Fernandez-Maloigne , Vince Calhoun , Gloria Menegaz

Artificial intelligence (AI) is being applied in almost every field. At the same time, the currently dominant deep learning methods are fundamentally black-box systems that lack explanations for their inferences, significantly limiting…

Artificial Intelligence · Computer Science 2025-10-06 Martina Mattioli , Eike Petersen , Aasa Feragen , Marcello Pelillo , Siavash A. Bigdeli

AI explainability improves the transparency of models, making them more trustworthy. Such goals are motivated by the emergence of deep learning models, which are obscure by nature; even in the domain of images, where deep learning has…

Machine Learning · Computer Science 2022-03-01 Anna Arias-Duart , Ferran Parés , Dario Garcia-Gasulla , Victor Gimenez-Abalos

Industrial Cyber-Physical Systems (CPS) are sensitive infrastructure from both safety and economics perspectives, making their reliability critically important. Machine Learning (ML), specifically deep learning, is increasingly integrated…

Machine Learning · Computer Science 2026-04-09 Annemarie Jutte , Uraz Odyurt

Explainable AI (XAI) promises to provide insight into machine learning models' decision processes, where one goal is to identify failures such as shortcut learning. This promise relies on the field's assumption that input features marked as…

Machine Learning · Computer Science 2026-02-19 Benedict Clark , Marta Oliveira , Rick Wilming , Stefan Haufe

Explainable artificial intelligence (XAI) plays an indispensable role in demystifying the decision-making processes of AI, especially within the healthcare industry. Clinicians rely heavily on detailed reasoning when making a diagnosis,…

Computer Vision and Pattern Recognition · Computer Science 2024-03-26 Anna Stubbin , Thompson Chyrikov , Jim Zhao , Christina Chajo

Explaining deep learning models is essential for clinical integration of medical image analysis systems. A good explanation highlights if a model depends on spurious features that undermines generalization and harms a subset of patients or,…

Image and Video Processing · Electrical Eng. & Systems 2025-08-18 Yoni Schirris , Eric Marcus , Jonas Teuwen , Hugo Horlings , Efstratios Gavves

Deep learning models have recently demonstrated remarkable results in a variety of tasks, which is why they are being increasingly applied in high-stake domains, such as industry, medicine, and finance. Considering that automatic…

Machine Learning · Computer Science 2021-08-19 Ilija Šimić , Vedran Sabol , Eduardo Veas

Bearing fault diagnosis is of great importance to decrease the damage risk of rotating machines and further improve economic profits. Recently, machine learning, represented by deep learning, has made great progress in bearing fault…

Machine Learning · Computer Science 2023-04-05 Jing-Xiao Liao , Hang-Cheng Dong , Zhi-Qi Sun , Jinwei Sun , Shiping Zhang , Feng-Lei Fan

Deep learning is becoming increasingly adopted in business and industry due to its ability to transform large quantities of data into high-performing models. These models, however, are generally regarded as black boxes, which, in spite of…

Machine Learning · Computer Science 2023-02-21 Stefan Druc , Peter Wooldridge , Adarsh Krishnamurthy , Soumik Sarkar , Aditya Balu

Explainable AI (XAI) is commonly applied to anomalous sound detection (ASD) models to identify which time-frequency regions of an audio signal contribute to an anomaly decision. However, most audio explanations rely on qualitative…

Sound · Computer Science 2026-01-28 Alexander Buck , Georgina Cosma , Iain Phillips , Paul Conway , Patrick Baker

eXplainable Artificial Intelligence (XAI) is a sub-field of Artificial Intelligence (AI) that is at the forefront of AI research. In XAI, feature attribution methods produce explanations in the form of feature importance. People often use…

Artificial Intelligence · Computer Science 2022-02-09 Jamie Duell , Monika Seisenberger , Gert Aarts , Shangming Zhou , Xiuyi Fan

Analyzing vibration data using deep neural network algorithms is an effective way to detect damages in rotating machinery at an early stage. However, the black-box approach of these methods often does not provide a satisfactory solution…

Signal Processing · Electrical Eng. & Systems 2022-07-25 Oliver Mey , Deniz Neufeld

Although modern machine learning and deep learning methods allow for complex and in-depth data analytics, the predictive models generated by these methods are often highly complex, and lack transparency. Explainable AI (XAI) methods are…

Machine Learning · Computer Science 2021-06-17 Mythreyi Velmurugan , Chun Ouyang , Catarina Moreira , Renuka Sindhgatta

Advanced deep learning methods have shown remarkable success in power quality disturbance (PQD) classification. To enhance model transparency, explainable AI (XAI) techniques have been developed to provide instance-specific interpretations…

Machine Learning · Computer Science 2026-04-16 Yinsong Chen , Samson S. Yu , Kashem M. Muttaqi

Artificial intelligence models encounter significant challenges due to their black-box nature, particularly in safety-critical domains such as healthcare, finance, and autonomous vehicles. Explainable Artificial Intelligence (XAI) addresses…

Artificial Intelligence · Computer Science 2025-03-14 Melkamu Mersha , Khang Lam , Joseph Wood , Ali AlShami , Jugal Kalita

Explainable Artificial Intelligence (XAI) methods help to understand the internal mechanism of machine learning models and how they reach a specific decision or made a specific action. The list of informative features is one of the most…

Artificial Intelligence · Computer Science 2024-06-18 Ahmed M Salih