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The emerging virtual asset service providers (VASP) industry currently faces a number of challenges related to the Travel Rule, notably pertaining to customer personal information, account number and cryptographic key information. VASPs…

Cryptography and Security · Computer Science 2020-06-01 Thomas Hardjono , Alexander Lipton , Alex Pentland

Virtual asset service providers (VASPs) currently face a number of challenges, both from the technological and the regulatory perspectives. In the context of virtual asset transfers one key issue is the need for VASPs to securely exchange…

Cryptography and Security · Computer Science 2020-09-09 Thomas Hardjono

The recent FATF Recommendations defines virtual assets and virtual assets service providers (VASP), and requires under the Travel Rule that originating VASPs obtain and hold required and accurate originator information and required…

Cryptography and Security · Computer Science 2019-09-19 Thomas Hardjono , Alexander Lipton , Alex Pentland

We introduce the contract service provider (CSP) model as an analog of the successful Internet ISP model. Our exploration is motivated by the need to seek alternative blockchain service-fee models that departs from the token-for-operations…

Cryptography and Security · Computer Science 2020-12-08 Thomas Hardjono , Alexander Lipton , Alex Pentland

In order for VASPs to fulfill the regulatory requirements from the FATF and the Travel Rule, VASPs need access to truthful information regarding originators, beneficiaries and other VASPs involved in a virtual asset transfer instance.…

Cryptography and Security · Computer Science 2020-03-03 Thomas Hardjono , Alexander Lipton , Alex Pentland

Blockchain technology promises a decentralized, trustless, and interoperable infrastructure. However, widespread adoption remains hindered by issues such as limited scalability, high transaction costs, and the complexity of maintaining…

Cryptography and Security · Computer Science 2025-05-01 Isaac Zhang , Kshitij Kulkarni , Tan Li , Daniel Wong , Thomas Kim , John Guibas , Uma Roy , Bryan Pellegrino , Ryan Zarick

Our study provides a survey on how existing stablecoins-- cryptocurrencies aiming at price stabilization-- peg their value to other assets, from the perspective of Decentralized Payment Systems (DPSs). This attempt is important because…

Cryptography and Security · Computer Science 2020-06-23 Makiko Mita , Kensuke Ito , Shohei Ohsawa , Hideyuki Tanaka

In accordance with the guidelines of the Financial Action Task Force (FATF), Virtual Asset Service Providers (VASPs) should comply with a `travel rule', which requires them to exchange originator's and beneficiary's personal information…

Computational Engineering, Finance, and Science · Computer Science 2022-04-29 Chaehyeon Lee , Changhoon Kang , Wonseok Choi , Jehoon Lee , Myunghun Cha , Jongsoo Woo , James Won-Ki Hong

A wide range of services and applications can be improved and/or solved by using distributed ledger technology (DLT). These services and applications have widely varying quality of service (QoS) requirements. However, most existing DLT…

Networking and Internet Architecture · Computer Science 2018-09-05 F. Richard Yu

Blockchains is a special type of distributed systems that operates in unsafe networks. In most blockchains, all nodes should reach consensus on all state transitions with Byzantine fault tolerant algorithms, which creates bottlenecks in…

Distributed, Parallel, and Cluster Computing · Computer Science 2018-12-17 Zhijie Ren , Zekeriya Erkin

Virtual Asset Service Providers (VASPs) face a fundamental tension between regulatory compliance and user privacy when detecting cross-institutional money laundering. Current approaches require either sharing sensitive transaction data or…

Machine Learning · Computer Science 2026-01-27 Daniel Commey , Matilda Nkoom , Yousef Alsenani , Sena G. Hounsinou , Garth V. Crosby

This paper presents a mathematically rigorous formal analysis of Simplified Payment Verification (SPV) clients, as specified in Section 8 of the original Bitcoin white paper, versus non-mining full nodes operated by home users. It defines…

Cryptography and Security · Computer Science 2025-06-03 Craig Steven Wright

Smart contracts are an attractive target for attackers, as evidenced by a long history of security incidents. A current limitation of smart contract verification tools is that they are not really effective in expressing and verifying…

Cryptography and Security · Computer Science 2025-11-18 Massimo Bartoletti , Angelo Ferrando , Enrico Lipparini , Vadim Malvone

Total Value Locked (TVL) aims to measure the aggregate value of cryptoassets deposited in Decentralized Finance (DeFi) protocols. Although blockchain data is public, the way TVL is computed is not well understood. In practice, its…

General Finance · Quantitative Finance 2025-05-21 Pietro Saggese , Michael Fröwis , Stefan Kitzler , Bernhard Haslhofer , Raphael Auer

Crypto-assets are a main segment of electronic markets, with growing trade volume and market share, yet there's no unified and comprehensive asset level taxonomy framework. This paper develops a multidimensional taxonomy for crypto-assets…

Cryptography and Security · Computer Science 2026-02-06 Xiao Zhang , Juan Ignacio Ibañez , Jiahua Xu

How to audit outsourced data in centralized storage like cloud is well-studied, but it is largely under-explored for the rising decentralized storage network (DSN) that bodes well for a billion-dollar market. To realize DSN as a usable…

Cryptography and Security · Computer Science 2020-08-10 Yuefeng Du , Huayi Duan , Anxin Zhou , Cong Wang , Man Ho Au , Qian Wang

In the wake of financial crises, stablecoins are gaining adoption among digital currencies. We discuss how stablecoins help reduce the volatility of cryptocurrencies by surveying different types of stablecoins and their stability…

General Finance · Quantitative Finance 2021-03-03 Ayten Kahya , Bhaskar Krishnamachari , Seokgu Yun

An algorithmic stablecoin is a type of cryptocurrency managed by algorithms (i.e., smart contracts) to dynamically minimize the volatility of its price relative to a specific form of asset, e.g., US dollar. As algorithmic stablecoins have…

Cryptography and Security · Computer Science 2021-01-22 Wenqi Zhao , Hui Li , Yuming Yuan

Developments in the distributed ledger technology have led to new types of assets with a broad range of purposes. Although some classification frameworks for common instruments from traditional finance and some for these new, so called…

General Finance · Quantitative Finance 2020-07-24 Thomas Ankenbrand , Denis Bieri , Roland Cortivo , Johannes Hoehener , Thomas Hardjono

The development of complex software requires tools promoting fail-fast approaches, so that bugs and unexpected behavior can be quickly identified and fixed. Tools for data validation may save the day of computer programmers. In fact,…

Logic in Computer Science · Computer Science 2022-02-22 Mario Alviano , Carmine Dodaro , Arnel Zamayla
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